Seller's Agent in 2024
Jennifer Rasmussen
@ Properties
(630) 849-8972
3 in this area
87 Total Sales
1328 S 2nd St Saint Charles, IL 60174
Southwest Saint Charles NeighborhoodEstimated Value: $479,000 - $695,673
3
Beds
2.5
Baths
2,200
Sq Ft
$268/Sq Ft
Est. Value
Highlights
- Open Floorplan
- Colonial Architecture
- Property is near a park
- Davis Primary School Rated A-
- Wood Burning Stove
- Vaulted Ceiling
About This Home
As of March 2024SIMPLY PERFECT. Welcome HOME! This incredible 3 bedroom 2.1 bath updated bungalow sits on a large corner lot in the most darling neighborhood. Spreading out with 2200 square feet of living space this home is light, bright, open and airy! The entire place is wrapped in windows and has everything today's buyer is looking for: The kitchen boasts white shaker-style cabinets, granite counters, top of line SS appliances, tons of counter space, large island and a customized pantry. There are newly refinished hardwood floors throughout the entire house. Sight-lines across the whole first floor flow seamlessly from one room to the next. There is also a nice sized office/playroom with stylish wainscoting tucked away on the main level. A functional mudroom off of the kitchen has a large closet and custom built-ins. Sunlight pours into the family room which features a beautiful fireplace and coffered ceilings. Upstairs, the primary bedroom and ensuite are top notch. The ensuite sparkles with gorgeous tile work, Carrera marble surround, double vanity, walk in shower and soaker tub. Adding functionality and elegance the NEW customized master closet runs the width of the room. Upstairs you will also find 2 more great sized bedrooms with unbelievable WIC's in each room. The basement is a large, usable space with good headroom and natural light. All of the bathrooms have been tastefully refinished in soft, subtle colored tile and stylish decor. The outside of this home is just as spectacular as the inside: Perfectly appointed on a large corner lot this home has outstanding curb appeal. Buyers will be swooning over the large lemonade-sipping front porch and spacious private paver patio out back. Lucky new owners get to benefit from all new professional landscaping done in the Spring/Summer of 2023 by Wasco Nursery and Garden Center. PLEASE Don't miss the over-sized garage. It is HUGE and the possibilities are endless. It has incredible storage, hook up for EV vehicle and tons of room to move around. It truly feels bigger than a 3 car garage. 2022/23 Updates by new owner include: All new landscaping, wood burning efficiency insert in fireplace - (perfect for those chilly nights), customized closet systems in master closet, pantry and laundry area. There are NEW gutters, gutter guards and downspouts. The chimney has been completely refinished/tuckpointed. Newly refinished hardwood floors, added electrical to garage (EV charger), dimmers on lights, and properly vented oven hood. The desirable location of this property takes the cake! Get the best of both worlds, by only being a short distance to historic downtown St. Charles, AND downtown Geneva. You are close to the prairie path and all major shopping. St. Charles is known for its excellent schools, amazing restaurant scene and abundance of parks and community spaces. Who could ask for more? It is time to make 1328 S. 2nd Street your new home today! ***** Hot Water heater 2017, Lennox AC 2019, Furnace Lennox 2016, Roof 8-10 years old. please note all of the windows have been replaced with high end wood, thermal pane windows. Have confidence showing this amazing property - truly it's perfect.
