$519,900

Estimated payment $3,033/month

Total Views 569
5 Beds
3 Baths
2,600 Sq Ft
$200 Price per Sq Ft

Highlights

  • Lake Front
  • Above Ground Pool
  • Deck
  • Lake On Lot
  • Community Lake
  • Pond

About This Home

Discover the perfect blend of comfort, style, and privacy in this beautiful newer-construction home, ideally situated on a serene neighborhood lake. Offering five spacious bedrooms and three full baths, this home is designed with a truly family-friendly layout that provides both functionality and inviting spaces for everyday living. Step inside to find rich hardwood floors, warm natural light, and a stunning stone fireplace that serves as the focal point of the main living area. The gorgeous wood cabinetry throughout the home adds timeless character and exceptional storage. The walkout basement is an entertainer's dream—whether hosting large gatherings, game nights, or cozy movie evenings, this versatile space opens directly to the peaceful outdoors, allowing you to enjoy the lakefront setting year-round. The backyard features a pool with a privacy fence and room for lounge chairs! Or you can enjoy the view from one of the two screened-in porches! Additional features include a Trane high-efficiency HVAC system installed in 2024, as well as a 2-car oversized garage that is heated and cooled, perfect for a workshop or car enthusiast! With its modern construction, thoughtful design, and private waterfront location, this home offers an exceptional lifestyle opportunity you won't want to miss. Call today to schedule your showing!

Listing Agent

Marcus Holt

REAL Broker License #336668 Listed on: 12/01/2025

REAL Broker

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,581

Year Built

  • Built in 2019

Lot Details

  • 0.5 Acre Lot
  • Lot Dimensions are 120x240x30
  • Lake Front
  • Rural Setting
  • Level Lot
  • May Be Possible The Lot Can Be Split Into 2+ Parcels

Parking

  • 2 Car Attached Garage
  • Basement Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Slab Foundation
  • Shingle Roof
  • Vinyl Siding
  • Stone

Interior Spaces

  • 2,600 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Cathedral Ceiling
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Insulated Windows
  • Great Room with Fireplace
  • Living Room with Fireplace
  • Formal Dining Room
  • Game Room with Fireplace
  • Bonus Room
  • Screened Porch
  • Fire and Smoke Detector
  • Finished Basement

Kitchen

  • Breakfast Area or Nook
  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 3 Full Bathrooms
  • Double Vanity
  • Bathtub with Shower
  • Double Shower
  • Separate Shower

Laundry

  • Laundry Room
  • Washer and Gas Dryer Hookup

Outdoor Features

  • Above Ground Pool
  • Pond
  • Lake On Lot
  • Deck
  • Patio
  • Rain Gutters

Schools

  • Saddle Ridge Elementary School
  • Saddle Ridge Middle School
  • Lafayette High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Electric Water Heater
  • Phone Available
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Ginger Lake Ests Subdivision
  • Community Lake

Listing and Financial Details

  • Assessor Parcel Number 0317 052

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,581

Year Built

Built in 2019

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.5
  • Lot Size: 120x240x30
  • Subdivision Name: Ginger Lake Ests
  • Directions: Merge onto I-75 S toward Atlanta. > Keep left to stay on I-75 S when approaching East Ridge. > Take Exit 7 for US-41/US-76 toward Tunnel Hill/Resaca. > Merge onto US-41/US-76 S and continue south toward Tunnel Hill. > Stay on US-41/US-76 S as it passes through Tunnel Hill and heads into Georgia toward Rock Spring, Georgia. > Turn right onto Ginger Lake Drive. > Continue along Ginger Lake Drive to 136 Ginger Lake Drive
  • Above Grade Finished Sq Ft: 2600.0
  • Architectural Style: Split Foyer
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: Two
  • Living Area: 2600.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 2019
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Percent Basement Finished: Yes
  • Location Tax and Legal Parcel Number2: 0317 052
  • Location Tax and Legal Elementary School: Saddle Ridge Elem
  • Location Tax and Legal Middle Or Junior School2: Saddle Ridge Middle
  • Location Tax and Legal High School: LaFayette High
  • Location Tax and Legal:Tax Annual Amount: 3581.06
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 2600.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.5
  • General Property Information Lot Size Square Feet2: 21780.0
  • General Property Information Lot Size Dimensions: 120x240x30
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: Yes
  • General Property Information Senior Community YN: No
  • Remarks and Miscellaneous Public Remarks2: Discover the perfect blend of comfort, style, and privacy in this beautiful newer-construction home, ideally situated on a serene neighborhood lake. Offering five spacious bedrooms and three full baths, this home is designed with a truly family-friendly layout that provides both functionality and inviting spaces for everyday living. Step inside to find rich hardwood floors, warm natural light, and a stunning stone fireplace that serves as the focal point of the main living area. The gorgeous wood cabinetry throughout the home adds timeless character and exceptional storage. The walkout basement is an entertainer's dream—whether hosting large gatherings, game nights, or cozy movie evenings, this versatile space opens directly to the peaceful outdoors, allowing you to enjoy the lakefront setting year-round. The backyard features a pool with a privacy fence and room for lounge chairs! Or you can enjoy the view from one of the two screened-in porches! Additional features include a Trane high-efficiency HVAC system installed in 2024, as well as a 2-car oversized garage that is heated and cooled, perfect for a workshop or car enthusiast! With its modern construction, thoughtful design, and private waterfront location, this home offers an exceptional lifestyle opportunity you won't want to miss. Call today to schedule your showing!
  • Utilities:Cable Available: Yes
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Utilities Underground Utilities: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Levels:Two: Yes
  • Flooring:Carpet: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Roof:Shingle: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Room Types Bedroom Level: First
  • Room Types Bonus Room: Yes
  • Room Types Bonus Room Level: Basement
  • Security Features:Smoke Detector(s): Yes
  • Room Types Primary Bathroom Level: First
  • Room Types Primary Bedroom Level: First
  • Laundry Features Laundry Room: Yes
  • Interior Features Separate Dining Room: Yes
  • Interior Features Separate Shower: Yes
  • Patio And Porch Features Porch - Covered: Yes
  • Patio and Porch Features:Porch-Screened: Yes
  • Interior Features Split Bedrooms2: Yes
  • Room Types Dining Room: Yes
  • Room Types Dining Room Level: First
  • Interior Features Breakfast Nook: Yes
  • Lot Features Rural: Yes
  • Structure Type:House: Yes
  • Interior Features Double Shower: Yes
  • Room Types Great Room: Yes
  • Room Types Great Room Level: First
  • Architectural Style Split Foyer: Yes
  • Pool Features Above Ground: Yes
  • Lot Features Pond On Lot2: Yes
  • Lot Features Lake on Lot2: Yes
  • Special Features: None

