1321 Main St Schenectady, NY 12303
Rotterdam Neighborhood
2
Beds
1
Bath
1,288
Sq Ft
4,356
Sq Ft Lot
Highlights
- No HOA
- Enclosed Glass Porch
- Forced Air Heating System
- Cul-De-Sac
- Shed
- High Speed Internet
About This Home
As of July 2021This perfect starter home is located on a quiet dead end street and offers a lot of natural sunlight. It features an updated bathroom with ceramic tile shower and floor, new tub, vanity and toilet. Hardwood floors throughout. Roof is 5 years old. Full basement is dry and has a new concrete floor. Two enclosed porches. Off street parking and a nice sized fenced in yard.
Last Agent to Sell the Property
CM Fox Real Estate License #40HA1054373 Listed on: 04/23/2021
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,675
Year Built
- Built in 1909
Lot Details
- Cul-De-Sac
- Fenced
- Level Lot
Home Design
- Vinyl Siding
- Asphalt
Interior Spaces
- 1,288 Sq Ft Home
- 2-Story Property
Kitchen
- Oven
- Range
- Dishwasher
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
Basement
- Basement Fills Entire Space Under The House
- Laundry in Basement
Parking
- 3 Parking Spaces
- Off-Street Parking
Outdoor Features
- Shed
- Enclosed Glass Porch
Utilities
- No Cooling
- Forced Air Heating System
- Heating System Uses Natural Gas
- High Speed Internet
Community Details
- No Home Owners Association
Listing and Financial Details
- Legal Lot and Block 4 / 1
- Assessor Parcel Number 421500 49-1-4
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 23, 2021
Closed on
Jun 8, 2021
Sold by
James Jessica
Bought by
Lamb Joshua C
Seller's Agent
Mandy Harrington
CM Fox Real Estate
Buyer's Agent
Joseph Cardinale
Howard Hanna Capital Inc
List Price
$124,900
Sold Price
$125,000
Premium/Discount to List
$100
0.08%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,422
Avg. Annual Appreciation
7.55%
Original Mortgage
$122,735
Outstanding Balance
$112,324
Interest Rate
2.9%
Mortgage Type
FHA
Estimated Equity
$55,622
Purchase Details
Listed on
Jul 23, 2018
Closed on
Sep 25, 2018
Sold by
Rollins Heather
Bought by
James Jessica
Seller's Agent
Brenda Ziegler
Howard Hanna Capital Inc
Buyer's Agent
Robert Thomsen
Howard Hanna Capital Inc
List Price
$58,900
Sold Price
$55,650
Premium/Discount to List
-$3,250
-5.52%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
33.79%
Original Mortgage
$53,980
Interest Rate
4.5%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 16, 2015
Sold by
Hall Danielle
Bought by
Rollins Heather
Purchase Details
Closed on
Nov 29, 2010
Sold by
Trela Dorthea S
Bought by
Hall Danielle
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$49,335
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 9, 2005
Similar Homes in Schenectady, NY
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $125,000 | Market Title Services Llc | |
| Warranty Deed | -- | Stewart Title | |
| Warranty Deed | $56,000 | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Quit Claim Deed | -- | None Available | |
| Deed | $50,000 | Chicago Title Insurance Co | |
| Interfamily Deed Transfer | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $122,735 | FHA | |
| Closed | $122,735 | FHA | |
| Previous Owner | $53,980 | New Conventional | |
| Previous Owner | $49,335 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/07/2021 07/07/21 | Sold | $125,000 | +0.1% | $97 / Sq Ft |
| 04/26/2021 04/26/21 | Pending | -- | -- | -- |
| 04/23/2021 04/23/21 | For Sale | $124,900 | +124.4% | $97 / Sq Ft |
| 09/25/2018 09/25/18 | Sold | $55,650 | -2.2% | $43 / Sq Ft |
| 08/08/2018 08/08/18 | Pending | -- | -- | -- |
| 07/31/2018 07/31/18 | Price Changed | $56,900 | -3.4% | $44 / Sq Ft |
| 07/23/2018 07/23/18 | For Sale | $58,900 | 0.0% | $46 / Sq Ft |
| 05/21/2018 05/21/18 | Pending | -- | -- | -- |
| 05/07/2018 05/07/18 | For Sale | $58,900 | -- | $46 / Sq Ft |
Source: Global MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,743 | $71,900 | $10,800 | $61,100 |
| 2023 | $3,743 | $71,900 | $10,800 | $61,100 |
| 2022 | $3,690 | $71,900 | $10,800 | $61,100 |
| 2021 | $3,667 | $71,900 | $10,800 | $61,100 |
| 2020 | $3,607 | $71,900 | $10,800 | $61,100 |
| 2019 | $2,117 | $71,900 | $10,800 | $61,100 |
| 2018 | $3,643 | $71,900 | $10,800 | $61,100 |
| 2017 | $3,347 | $71,900 | $10,800 | $61,100 |
| 2016 | $3,742 | $71,900 | $10,800 | $61,100 |
| 2015 | -- | $71,900 | $10,800 | $61,100 |
| 2014 | -- | $71,900 | $10,800 | $61,100 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2021
Mandy Harrington
CM Fox Real Estate
(518) 441-1711
6 in this area
91 Total Sales
-
Buyer's Agent in 2021
Joseph Cardinale
Howard Hanna Capital Inc
(518) 755-2064
7 in this area
288 Total Sales
-
Seller's Agent in 2018
Brenda Ziegler
Howard Hanna Capital Inc
(518) 421-1816
9 in this area
93 Total Sales
-
R
Buyer's Agent in 2018
Robert Thomsen
Howard Hanna Capital Inc
Map
Source: Global MLS
MLS Number: 202116683
APN: 049-072-0001-004-000-0000
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