Last Agent to Sell the Property
@properties Christie's International Real Estate License #475141431 Listed on: 01/26/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,897
Year Built
- Built in 1930 | Remodeled in 2019
Lot Details
- Lot Dimensions are 132 x 50
- Corner Lot
- Paved or Partially Paved Lot
Parking
- 2 Car Detached Garage
- Garage ceiling height seven feet or more
- Garage Transmitter
- Garage Door Opener
- Driveway
- Parking Included in Price
Home Design
- Colonial Architecture
- Bungalow
- Asphalt Roof
- Wood Siding
- Concrete Perimeter Foundation
Interior Spaces
- 2,200 Sq Ft Home
- 2-Story Property
- Open Floorplan
- Historic or Period Millwork
- Coffered Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Wood Burning Stove
- Wood Burning Fireplace
- Self Contained Fireplace Unit Or Insert
- Includes Fireplace Accessories
- Replacement Windows
- Blinds
- Bay Window
- Sliding Doors
- Living Room with Fireplace
- Combination Kitchen and Dining Room
- Den
- Wood Flooring
Kitchen
- Range
- Microwave
- Dishwasher
- Stainless Steel Appliances
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- 3 Potential Bedrooms
- Walk-In Closet
- Dual Sinks
- Soaking Tub
Laundry
- Laundry on main level
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Sump Pump
Home Security
- Storm Screens
- Carbon Monoxide Detectors
Utilities
- Central Air
- Humidifier
- Heating System Uses Natural Gas
Additional Features
- Brick Porch or Patio
- Property is near a park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 26, 2024
Closed on
Mar 19, 2024
Sold by
Lewis Eric and Lewis Courtney
Bought by
Todd C Virgil 2004 Trust and Nikol L Virgil 2004 Trust
Seller's Agent
Jennifer Rasmussen
@properties Christie's International Real Estate
Buyer's Agent
Tom Gancer
HomeSmart Connect LLC
List Price
$589,900
Sold Price
$635,000
Premium/Discount to List
$45,100
7.65%
Views
41
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$45,832
Avg. Annual Appreciation
1.39%
Original Mortgage
$460,800
Outstanding Balance
$434,350
Interest Rate
5.94%
Mortgage Type
New Conventional
Estimated Equity
$213,423
Purchase Details
Listed on
Jan 27, 2022
Closed on
Mar 8, 2022
Sold by
Paul Albert David and Paul Maureen Meghan
Bought by
Lewis Courtney and Lewis Eric
Seller's Agent
Francisco Rios
Keller Williams Experience
Buyer's Agent
Kathleen Knorr
Station Cities
List Price
$515,000
Sold Price
$515,000
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.98%
Original Mortgage
$412,000
Interest Rate
3.76%
Mortgage Type
New Conventional
Purchase Details
Listed on
Feb 28, 2019
Closed on
Apr 22, 2019
Sold by
Frontier Development Llc
Bought by
Albert David Paul and Thome Meghan Maureen
Seller's Agent
Katie Fish
Keller Williams Inspire - Geneva
Buyer's Agent
Sarah Menke
@properties Christie's International Real Estate
List Price
$499,108
Sold Price
$440,000
Premium/Discount to List
-$59,108
-11.84%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.58%
Original Mortgage
$376,200
Interest Rate
5.12%
Mortgage Type
New Conventional
Purchase Details
Listed on
Aug 2, 2013
Closed on
Oct 11, 2013
Sold by
Michel Gail C
Bought by
Frontier Development Llc
Seller's Agent
Stephen Haas
RE/MAX Suburban
Buyer's Agent
Lauren Smith
Keller Williams Inspire
List Price
$259,000
Sold Price
$238,000
Premium/Discount to List
-$21,000
-8.11%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.75%
Purchase Details
Closed on
Jun 23, 2006
Sold by
Miller James E and Miller Joanne
Bought by
Michel Gail C
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,500
