$299,900

Estimated payment $2,112/month

Total Views 291
3 Beds
3 Baths
2,503 Sq Ft
$120 Price per Sq Ft

Highlights

  • Popular Property
  • Gated Community
  • 2 Fireplaces
  • Durand Elementary School Rated A-
  • Deck
  • Brick or Stone Mason

About This Home

Welcome to 1320 Lake Summerset Rd—tucked inside a private, gated lake community with an easygoing lifestyle and a long list of perks. This home has been freshly updated throughout, offering comfort and peace of mind for years to come. Inside, you'll find plush new carpet and durable LVP flooring, fresh paint, solid core doors, updated trim, and new light fixtures throughout. The main living spaces are bright and welcoming, with two fireplaces that add warmth and character. Bedrooms are generously sized, and there's potential for a fourth bedroom depending on your needs. The kitchen features newer appliances, and the main bathroom includes a brand new vanity. Outlets and switches have been updated, ceiling fans replaced, and the water heater was just installed in 2025. The roof is newer and even the garage has been refreshed with a new overhead door and windows. Enjoy the peace and quiet of a slower pace without sacrificing modern connectivity—this community is equipped with ultra high-speed fiber internet to keep you connected no matter where you work or play. Living in Lake Summerset means access to a 275-acre lake, community pool, disc golf, pickleball and tennis courts, bocce ball, a dog park, community garden, multiple playgrounds, and more—all just outside your door. Come take a look—you might just find it feels like home. Agent Related.

Last Listed By

Taylor Miller

Re/Max of Rock Valley License #475188893 Listed on: 06/12/2025

Re/Max of Rock Valley

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,137

Year Built

  • Built in 1978

HOA Fees

  • $92 Monthly HOA Fees

Home Design

  • Bi-Level Home
  • Brick or Stone Mason
  • Shingle Roof

Interior Spaces

  • Ceiling Fan
  • 2 Fireplaces
  • Wood Burning Fireplace

Kitchen

  • Electric Range
  • Stove
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Exterior Basement Entry

Parking

  • 2 Car Garage
  • Driveway

Schools

  • Durand Elementary School
  • Durand Jr High Middle School
  • Durand High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Deck
  • 0.35 Acre Lot

Community Details

Overview

  • Association fees include pool access, water access, clubhouse

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,137

Year Built

Built in 1978

Lot Details

0

HOA Fees

$92 per month

Listing Details

  • Interior Amenities: Ceiling Fans/Remotes
  • Road Frontage: Hard Surface Road
  • Type: Gated Community
  • Electric: Circuit Breaker
  • Additional Room 5: Office, Dimensions: 8x13, On Level: Lower
  • Appliances That Stay or Are Included: Dishwasher, Microwave, Stove/Cooktop
  • Class: HOUSE
  • Estimated Below Grade Finished Sq Ft: 1170
  • Exemptions: Owner
  • Fee Includes: Pool Access, Water Access, Clubhouse
  • General Features: Basement Entrance, County Taxes, Deck, L.L. Finished Space, Main Floor Primary, Partial Exposure
  • Grid: Winnebago County
  • Hoa Fee Frequency: Yearly
  • Legal Description: Per Title
  • Lot Acreage: 0.35
  • Lvt Date: 06/12/2025
  • Number of Lower Level Full Bathrooms: 1
  • Number of Main Level Full Bathrooms: 2
  • Stove Range Fuel: Electric
  • Style: Bi-Level
  • Type: House
  • Agent Only_ L A1 User Code: 110733
  • Egress: Yes
  • Elementary School: Durand Elementary
  • Estimated Total Finished Sq Ft: 2503
  • Garage Type Driveway: Attached
  • Hold Earnest Money Y N: No
  • Pertinent Facts: Welcome to 1320 Lake Summerset Rd—tucked inside a private, gated lake community with an easygoing lifestyle and a long list of perks. This home has been freshly updated throughout, offering comfort and peace of mind for years to come. Inside, you'll find plush new carpet and durable LVP flooring, fresh paint, solid core doors, updated trim, and new light fixtures throughout. The main living spaces are bright and welcoming, with two fireplaces that add warmth and character. Bedrooms are generously sized, and there's potential for a fourth bedroom depending on your needs. The kitchen features newer appliances, and the main bathroom includes a brand new vanity. Outlets and switches have been updated, ceiling fans replaced, and the water heater was just installed in 2025. The roof is newer and even the garage has been refreshed with a new overhead door and windows. Enjoy the peace and quiet of a slower pace without sacrificing modern connectivity—this community is equipped with ultra high-speed fiber internet to keep you connected no matter where you work or play. Living in Lake Summerset means access to a 275-acre lake, community pool, disc golf, pickleball and tennis courts, bocce ball, a dog park, community garden, multiple playgrounds, and more—all just outside your door. Come take a look—you might just find it feels like home. Agent Related.
  • Designated Managing Broker Y N: No
  • Estimated Above Grade Sq Ft: 1333
  • L O1 Brokerage Number: 478026891
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Bedrooms: 3
  • Basement Type: Full
  • Master Bedroom: Dimensions: 12x15, On Level: Main
  • Fireplace Type: Wood
  • Basement: Basement Entrance, Finished, Partial Exposure
  • Bedroom 2: Dimensions: 11x15, On Level: Main
  • Bedroom 3: Dimensions: 10x14, On Level: Lower
  • Dining Room: Yes, On Level: Main, Dimensions: 10x13
  • Family Room: Yes, On Level: Lower, Dimensions: 13x40
  • Fireplace: Yes
  • Full Bathrooms: 3
  • Kitchen: Dimensions: 10x13, On Level: Main
  • Living Room: Yes, On Level: Main, Dimensions: 14x17
  • Number Of Fireplaces: 2
  • Price Per Sq Ft: 119.82
  • Recreation Room: No
  • Total Bathrooms: 3
  • Basement: Yes

Exterior Features

  • Exterior: Brick/Stone, Aluminum
  • Roof: Shingle

Garage/Parking

  • Garage: 2

Utilities

  • Cooling: Central Air
  • Heating: Forced Air
  • Sewer: City/Community
  • Water: City/Community
  • Water Heater: Electric

Condo/Co-op/Association

  • HOA Fees: 1099

Schools

  • School District: Durand 322
  • Elementary School: Durand Elementary
  • Middle School: Durand Jr High
  • High School: Durand High

Building Info

  • Year Built: 1978

Tax Info

  • Year: 2024
  • Taxes: 4137

MLS Schools

  • HighSchool: Durand High
  • School District: Durand 322
  • Middle School: Durand Jr High

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,699 $52,458 $1,955 $50,503
2022 $3,289 $46,340 $1,744 $44,596
2021 $3,370 $42,670 $1,606 $41,064
2020 $3,338 $41,056 $1,545 $39,511
2019 $3,281 $40,016 $1,506 $38,510
2018 $3,438 $38,414 $1,446 $36,968
2017 $3,315 $37,661 $1,418 $36,243
2016 $3,526 $37,661 $1,418 $36,243
2015 $3,529 $37,661 $1,418 $36,243
2014 $3,523 $37,661 $1,418 $36,243
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/12/2025 06/12/25 For Sale $299,900 -- $120 / Sq Ft
Source: NorthWest Illinois Alliance of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $125,000 Old Republic Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $152,000 Construction
Previous Owner $30,000 Credit Line Revolving
Source: Public Records

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Source: NorthWest Illinois Alliance of REALTORS®

MLS Number: 202503174

NorthWest Illinois Alliance of REALTORS®

APN: 05-06-277-006