$495,000
$2K PRICE DROP

1355 Cold Tree Ln Watkinsville, GA 30677

Estimated payment $3,070/month

Total Views 6,816
4 Beds
2.5 Baths
2,420 Sq Ft
$205 Price per Sq Ft

Highlights

  • Vaulted Ceiling
  • Main Floor Primary Bedroom
  • Solid Surface Countertops
  • Oconee County Elementary School Rated A
  • 1 Fireplace
  • Porch

About This Home

Now's the time to make your move! Seller is offering up to $15,000 toward a permanent rate buydown with an acceptable offer. That's a 1% reduction* in your interest rate for the life of the loan, which could mean savings of around $400/month-or $145,000 over time. If you've been on the fence, this could be the opportunity you've been waiting for. The home itself? It's just as smart a move. 1335 Cold Tree Lane is a well-built, move-in-ready 4-bedroom, 2.5-bath home in the popular Coldwater Creek neighborhood. As one of the first homes in the community, it was built with quality and care, and it shows. Inside, the layout is both practical and welcoming, with the primary suite conveniently located on the main floor-ideal for comfort and accessibility. The living room features soaring double-height ceilings that flood the space with natural light, and a wood-burning fireplace that makes it feel instantly cozy. The eat-in kitchen is equipped with granite countertops, warm wood cabinetry, and a central island that's perfect for prepping meals or chatting over coffee. Upstairs, you'll find three additional bedrooms, a full bath, and a loft nook overlooking the living room-great as a reading spot, study area, or just a quiet place to relax. The fully fenced backyard offers just enough green space for pets, play, or weekend entertaining-without the burden of heavy upkeep. And with neighborhood amenities like a community pool and tennis courts, there's plenty to enjoy right outside your door. Even better? The HOA dues are just $85/month-an incredibly low cost for all that's included. Located in the heart of Oconee County's award-winning school district, this home is a solid choice for anyone looking to invest in both lifestyle and long-term value. With average home prices in Oconee now above $645,000, this one stands out-comfortable, well-maintained, and priced to keep things affordable. Between the seller incentive, low HOA fees, and move-in-ready condition, this is just a smart purchase all around. Whether you're just starting out, scaling down, or somewhere in between, this home checks a lot of boxes. Come see for yourself-you'll be glad you did. *Disclaimer: rates are dependent on your personal financial profile and current market conditions and are subject to credit and lender approval.*

Listing Agent

Pamela Jessurum

Corcoran Classic Living License #358974 Listed on: 04/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,929

Year Built

  • Built in 2008

Lot Details

  • 6,098 Sq Ft Lot
  • Fenced
  • Level Lot

HOA Fees

  • $85 Monthly HOA Fees

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Slab Foundation
  • Composition Roof

Interior Spaces

  • 2,420 Sq Ft Home
  • 2-Story Property
  • Tray Ceiling
  • Vaulted Ceiling
  • 1 Fireplace
  • Double Pane Windows
  • Two Story Entrance Foyer
  • Family Room
  • Laundry closet

Kitchen

  • Dishwasher
  • Kitchen Island
  • Solid Surface Countertops

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms | 1 Primary Bedroom on Main

Parking

  • 2 Car Garage
  • Garage Door Opener

Outdoor Features

  • Patio
  • Porch

Schools

  • Oconee County Primary/Elementa Elementary School
  • Oconee County Middle School
  • Oconee County High School

Utilities

  • Cooling Available
  • Heating Available
  • Underground Utilities

Community Details

  • Association fees include swimming, tennis
  • Coldwater Creek Subdivision

Listing and Financial Details

  • Legal Lot and Block 10 / AB

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,929

Year Built

Built in 2008

Lot Details

0

HOA Fees

$85 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2008
  • ArchitecturalStyle: Craftsman
  • Main Level Half Bathrooms: 1
  • Levels: Two
  • Lot Size Acres: .14
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Finished Area2: 2420
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Appliances: Dishwasher
  • Bedrooms: 4
  • Basement: None
  • Total Finished Sq Ft: 2420
  • Above Grade Finished Sq Ft: 2420
  • Interior Amenities: High Ceilings, Master On Main Level, Split Foyer, Tray Ceiling(s), Two Story Foyer, Vaulted Ceiling(s)
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Flooring: Carpet, Tile
  • Kitchen Features: Kitchen Island, Solid Surface Counters
  • Window Features: Double Pane Windows
  • Price Per Square Foot: 204.545

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Construction Materials: Brick
  • Fencing: Fenced
  • Foundation Details: Slab
  • Lot Features: Level
  • Patio And Porch Features: Patio, Porch
  • Property Condition: Resale
  • Roof: Composition

Garage/Parking

  • Parking Features: Attached, Garage, Garage Door Opener
  • ParkingTotal: 2

Utilities

  • Cooling: Electric
  • Heating: Electric
  • Laundry Features: Laundry Closet
  • Sewer: Public Sewer
  • Utilities: Underground Utilities
  • Water Source: Public

Condo/Co-op/Association

  • Annual Association Fee: 1020
  • Association: Yes
  • Community Features: Street Lights

Fee Information

  • Association Fee Includes: Swimming, Tennis

Schools

  • Elementary School: Oconee County Primary/Elementa
  • High School: Oconee County
  • Middle School: Oconee County
  • Elementary School: Oconee County Primary/Elementa
  • Middle School: Oconee County
  • High School: Oconee County

Lot Info

  • Lot: 10
  • Deed Book: 1157
  • Deed Page: 249
  • Plat Book: 36
  • Plat Page: 358

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 2024
  • Tax Annual Amount: 2929.46

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,929 $158,782 $27,000 $131,782
2023 $2,929 $148,545 $18,000 $130,545
2022 $2,778 $131,496 $18,000 $113,496
2021 $2,740 $120,361 $18,000 $102,361
2020 $2,573 $112,952 $18,000 $94,952
2019 $2,315 $101,825 $16,000 $85,825
2018 $2,340 $100,781 $16,000 $84,781
2017 $2,192 $94,552 $16,000 $78,552
2016 $1,987 $85,900 $16,000 $69,900
2015 $1,725 $74,667 $16,000 $58,667
2014 $1,703 $72,102 $16,000 $56,102
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 Pending -- -- --
03/31/2025 03/31/25 For Sale $497,400 +186.7% $206 / Sq Ft
09/07/2012 09/07/12 Sold $173,500 -28.3% $72 / Sq Ft
08/08/2012 08/08/12 Pending -- -- --
08/13/2009 08/13/09 For Sale $242,000 -- $100 / Sq Ft
Source: Georgia MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $173,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $167,500 New Conventional
Closed $154,000 New Conventional
Previous Owner $252,250 New Conventional
Previous Owner $240,750 New Conventional
Previous Owner $236,250 New Conventional
Previous Owner $226,500 New Conventional
Previous Owner $243,750 New Conventional
Previous Owner $0 New Conventional
Source: Public Records

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Source: Georgia MLS

MLS Number: 10502666

Georgia MLS

APN: B06-S0-10AB