$3,499,000

13651 Front Beach Rd Panama City Beach, FL 32413

Estimated payment $22,452/month

Total Views 1,764
6 Beds
6.5 Baths
3,990 Sq Ft
$877 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • In Ground Pool
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • Coastal Architecture

About This Home

HIGHLY MOTIVATED SELLER!! PRICED 100'S OF THOUSANDS BELOW MARKET VALUE!!! This unbelievable price on this beachfront dream home, fully professionally decorated and being SOLD FULLY FURNISHED, is ready for your family right now. The home is the very best Panama City Beach has to offer not just because of its stunning beach sunsets that can be enjoyed over three expansive gulf front balconies, this home is located in the luxurious Margaritaville Cottages Resort.Tropical pools with bar service, water slides and lazy river for the kids, and nothing short of white glove service. This home features its own gulf front private pool and beach walkover. Modern day amenities of this home allow for multiple generations to enjoy the beachlife, featuring a private elevator going all the way up to the third floor. Just off the pool on the first level is a great room complete with a wet bar, ice machine, full size refrigerator and a large sitting area with lots of seating, big screen tv and a foosball table. Located on this level is also a full size bathroom and bedroom. For the most stunning views of the beach this home features its living and entertaining space on the second floor. Opening up to an expansive balcony is an open concept that allows everyone to enjoy, whether you're relaxing in the deep sectional sofa, having a bite at the dining table or showing off your chef skills in the kitchen for the week featuring fresh gulf seafood, you will be sure to have a stunning view of the emerald coast's sparkling water and white sandy beach. For the chef in the family, this kitchen is sure to not disappoint, featuring Frigidaire Professional Appliances, 36'' gas range, quartz countertops, and exquisite cabinetry. In addition to the living and entertaining space on the second level, the home also features two guest bedrooms with ensuite baths and a full size washer and dryer along with a half bath. Next on the third floor is the beachfront master suite with sweeping gulf views running east to west. Stepping out on the expansive third floor balcony allows its guest to see all the way down the panhandle's coast line. Getting ready for your day or unwinding is nothing short of luxury in the exquisite master bath, featuring a massive oversized glassed-in shower with stunning tiles and a walk-in closet. The 3rd floor also includes two additional guest bedrooms with ensuite baths, as well as another bunk area. Plenty of parking with a two-car carport, as well as three additional spaces. Owners and guests will experience the ultimate in island-inspired dining and drink options with Margaritaville's signature concepts, including The Salty Rim Bar & Grill Fins Restaurant and Bar, and Joe Merchant's Coffee & Provisions.Unwind in the expansive resort oasis pool, complete with private cabanas, H20 Adventure Waterslides, and a 425-foot lazy river. Engage in a friendly game of pickleball, participate in activities on the lawn, or test your skills in the indoor arcade. At Margaritaville, they cater to every preference. If relaxation is your goal, soak up the sun on the beach. If adventure is your calling, try the bike rentals or paddleboard lessons. With options to suit every itinerary, Margaritaville promises an unforgettable beach experience. Call today for additional information on the resort, rental income potential and to see this beautiful beachfront home.

Listing Agent

Scott Suber

Beach Haven Realty Listed on: 07/27/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $31,739

Year Built

  • Built in 2023

Lot Details

  • 8,276 Sq Ft Lot
  • Lot Dimensions are 40 x 206
  • Property fronts gulf or ocean
  • Zoning described as Resid Multi-Family,Resid Single Family,Resort

HOA Fees

  • $742 Monthly HOA Fees

Home Design

  • Coastal Architecture

Interior Spaces

  • 3,990 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Furnished
  • Bar Fridge
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Double Pane Windows
  • Plantation Shutters
  • Insulated Doors
  • Gulf Views

Kitchen

  • Breakfast Bar
  • Double Oven
  • Electric Oven
  • Electric Range
  • Range Hood
  • Microwave
  • Ice Maker
  • Dishwasher
  • Wine Refrigerator
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 6 Bedrooms

