$80,000
SOLD AUG 29, 2025

1316 Garden Ave Waterloo, IA 50701

3 Beds
1 Bath
1,040 Sq Ft
0.81 Acres

Recently Sold

$77 Per Sq Ft

30% Below List Price

2 Days on Market

About This Home

As of August 2025

Investor Special! This home sits on a spacious 0.81-acre lot with tons of potential! Main floor features a cozy living room, kitchen, dining area, 2 bedrooms, and 1 full bath, plus a finished bonus bedroom upstairs. The home includes a detached 2-stall garage and a large yard offering space for future expansion or outdoor living. Charming home - just needs some TLC to bring it to life. Ideal for investors, or flippers looking for sweat equity or rental income potential. A great opportunity in a great location – don’t miss it!

Last Agent to Sell the Property

Mersiha Mustedanagic

Oakridge Real Estate License #B66301000 Listed on: 08/11/2025

Oakridge Real Estate

Last Buyer's Agent

Kara Bartels

RE/MAX Alliance License #B44491000

RE/MAX Alliance

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1940

Lot Details

  • 0.81 Acre Lot
  • Lot Dimensions are 118x299
  • Property is zoned R-2

Parking

  • 2 Car Detached Garage

Home Design

  • 1,040 Sq Ft Home
  • Block Foundation
  • Shingle Roof
  • Asphalt Roof
  • Aluminum Siding

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Schools

  • Fred Becker Elementary School
  • Central Middle School
  • West High School

Utilities

  • Forced Air Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 891328276041

Home Details

Home Type

Single Family

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Parcel Number: 891328276041
  • Year Built: 1940
  • Property Sub-Type: Single Family Residence
  • PropertyType: Residential
  • Lot Size Acres: 0.81
  • Road Surface Type: Other
  • Co List Office Phone: 319-277-5005
  • MLS Status: Closed
  • Reso Fireplace Features: None
  • Reso Roof: Shingle, Asphalt
  • TotalFinishedSquareFootage: 1040
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block
  • Full Bathrooms: 1
  • Total Bedrooms: 3
  • BelowGradeArea: 576

Exterior Features

  • Construction Type: Aluminum Siding

Garage/Parking

  • Parking Features: 2 Stall, Detached Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: N/A

Schools

  • Elementary School: Fred Becker Elementary
  • High School: West High
  • Middle Or Junior School: Central

Lot Info

  • Zoning: R-2
  • Lot Dimensions: 118x299
  • Lot Size Sq Ft: 35282
  • Additional Parcels: No

Tax Info

  • Tax Annual Amount: 2969.13

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 11, 2025
Closed on
Aug 29, 2025
Sold by
Espinoza Diane M
Bought by
Rasmussen
Seller's Agent
Mersiha Mustedanagic
Oakridge Real Estate
Buyer's Agent
Kara Bartels
RE/MAX Alliance
List Price
$114,900
Sold Price
$80,000
Premium/Discount to List
-$34,900
-30.37%
Views
16

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
69540.97%

Purchase Details

Closed on
Nov 10, 2006
Sold by
Degener Randy E and Degener Shannon
Bought by
Espinoza Diane
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Fiduciary Deed $80,000 None Listed On Document
Warranty Deed $85,500 None Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/29/2025 08/29/25 Sold $80,000 -30.4% $77 / Sq Ft
08/13/2025 08/13/25 Pending -- -- --
08/11/2025 08/11/25 For Sale $114,900 -- $110 / Sq Ft
Source: Northeast Iowa Regional Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,620 $150,570 $39,120 $111,450
2023 $2,406 $150,570 $39,120 $111,450
2022 $2,334 $125,500 $39,120 $86,380
2021 $2,356 $125,500 $39,120 $86,380
2020 $2,312 $119,480 $33,100 $86,380
2019 $2,312 $119,480 $33,100 $86,380
2018 $2,470 $119,480 $33,100 $86,380
2017 $2,294 $119,480 $33,100 $86,380
2016 $2,262 $115,160 $33,100 $82,060
2015 $2,262 $115,160 $33,100 $82,060
2014 $2,314 $115,160 $33,100 $82,060
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northeast Iowa Regional Board of REALTORS®

MLS Number: NBR20253873

Northeast Iowa Regional Board of REALTORS®

APN: 8913-28-276-041