Interest Rate
8.25%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Jul 17, 2003
Sold by
Limon Judith S
Bought by
Miller James E and Miller Joanne
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$300,000
Interest Rate
5.3%
Mortgage Type
Purchase Money Mortgage
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Todd C Virgil 2004 Trust | $635,000 | Chicago Title Insurance Compan | |
| Lewis Courtney | $515,000 | Old Republic Title | |
| Albert David Paul | $440,000 | Chicago Title Insurance Co | |
| Frontier Development Llc | $238,000 | Fort Dearborn Land Title | |
| Michel Gail C | $349,000 | Chicago Title Insurance Co | |
| Miller James E | $375,000 | Chicago Title Insurance Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Todd C Virgil 2004 Trust | $460,800 | |
| Previous Owner | Lewis Courtney | $412,000 | |
| Previous Owner | Albert David Paul | $370,386 | |
| Previous Owner | Albert David Paul | $376,200 | |
| Previous Owner | Michel Gail C | $94,500 | |
| Previous Owner | Michel Gail C | $209,000 | |
| Previous Owner | Miller James E | $280,000 | |
| Previous Owner | Miller James E | $50,800 | |
| Previous Owner | Miller James E | $300,000 | |
| Previous Owner | Miller James E | $300,000 | |
| Closed | Miller James E | $37,500 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 03/19/2024 03/19/24 | Sold | $635,000 | +7.6% | $289 / Sq Ft |
| 01/29/2024 01/29/24 | Pending | -- | -- | -- |
| 01/26/2024 01/26/24 | For Sale | $589,900 | +14.5% | $268 / Sq Ft |
| 03/15/2022 03/15/22 | Sold | $515,000 | 0.0% | $234 / Sq Ft |
| 01/31/2022 01/31/22 | Pending | -- | -- | -- |
| 01/27/2022 01/27/22 | For Sale | $515,000 | +17.0% | $234 / Sq Ft |
| 04/22/2019 04/22/19 | Sold | $440,000 | -11.8% | $200 / Sq Ft |
| 04/01/2019 04/01/19 | Pending | -- | -- | -- |
| 02/28/2019 02/28/19 | For Sale | $499,108 | +109.7% | $227 / Sq Ft |
| 10/11/2013 10/11/13 | Sold | $238,000 | -6.3% | $179 / Sq Ft |
| 08/27/2013 08/27/13 | Pending | -- | -- | -- |
| 08/16/2013 08/16/13 | Price Changed | $254,000 | -1.9% | $191 / Sq Ft |
| 08/02/2013 08/02/13 | For Sale | $259,000 | -- | $195 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $14,587 | $204,505 | $48,411 | $156,094 |
| 2023 | $13,742 | $179,705 | $43,329 | $136,376 |
| 2022 | $12,897 | $165,735 | $47,960 | $117,775 |
| 2021 | $12,115 | $154,543 | $45,715 | $108,828 |
| 2020 | $12,143 | $153,541 | $44,863 | $108,678 |
| 2019 | $12,421 | $150,501 | $43,975 | $106,526 |
| 2018 | $8,192 | $98,645 | $35,795 | $62,850 |
| 2017 | $7,983 | $95,272 | $34,571 | $60,701 |
| 2016 | $8,398 | $91,926 | $33,357 | $58,569 |
| 2015 | -- | $87,120 | $32,997 | $54,123 |
| 2014 | -- | $83,009 | $32,997 | $50,012 |
| 2013 | -- | $84,102 | $33,327 | $50,775 |
Source: Public Records
Agents Affiliated with this Home
-
Jennifer Rasmussen
-
Tom Gancer
Buyer's Agent in 2024
Tom Gancer
HomeSmart Connect LLC
(630) 430-5162
4 in this area
96 Total Sales
-
Francisco Rios
Seller's Agent in 2022
Francisco Rios
Keller Williams Experience
(312) 361-4777
1 in this area
89 Total Sales
-
Kathleen Knorr
Buyer's Agent in 2022
Kathleen Knorr
Station Cities
(773) 562-2833
1 in this area
15 Total Sales
-
Katie Fish
Seller's Agent in 2019
Katie Fish
Keller Williams Inspire - Geneva
(847) 560-3474
12 in this area
338 Total Sales
-
Sarah Menke
Buyer's Agent in 2019
Sarah Menke
@ Properties
(630) 205-1999
76 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 11965141
APN: 09-34-382-015
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