$227,000
SOLD FEB 27, 2025

1321 Locust St New Albany, IN 47150

3 Beds
2 Baths
1,559 Sq Ft
4,617 Sq Ft Lot

Recently Sold

$146 Per Sq Ft

3 Days on Market

Highlights

  • Sun or Florida Room
  • First Floor Utility Room
  • 2 Car Detached Garage
  • Covered Patio or Porch
  • Fenced Yard
  • Thermal Windows

About This Home

As of February 2025

Welcome Home! This Beauty has 3 Bedrooms, 2 Full Baths, and an extra large entry area to create your own space. The ceilings are nearly 10' tall, open floorplan, 3 covered porch areas for outdoor entertaining and a 2 car garage. Home has been completely renovated with all new mechanicals, new flooring, cabinetry, and countertops. The Primary Bedroom has a private attached bath with a large walk in shower and walk in closet. There are 2 other bedrooms, a shared hall bath and a large entry area that would be perfect for a small office space or sitting area. The rear yard is fully fenced and has a 2 car garage. This home is move in ready!

Last Agent to Sell the Property

Michelle Schnell-Gammons

License #RB14045825 Listed on: 01/24/2025

Last Buyer's Agent

Jill Finnegan

Weichert Realtors-ABG Properties License #RB14045006

Weichert Realtors-ABG Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $782

Year Built

  • Built in 1929

Lot Details

  • 4,617 Sq Ft Lot
  • Fenced Yard

Parking

  • 2 Car Detached Garage
  • Garage Door Opener

Home Design

  • Frame Construction
  • Vinyl Siding
  • Stucco Exterior

Interior Spaces

  • 1,559 Sq Ft Home
  • 1-Story Property
  • Thermal Windows
  • Sun or Florida Room
  • First Floor Utility Room
  • Storage
  • Crawl Space

Kitchen

  • Oven or Range
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heat Pump System
  • Gas Available
  • Electric Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Assessor Parcel Number 220504200844000008

Home Details

Home Type

Single Family

Est. Annual Taxes

$782

Year Built

Built in 1929

Lot Details

0

Parking

2

Listing Details

  • Annual Tax: 782
  • Appointment: Not Needed
  • Construction: Frame On-Site
  • Foundation: Crawl Space
  • Home Warranty Provided: 2-10
  • Legal Description: P 201 N 33 1/3' L 16
  • Out Buildings: Garage
  • Parcel Number: 220504200844000008
  • Property Sub Type: Residential
  • Property Type: Residential/Farm
  • Total Finished Square Footage: 1559
  • Type: 1 Story
  • Year Built: 1929
  • Special Features: None

Interior Features

  • Water Heater: Electric
  • Basement Type: Crawl Space
  • Above Grade Finished Sq Ft: 1559.00
  • Appliances: Dishwasher, Garage Door Opener, Range / Oven
  • Full Bathrooms: 2
  • Total Bathrooms: 2.00
  • Total Bedrooms: 3
  • Interior Amenities: 1st Floor Master, 1st Floor Utility, Added Storage, Bath Master
  • Lot Sq Ft: 4617.36
  • Sewer Type: Sewer
  • Total Sq Ft: 1559

Exterior Features

  • Exterior Features: Covered Patio, Covered Porch, Fenced Yard, Stucco, Sunroom, Thermopane Windows, Vinyl Siding
  • Home Warranty: Yes

Garage/Parking

  • Garage Type: Detached
  • Garage Spaces: 2
  • Garage Yn: Yes

Utilities

  • Cooling Type: Central Air
  • Fuel Type: Gas
  • Heat Type: Forced Air, Heat Pump
  • Water Type: Public Onsite

Lot Info

  • Acres: 0.1060
  • Zoning: Residential

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 24, 2025
Closed on
Mar 4, 2025
Sold by
Dz Property Pros Llc
Bought by
Flippin 812 Llc
Seller's Agent
Michelle Schnell-Gammons
Buyer's Agent
Jill Finnegan
Weichert Realtors-ABG Properties
List Price
$227,900
Sold Price
$227,000
Premium/Discount to List
-$900
-0.39%
Views
21
Current Estimated Value
$233,044

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,044
Avg. Annual Appreciation
3.67%
Original Mortgage
$181,600
Outstanding Balance
$180,701
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$52,343

Purchase Details

Listed on
Jan 24, 2025
Closed on
Mar 3, 2025
Sold by
Flippin 812 Llc
Bought by
Hewett Mary Elizabeth
Seller's Agent
Michelle Schnell-Gammons
Buyer's Agent
Jill Finnegan
Weichert Realtors-ABG Properties
List Price
$227,900
Sold Price
$227,000
Premium/Discount to List
-$900
-0.39%
Views
21

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$181,600
Outstanding Balance
$180,701
Interest Rate
7.04%
Mortgage Type
New Conventional
Estimated Equity
$52,343

Purchase Details

Closed on
May 21, 2024
Sold by
Gupta Vinod C
Bought by
Dz Property Pros Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,800
Interest Rate
6.82%
Mortgage Type
Construction

Purchase Details

Closed on
Feb 3, 2014
Sold by
Floyd County Auditor
Bought by
Gupta Vinod C

Purchase Details

Closed on
Jan 31, 2005
Sold by
Terrell Barbara Lea
Bought by
Mcknight Mark and Mcknight Bonnic R
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $227,000 None Listed On Document
Warranty Deed $227,000 None Listed On Document
Warranty Deed $45,000 None Listed On Document
Sheriffs Deed $4,387 --
Warranty Deed -- Agency Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $181,600 New Conventional
Previous Owner $148,800 Construction
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
02/27/2025 02/27/25 Sold $227,000 -0.4% $146 / Sq Ft
01/27/2025 01/27/25 Pending -- -- --
01/24/2025 01/24/25 For Sale $227,900 -- $146 / Sq Ft
Source: Southern Indiana REALTORS® Association

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,041 $49,000 $8,700 $40,300
2023 $1,190 $54,400 $8,700 $45,700
2022 $1,943 $91,000 $8,700 $82,300
2021 $1,631 $75,800 $8,700 $67,100
2020 $1,634 $75,800 $8,700 $67,100
2019 $1,642 $76,100 $8,700 $67,400
2018 $1,637 $75,400 $8,700 $66,700
2017 $5,529 $75,300 $8,700 $66,600
2016 $4,944 $74,600 $8,700 $65,900
2014 $1,340 $67,000 $8,700 $58,300
2013 -- $65,200 $8,700 $56,500
Source: Public Records

Agents Affiliated with this Home

  • Jill Finnegan

    Buyer's Agent in 2025

    Jill Finnegan

    Weichert Realtors-ABG Properties

    (812) 987-8848

    14 in this area

    97 Total Sales

    Jill Finnegan
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Map

Source: Southern Indiana REALTORS® Association

MLS Number: 202505428

Southern Indiana REALTORS® Association

APN: 22-05-04-200-844.000-008

Indiana Floyd County New Albany 47150

1321 Locust St, New Albany, IN

Sold

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Southern Indiana REALTORS® Association IDX information is provided exclusively for consumers’ personal, noncommercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listing data is deemed reliable but is not guaranteed accurate by the SIRA MLS.

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