NOT LISTED FOR SALE

1318 Rainfield Gardens Ct O Fallon, IL 62269

Estimated Value: $441,874 - $472,000

-- Bed
-- Bath
1,580 Sq Ft
$287/Sq Ft Est. Value

About This Home

This home is located at 1318 Rainfield Gardens Ct, O Fallon, IL 62269 and is currently estimated at $454,219, approximately $287 per square foot. 1318 Rainfield Gardens Ct is a home with nearby schools including Hinchcliffe Elementary School, Fulton Junior High School, and O'Fallon Township High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 9, 2025
Sold by
Payne Joshua A and Payne Erica M
Bought by
Rusnack Joseph A
Current Estimated Value
$454,219

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Outstanding Balance
$359,683
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$81,735

Purchase Details

Closed on
Aug 11, 2011
Sold by
Huntington Chase Homes Corporation
Bought by
Payne Joshua A and Payne Erica M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$233,483
Interest Rate
4.54%
Mortgage Type
VA

Purchase Details

Closed on
May 31, 2011
Sold by
Huntington Builders & Development Llc
Bought by
Huntington Chase Homes Corporation

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$172,000
Interest Rate
4.81%
Mortgage Type
Construction

Purchase Details

Closed on
Apr 1, 2008
Sold by
Stimson Acquisitions Llc
Bought by
Huntington Builders & Development Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$0
Interest Rate
6.09%
Mortgage Type
Undefined Multiple Amounts
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

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ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

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First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

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Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Rusnack Joseph A $450,000 Advanced Title Solutions
Payne Joshua A $242,500 Advanced Title Solutions Inc
Huntington Chase Homes Corporation $52,000 Advanced Title Solutions Inc
Huntington Builders & Development Llc $351,000 Landstar Title Company
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Rusnack Joseph A $360,000
Previous Owner Payne Joshua A $233,483
Previous Owner Huntington Chase Homes Corporation $172,000
Closed Huntington Builders & Development Llc $0
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $8,116 $113,771 $20,715 $93,056
2023 $7,582 $100,665 $18,329 $82,336
2022 $7,249 $94,885 $17,963 $76,922
2021 $7,015 $90,058 $17,049 $73,009
2020 $6,978 $85,308 $16,150 $69,158
2019 $6,824 $85,308 $16,150 $69,158
2018 $6,943 $86,238 $17,269 $68,969
2017 $6,897 $82,738 $16,568 $66,170
2016 $6,887 $80,870 $16,194 $64,676
2014 $1,730 $21,633 $316 $21,317
2013 $26 $22,032 $322 $21,710
Source: Public Records

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