Last list price
1317 N Cottage St Independence, MO 64050
Ott-Chrisman Neighborhood
3
Beds
2
Baths
1,576
Sq Ft
0.34
Acres
Highlights
- No HOA
- 2 Car Attached Garage
- Central Air
About This Home
As of June 2025Don't miss your chance to own this beautifully renovated **single-story ranch home**! This **move-inready** 3-bedroom, 2-bath home boasts:? **Brand-new appliances**? **Updated bathrooms**? **Upgraded flooring throughout**? **Fresh paint in every room**? **Spacious finished walk-out basement**? **Large rooms & a deck—perfect for entertaining!**Ideal for **first-time buyers** or as an **investment property**!**?? Financing Options Available!***Owner may finance (terms & conditions apply) and reserves the right to offer a lease-purchase option.Conventional financing & cash offers welcome!*?? **Act fast—this home won’t last long!**
Last Agent to Sell the Property
Chosen Realty LLC Brokerage Phone: 330-249-3499 License #2023044049 Listed on: 04/11/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,700
Year Built
- Built in 1961
Lot Details
- 0.34 Acre Lot
Parking
- 2 Car Attached Garage
Home Design
- Frame Construction
- Composition Roof
Interior Spaces
- 1.5-Story Property
- Finished Basement
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
- River Heights Subdivision
Listing and Financial Details
- Assessor Parcel Number 15-940-01-19-00-0-00-000
- $0 special tax assessment
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 11, 2025
Closed on
Jun 2, 2025
Sold by
Continental Capital Corporation
Bought by
Denney Michael
Seller's Agent
Nicholas Huscroft
Chosen Realty LLC
Buyer's Agent
Alexander Goodman
RE/MAX Premier Properties
List Price
$209,900
Sold Price
$220,000
Premium/Discount to List
$10,100
4.81%
Views
142
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-75.21%
Original Mortgage
$213,400
Outstanding Balance
$213,400
Interest Rate
6.76%
Mortgage Type
New Conventional
Estimated Equity
-$27,307
Purchase Details
Listed on
Sep 11, 2024
Closed on
Oct 31, 2024
Sold by
Home Trs Iv Llc
Bought by
Continental Capital Corporation
Seller's Agent
Amy Corn
Realty Executives
Buyer's Agent
Amy Corn
Realty Executives
List Price
$129,900
Sold Price
$133,100
Premium/Discount to List
$3,200
2.46%
Views
39
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
137.84%
Purchase Details
Listed on
Sep 11, 2024
Closed on
Sep 9, 2024
Sold by
Home Sfr Borrower Iv Llc
Bought by
Home Trs Iv Llc
Seller's Agent
Amy Corn
Realty Executives
Buyer's Agent
Amy Corn
Realty Executives
List Price
$129,900
Sold Price
$133,100
Premium/Discount to List
$3,200
2.46%
Views
39
Purchase Details
Closed on
Nov 4, 2017
Sold by
Arvm 5 Llc
Bought by
Home Sfr Borrower Iv Llc
Purchase Details
Listed on
Feb 9, 2017
Closed on
May 24, 2017
Sold by
Olexa Dan Paul
Bought by
Arvm 5 Llc
Seller's Agent
Christina Brown
Sage Door Realty, LLC
Buyer's Agent
Spencer Lindahl
List Price
$115,000
Sold Price
$106,500
Premium/Discount to List
-$8,500
-7.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.09%
Purchase Details
Closed on
Jan 16, 2014
Sold by
Olexa Shelby Ann
Bought by
Olexa Dan Paul
Purchase Details
Closed on
Apr 24, 2003
Sold by
Wurtz Mary M
Bought by
Olexa Daniel P
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,000
Interest Rate
5.57%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Nov 11, 1997
Sold by
Thomas Diane M and Thomas Diane M
Bought by
Wurtz Irvin O and Wurtz Mary M
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$72,904
Interest Rate
7.23%
Mortgage Type
FHA
Similar Homes in Independence, MO
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | -- | Tallgrass Title | |
| Special Warranty Deed | $133,100 | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Special Warranty Deed | -- | None Available | |
| Warranty Deed | $106,500 | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Warranty Deed | -- | -- | |
| Warranty Deed | -- | Stewart Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $213,400 | New Conventional | |
| Previous Owner | $20,000 | Credit Line Revolving | |
| Previous Owner | $86,000 | New Conventional | |
| Previous Owner | $100,000 | Purchase Money Mortgage | |
| Previous Owner | $72,904 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/04/2025 06/04/25 | Sold | -- | -- | -- |
| 05/01/2025 05/01/25 | Pending | -- | -- | -- |
| 04/11/2025 04/11/25 | For Sale | $209,900 | +61.6% | $133 / Sq Ft |
| 11/05/2024 11/05/24 | Sold | -- | -- | -- |
| 09/25/2024 09/25/24 | Pending | -- | -- | -- |
| 09/11/2024 09/11/24 | For Sale | $129,900 | +13.0% | $82 / Sq Ft |
| 05/24/2017 05/24/17 | Sold | -- | -- | -- |
| 05/02/2017 05/02/17 | Pending | -- | -- | -- |
| 02/09/2017 02/09/17 | For Sale | $115,000 | -- | $77 / Sq Ft |
Source: Heartland MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,700 | $32,857 | $6,880 | $25,977 |
| 2023 | $2,225 | $32,857 | $4,545 | $28,312 |
| 2022 | $1,516 | $20,520 | $7,030 | $13,490 |
| 2021 | $1,515 | $20,520 | $7,030 | $13,490 |
| 2020 | $1,410 | $18,561 | $7,030 | $11,531 |
| 2019 | $1,388 | $18,561 | $7,030 | $11,531 |
| 2018 | $734,173 | $18,126 | $3,181 | $14,945 |
| 2017 | $1,398 | $18,126 | $3,181 | $14,945 |
| 2016 | $1,398 | $17,672 | $3,523 | $14,149 |
| 2014 | $1,328 | $17,157 | $3,420 | $13,737 |
Source: Public Records
Agents Affiliated with this Home
-
Nicholas Huscroft
N
Seller's Agent in 2025
Nicholas Huscroft
Chosen Realty LLC
(330) 249-3499
1 in this area
1,315 Total Sales
-
Alexander Goodman
A
Buyer's Agent in 2025
Alexander Goodman
RE/MAX Premier Properties
(816) 416-7090
1 in this area
4 Total Sales
-
Amy Corn
Seller's Agent in 2024
Amy Corn
Realty Executives
(816) 804-0282
1 in this area
187 Total Sales
-
Christina Brown
Seller's Agent in 2017
Christina Brown
Sage Door Realty, LLC
(816) 896-8916
5 in this area
378 Total Sales
-
Stephen Brown
S
Seller Co-Listing Agent in 2017
Stephen Brown
Sage Door Realty, LLC
(816) 609-7000
1 in this area
136 Total Sales
-
S
Buyer's Agent in 2017
Spencer Lindahl
Map
Source: Heartland MLS
MLS Number: 2543034
APN: 15-940-01-19-00-0-00-000
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Listing Information presented by local MLS brokerage: TEN-X, INC., local REALTOR®- Arlene Richardson - (888)952-6393
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