NOT LISTED FOR SALE

133 Ruby Cir Franklin, NC 28734

Estimated Value: $154,000 - $193,000

1 Bed
1 Bath
-- Sq Ft
9,148 Sq Ft Lot

Last Sold March 24, 2023

Last sale price $140,000

Est. 23% increase in value since last sale

Current estimated payment $988/month

209 Days on Market

Highlights

  • Deck
  • Ranch Style House
  • Furnished
  • Valley View
  • Main Floor Primary Bedroom
  • Living Area on First Floor

About This Home

As of March 2023

NEWLY PRICED!!!! Ready to relax at this tranquil, cozy cottage?!! Here's your chance to own a unique retreat in Cowee. This cute cottage is Move-In Ready with comfortable furnishings, nestled in a peaceful setting with great views. Pack your bags and stay a while, visit for a quick getaway or enjoy this beautiful area year round; you won't be disappointed! The cottage has an open kitchen, dining room and living room. The bedroom, bathroom and laundry are just off the hallway from the living room for easy access. NEW Flooring, Mini-Split, Electrical, Plumbing, Refrigerator, Washer, Dryer and Porch Covering Spring of 2022. Don't miss this one! Amenities include common area, picnic pavilion and tennis court.

Last Agent to Sell the Property

Jessica Seymour

Keller Williams Realty Of Franklin Brokerage Phone: 8285240100 License #304236 Listed on: 07/20/2022

Keller Williams Realty Of Franklin

Last Buyer's Agent

Board Member Non

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $403

Year Built

  • Built in 1968

Lot Details

  • 9,148 Sq Ft Lot
  • Lot Has A Rolling Slope

HOA Fees

  • $50 Monthly HOA Fees

Parking

  • No Garage

Home Design

  • Ranch Style House
  • Cottage
  • Metal Roof
  • Aluminum Siding
  • Block And Beam Construction

Interior Spaces

  • Furnished
  • Ceiling Fan
  • Insulated Windows
  • Insulated Doors
  • Living Area on First Floor
  • Open Floorplan
  • Valley Views
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • Microwave

Flooring

  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 1 Primary Bedroom on Main
  • 1 Full Bathroom

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Schools

  • Iotla Elementary School
  • Macon Middle School
  • Franklin High School

Utilities

  • Ductless Heating Or Cooling System
  • Mini Split Heat Pump
  • Electric Water Heater
  • Shared Septic

Community Details

  • Gemstone Cottages Subdivision

Listing and Financial Details

  • Assessor Parcel Number 6598221590

Home Details

Home Type

Single Family

Est. Annual Taxes

$403

Year Built

Built in 1968

Lot Details

0

HOA Fees

$50 per month

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size Acres: 0.21
  • Road Frontage Type: Property Owners' Assoc
  • Road Surface Type: Paved, Gravel
  • Ownership: Less than One Year
  • Subdivision Name: Gemstone Cottages
  • Directions: 28 North to RIGHT on Cowee School Road, RIGHT on Ruby Mine Road, LEFT on Gemstone Dr, LEFT on Ruby Circle, turns to gravel for a bit, then house is on the RIGHT.
  • Architectural Style: Ranch/Single, Cottage
  • Carport Y N: No
  • Garage Yn: No
  • Year Built: 1968
  • Kitchen Level: First
  • NAV27_rets_property_type: Residential
  • NAV27_AllowsVacationRentalYN: No
  • Special Features: None

Interior Features

  • Furnished: Furnished
  • Appliances: Electric Water Heater, Refrigerator, Dryer, Microwave, Washer, Electric Oven/Range
  • Has Basement: Crawl Space
  • Full Bathrooms: 1
  • Total Bedrooms: 1
  • Door Features: Doors-Insulated
  • Fireplace Features: None
  • Fireplace: No
  • Flooring: Ceramic Tile, Laminate
  • Interior Amenities: Living/Dining Room, Main Level Living, Kitchen/Dining Room, Ceiling Fan(s)
  • Window Features: Insulated Windows
  • Living Room Living Room Level: First
  • Room Family Room Level: First
  • Master Bedroom Master Bedroom Level: First
  • Room Living Room Area: 98.8264
  • Room Kitchen Area: 63.8264
  • Master Bedroom Master Bedroom Width: 8.5
  • Room Master Bedroom Area: 85