Interior Features

  • Appliances: Microwave, Free-Standing Electric Range, Electric Water Heater, Dishwasher
  • Has Basement: Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 5
  • Fireplace Features: Gas Log, Great Room, Living Room
  • Fireplaces: 1
  • Fireplace: Yes
  • Flooring: Carpet, Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Cathedral Ceiling(s), Crown Molding, Double Shower, Double Vanity, Granite Counters, Pantry, Primary Downstairs, Separate Dining Room, Separate Shower, Split Bedrooms, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Insulated Windows, Vinyl Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Pantry: Yes
  • Fireplace Features:Fireplaces Total: 1
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Primary Downstairs: Yes
  • Fireplace Features:Gas Log: Yes
  • Fireplace Features:Living Room2: Yes
  • Interior Features:Crown Molding: Yes
  • Interior Features:Double Vanity: Yes
  • Interior Features:Cathedral Ceiling(s): Yes
  • Interior Features:Granite Counters: Yes
  • Fireplace Features:Great Room2: Yes
  • Community Features:Lake: Yes

Exterior Features

  • Fencing: None
  • Lot Features: Gentle Sloping, Level, Rural, Split Possible
  • Pool Features: Above Ground
  • View: No
  • Waterfront Features: Lake
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Brick, Stone, Vinyl Siding, Other
  • Exterior Features: Rain Gutters
  • Foundation Details: Slab
  • Patio And Porch Features: Covered, Deck, Patio, Porch, Porch - Covered, Porch - Screened
  • Roof: Shingle
  • Construction Materials:Brick: Yes
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio And Porch Features:Patio: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Lot Features:Level: Yes
  • Lot Features:Gentle Sloping: Yes
  • Lot Features:Split Possible: Yes
  • Patio And Porch Features:Covered: Yes
  • Window Features:Insulated Windows: Yes
  • Construction Materials:Stone: Yes
  • Exterior Features:Rain Gutters: Yes
  • Waterfront Features:Lake3: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features: Basement, Garage Door Opener, Garage Faces Side
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 2.0
  • Parking Features:Garage Door Opener: Yes
  • Parking Features:Garage Faces Side: Yes
  • Parking Features:Basement: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Room, Washer Hookup
  • Security: Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available, Electricity Available, Phone Available, Sewer Connected, Underground Utilities
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Lake, Sidewalks
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Saddle Ridge Elem
  • High School: LaFayette High
  • Middle Or Junior School: Saddle Ridge Middle

Lot Info

  • Lot Size Sq Ft: 21780.0
  • Additional Parcels: No
  • Parcel #: 0317 052

Tax Info

  • Tax Annual Amount: 3581.06

Map

Range of Values:

--
Value Increase
--
Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,819 $176,321 $18,000 $158,321
2023 $3,717 $167,926 $18,000 $149,926
2022 $3,586 $147,017 $18,000 $129,017
2021 $3,153 $123,890 $18,000 $105,890
2020 $1,517 $55,040 $18,000 $37,040
2019 $218 $8,000 $8,000 $0
2018 $212 $8,000 $8,000 $0
2017 $240 $8,000 $8,000 $0
2016 $374 $18,000 $18,000 $0
2015 $156 $6,000 $6,000 $0
2014 $151 $6,000 $6,000 $0
2013 -- $6,000 $6,000 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/01/2025 12/01/25 For Sale $519,900 +79.3% $200 / Sq Ft
09/21/2024 09/21/24 Off Market $290,000 -- --
05/21/2020 05/21/20 Sold $290,000 -2.0% $121 / Sq Ft View Prior Sale
04/20/2020 04/20/20 Pending -- -- --
04/18/2020 04/18/20 For Sale $296,000 -- $123 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $290,000 --
Warranty Deed $60,000 --
Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $261,000 New Conventional
Source: Public Records

Source: Greater Chattanooga REALTORS®

MLS Number: 1524655

Greater Chattanooga REALTORS®

APN: 0317-052