1328 Treasure Cove Niceville, FL 32578
Bluewater Bay NeighborhoodEstimated payment $2,078/month
Highlights
- Vaulted Ceiling
- Main Floor Primary Bedroom
- Screened Porch
- Bluewater Elementary School Rated A-
- Great Room
- Cul-De-Sac
About This Home
Great Location: Primary Suite on Main Level!
Welcome to Reflections at Bluewater Bay, a beautifully maintained ''Sapphire'' model townhome offering 3 bedrooms, 2 bathrooms, and over 1,600 square feet of thoughtfully designed living space. This home is move-in ready and ideally located just minutes from Destin Commons, the Mid-Bay Bridge, and the sugar-white beaches of the Emerald Coast. The spacious primary suite is conveniently located on the first floor, complete with a walk-in closet and updated bath featuring dual cultured marble vanities and a large shower enclosure. Upstairs are two generously sized guest rooms, each with its own walk-in closet. The open-concept great room is filled with natural light from a skylight and flows into a bright kitchen with white cabinetry, stainless steel appliances, tile backsplash, and recessed lighting. All appliances convey, including refrigerator, washer, dryer, stove, microwave, and dishwasher. Enjoy a covered, screened-in patio overlooking the wooded preserve, perfect for morning coffee. Additional features include 9-foot ceilings, leaded glass front door, ceiling fans, one-car garage with opener, and LVP flooring in the main living area. Recent updates include new windows in 2018, a new roof in 2020, and HVAC in 2022. The HOA, professionally managed by Bluewater Bay, covers annual termite inspections, regular pest control, and maintenance of the beautifully landscaped community. Quiet, clean, and safe, homes in this community rarely hit the market. Whether you are looking for a primary residence, a second home, or an investment property, this one should be on your list.
Open House Schedule
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Sunday, January 18, 20261:00 to 4:00 pm1/18/2026 1:00:00 PM +00:001/18/2026 4:00:00 PM +00:00Add to Calendar
Townhouse Details
Home Type
- Townhome
Year Built
- Built in 2003
Lot Details
- Property fronts a private road
- Property fronts an easement
- Cul-De-Sac
- Level Lot
HOA Fees
- $230 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Stucco
Interior Spaces
- 1,608 Sq Ft Home
- 2-Story Property
- Vaulted Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Great Room
- Dining Area
- Screened Porch
- Exterior Washer Dryer Hookup
Kitchen
- Electric Oven or Range
- Self-Cleaning Oven
- Microwave
- Dishwasher
- Disposal
Flooring
- Wall to Wall Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- 2 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Primary Bathroom includes a Walk-In Shower
Schools
- Bluewater Elementary School
- Ruckel Middle School
- Niceville High School
Utilities
- Central Heating and Cooling System
- Cable TV Available
Community Details
- Association fees include ground keeping
- Reflections At Bluewater Bay T/H Subdivision
- The community has rules related to covenants, exclusive easements
Listing and Financial Details
- Assessor Parcel Number 26-1S-22-2426-0000-0280
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $1,988 | $205,258 | -- | -- |
| 2024 | $1,874 | $199,473 | -- | -- |
| 2023 | $1,874 | $193,663 | $0 | $0 |
| 2022 | $1,873 | $188,022 | $0 | $0 |
| 2021 | $1,865 | $182,546 | $0 | $0 |
| 2020 | $1,855 | $180,026 | $0 | $0 |
| 2019 | $2,349 | $178,781 | $35,000 | $143,781 |
| 2018 | $2,169 | $162,882 | $0 | $0 |
| 2017 | $2,031 | $150,996 | $0 | $0 |
| 2016 | $1,823 | $134,943 | $0 | $0 |
| 2015 | $1,236 | $123,951 | $0 | $0 |
| 2014 | $1,238 | $122,967 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/15/2026 01/15/26 | For Sale | $324,900 | 0.0% | $202 / Sq Ft | |
| 01/01/2026 01/01/26 | Off Market | $324,900 | -- | -- | |
| 10/22/2025 10/22/25 | Price Changed | $324,900 | -7.1% | $202 / Sq Ft | |
| 08/15/2025 08/15/25 | For Sale | $349,900 | +125.7% | $218 / Sq Ft | |
| 03/16/2015 03/16/15 | Sold | $155,000 | 0.0% | $96 / Sq Ft | View Prior Sale |
| 02/06/2015 02/06/15 | Pending | -- | -- | -- | |
| 01/26/2015 01/26/15 | For Sale | $155,000 | -- | $96 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $100 | None Listed On Document | |
| Warranty Deed | $249,000 | Bradley Title Llc | |
| Warranty Deed | $155,000 | Attorney | |
| Warranty Deed | $142,450 | Vintage Title & Escrow | |
| Warranty Deed | $268,000 | -- | |
| Warranty Deed | $147,900 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $199,200 | New Conventional | |
| Previous Owner | $120,000 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $140,556 | FHA | |
| Previous Owner | $214,400 | Unknown | |
| Previous Owner | $118,300 | Unknown |
Source: Emerald Coast Association of REALTORS®
MLS Number: 983197
APN: 26-1S-22-2426-0000-0280
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