Exterior Features

  • Lot Features: Rolling
  • View: Short Range View, Valley
  • View: Yes
  • Home Warranty: No
  • Waterfront Elevation: 2109
  • Construction Type: Aluminum Siding, Block
  • Patio And Porch Features: Porch, Deck
  • Roof: Metal

Garage/Parking

  • Attached Garage: No
  • Parking Features: None-Carport, No Garage

Utilities

  • Laundry Features: First Level
  • Cooling: Ductless
  • Cooling Y N: Yes
  • Heating: Mini-Split
  • Heating Yn: Yes
  • Sewer: Shared Septic
  • Utilities: Cell Service Available
  • Water Source: Community
  • Gas Company: Propane Tank: None
  • Telephone: Cell Service Available

Condo/Co-op/Association

  • Senior Community: No
  • Association Fee: 600
  • Association Fee Frequency: Annually
  • Association: Yes

Schools

  • Elementary School: Iotla Elementary
  • High School: Franklin
  • Middle Or Junior School: Macon Middle

Lot Info

  • Lot Size Sq Ft: 9147.6
  • Parcel #: 6598221590

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 402.53
  • Tax Book Number: R-41

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 20, 2022
Closed on
Mar 21, 2023
Sold by
Dru B Llc
Bought by
Sandell Sharon
Seller's Agent
Jessica Seymour
Keller Williams Realty Of Franklin
Buyer's Agent
Board Member Non
List Price
$152,900
Sold Price
$140,000
Premium/Discount to List
-$12,900
-8.44%
Views
369
Current Estimated Value
$172,228

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,228
Avg. Annual Appreciation
7.94%
Original Mortgage
$121,800
Outstanding Balance
$117,969
Interest Rate
6.12%
Mortgage Type
New Conventional
Estimated Equity
$54,259

Purchase Details

Listed on
Feb 9, 2022
Closed on
Mar 4, 2022
Sold by
Darby Living Trust
Bought by
Dru B Llc
Seller's Agent
Vickie Kimsey
Real Estate In The Mountains - Vickie Kimsey Team
Buyer's Agent
Jessica Seymour
Keller Williams Realty Of Franklin
List Price
$85,000
Sold Price
$85,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
60.84%

Purchase Details

Listed on
Aug 23, 2016
Closed on
Sep 2, 2016
Sold by
Cromer Florence
Bought by
Darby James Ronald and Darby Susan C
Seller's Agent
Vickie Kimsey
Real Estate In The Mountains - Vickie Kimsey Team
Buyer's Agent
Vickie Kimsey
Real Estate In The Mountains - Vickie Kimsey Team
List Price
$29,900
Sold Price
$29,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
20.92%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Sandell Sharon $140,000 None Listed On Document
Dru B Llc -- None Listed On Document
Darby James Ronald $30,000 Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Sandell Sharon $121,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
03/24/2023 03/24/23 Sold $140,000 -5.3% --
02/15/2023 02/15/23 Pending -- -- --
01/23/2023 01/23/23 Price Changed $147,900 -3.3% --
07/20/2022 07/20/22 For Sale $152,900 +79.9% --
03/04/2022 03/04/22 Sold $85,000 0.0% -- View Prior Sale
02/13/2022 02/13/22 Pending -- -- --
02/09/2022 02/09/22 For Sale $85,000 +184.3% --
09/02/2016 09/02/16 Sold $29,900 0.0% -- View Prior Sale
08/29/2016 08/29/16 For Sale $29,900 -- --
Source: Carolina Smokies Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $421 $86,610 $18,920 $67,690
2024 $421 $86,610 $18,920 $67,690
2023 $403 $86,710 $18,920 $67,790
2022 $403 $57,280 $25,000 $32,280
2021 $403 $57,280 $25,000 $32,280
2020 $388 $57,280 $25,000 $32,280
2018 $337 $52,740 $25,000 $27,740
2017 $337 $52,740 $25,000 $27,740
2016 $337 $52,740 $25,000 $27,740
2015 -- $52,740 $25,000 $27,740
2014 $217 $39,920 $25,000 $14,920
2013 -- $39,920 $25,000 $14,920
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Carolina Smokies Association of REALTORS®

MLS Number: 26026984

APN: 6598221590