Laundry

  • Dryer
  • Washer

Home Security

  • Storm Windows
  • Storm Doors

Parking

  • Carport
  • Paved Parking
  • Additional Parking

Pool

  • In Ground Pool
  • Gunite Pool
  • Outdoor Shower

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Patio or Porch

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater

Community Details

Overview

  • Association fees include cable TV, fitness facility, internet, ground maintenance, playground, pool(s), trash
  • Margaritaville Cottages Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Beach
  • Community Playground
  • Community Pool

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$31,739

Year Built

Built in 2023

Lot Details

0

HOA Fees

$742 per month

Listing Details

  • Property Type: Residential
  • Year Built: 2023
  • Property Sub Type: Detached
  • Lot Size Acres: 0.19
  • Lot Size: 40 x 206
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Margaritaville Cottages
  • Architectural Style: Coastal
  • Carport Y N: Yes
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: NewHome

Interior Features

  • Appliances: Bar Fridge, Double Oven, Dryer, Dishwasher, Electric Oven, Electric Range, Electric Water Heater, Disposal, Ice Maker, Microwave, Range Hood, Wine Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Tray Ceiling(s), Crown Molding, Elevator, High Ceilings, Kitchen Island, Pantry, Recessed Lighting, Shutters, Skylights, Window Treatments
  • Full Bathrooms: 6
  • Half Bathrooms: 1
  • Total Bedrooms: 6
  • Door Features: Insulated Doors, Storm Door(s)
  • Flooring: Luxury Vinyl Plank
  • Living Area: 3990.0
  • Dining Room Type: Bedroom, Full Bath, Kitchen, Primary Bathroom, Primary Bedroom
  • Stories: 3
  • Window Features: Double Pane Windows, Plantation Shutters, Skylight(s), Storm Window(s)

Exterior Features

  • Pool Features: Gunite, In Ground, Pool, Private, Community
  • Pool Private: Yes
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Exterior Features: Balcony, Covered Patio, Outdoor Shower
  • Patio And Porch Features: Balcony, Covered, Patio

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Parking Features: Additional Parking, Carport, Paved
  • Garage: No

Utilities

  • Utilities: Cable Connected, Phone Connected
  • Security Features: Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric, Multi Units
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 2225.0
  • Community Features: Barbecue, Beach, Fitness Center, Playground, Pool, Recreation Area, Short Term Rental Allowed, Waterfront, Sidewalks
  • Amenities: Beach Rights, Gazebo, Barbecue, Picnic Area
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Cable TV, Fitness Facility, Internet, Maintenance Grounds, Playground, Pool(s), Trash

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Subdivision, Waterfront
  • Lot Size Sq Ft: 8276.0
  • Zoning Description: Resid Multi-Family,Resid Single Family,Resort

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 31739.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,726 $2,881,879 $1,296,000 $1,585,879
2023 $10,726 $705,936 $1,188,000 $0
2022 $6,734 $641,760 $641,760 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/27/2025 07/27/25 For Sale $3,499,000 -7.7% $877 / Sq Ft
02/18/2024 02/18/24 Off Market $3,790,000 -- --
12/27/2023 12/27/23 Sold $3,790,000 -2.8% $1,002 / Sq Ft
11/21/2023 11/21/23 Pending -- -- --
11/04/2023 11/04/23 For Sale $3,899,999 +14.2% $1,031 / Sq Ft
03/30/2023 03/30/23 Sold $3,415,000 0.0% $902 / Sq Ft
03/03/2023 03/03/23 Sold $3,415,000 0.0% $902 / Sq Ft
02/01/2023 02/01/23 For Sale $3,415,000 0.0% $902 / Sq Ft
01/22/2023 01/22/23 Off Market $3,415,000 -- --
04/03/2022 04/03/22 Pending -- -- --
04/03/2022 04/03/22 Pending -- -- --
04/03/2022 04/03/22 For Sale $3,415,000 -- $902 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $3,790,000 Provident Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $3,000,000 New Conventional
Closed $3,000,000 New Conventional
Previous Owner $2,915,000 Credit Line Revolving
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 776797

Central Panhandle Association of REALTORS®

APN: 34764-100-060