13698 120th St Largo, FL 33778
Ridgecrest NeighborhoodEstimated payment $1,802/month
Highlights
- Main Floor Primary Bedroom
- Solid Surface Countertops
- Laundry closet
- Ridgecrest Elementary School Rated A-
- No HOA
- Ceramic Tile Flooring
About This Home
Under contract-accepting backup offers. For the first 15 days of this listing the owner is accepting cash offers only. NEW ROOF 2024. Thereafter, 100% FINANCING AVAILABLE FOR THIS PROPERTY. CONDITIONS APPLY. Welcome to 13698 20th St., Largo, FL! This well-maintained and updated single family home features 4 bedrooms, 1 bath, and over 1,163 square feet of comfortable living space—ideal for both homeowners and investors seeking a property with outstanding flexibility.
Short-term rentals are permitted at this address, subject to compliance with Largo’s Short-Term Rental Ordinance. The City of Largo allows short-term rentals in single-family homes, provided you obtain required permits and inspections, comply with occupancy and parking standards, and adhere to local and state regulations—all designed to ensure a safe and welcoming environment for guests and neighbors alike.
This property offers quick access to some of the Gulf Coast’s finest white-sand beaches, making it highly attractive for vacation rental guests or anyone seeking a sun-soaked Florida lifestyle.
Don’t miss this excellent opportunity for primary residence, vacation getaway, or income-producing investment. Schedule your showing today! The closest Gulf Coast beaches to 13698 120th St., Largo, FL, each offer distinct attractions and accessibility. Here are the nearby beaches and their approximate distances from the property:
Nearby Beaches and Distances
• Indian Rocks Beach: About 6.2 miles (a 10–15 minute drive) from the property—one of the most popular and scenic beaches in the area, famous for its convenient multiple Gulf Boulevard access points and lively atmosphere.
• Belleair Beach: Approximately 6.5 miles (about a 12–15 minute drive), this quieter, more secluded beach offers peaceful white sands and a residential feel.
• Clearwater Beach: Roughly 6.5 miles away (around a 15–20 minute drive), this award-winning, vibrant beach community is ideal for those seeking activities, dining, and entertainment on top of beautiful shoreline.
• Madeira Beach: Estimated at just over 10 miles or about a 20-minute drive, it’s renowned for John’s Pass Village and Boardwalk, plus family-friendly sand and amenities.
• North Redington Beach/Redington Shores: Both are about 10–12 miles from the property, taking around 20–25 minutes to reach these relaxed, less-crowded beaches.
These options provide a great variety of serene and lively beach experiences, all within a short drive from 13698 120th St., Largo, FL. Each beach boasts its own unique character, ensuring visitors and short-term renters have plenty of choices for sun and surf close to home.
Listing Agent
KELLER WILLIAMS SUBURBAN TAMPA Brokerage Phone: 813-684-9500 License #3424184 Listed on: 11/26/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,815
Year Built
- Built in 1960
Lot Details
- 6,996 Sq Ft Lot
- North Facing Home
- Wood Fence
- Property is zoned R-3
Parking
- 1 Car Garage
Home Design
- Shingle Roof
- Block Exterior
Interior Spaces
- 1,163 Sq Ft Home
- Ceiling Fan
- Combination Dining and Living Room
Kitchen
- Range
- Microwave
- Dishwasher
- Solid Surface Countertops
- Disposal
Flooring
- Laminate
- Ceramic Tile
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Laundry
- Laundry closet
- Washer and Electric Dryer Hookup
Outdoor Features
- Exterior Lighting
- Outdoor Storage
- Private Mailbox
Schools
- Ridgecrest Elementary School
- Seminole Middle School
- Largo High School
Utilities
- Central Heating and Cooling System
- Heat Pump System
- Cable TV Available
Community Details
- No Home Owners Association
- Ridgecrest Acres Subdivision
Listing and Financial Details
- Visit Down Payment Resource Website
- Legal Lot and Block 8 / B
- Assessor Parcel Number 04-30-15-74772-002-0080
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $2,815 | $236,844 | $103,527 | $133,317 |
| 2024 | $2,396 | $213,175 | $103,498 | $109,677 |
| 2023 | $2,396 | $148,777 | $105,254 | $43,523 |
| 2022 | $2,106 | $113,428 | $81,877 | $31,551 |
| 2021 | $2,025 | $99,985 | $0 | $0 |
| 2020 | $1,878 | $88,578 | $0 | $0 |
| 2019 | $1,736 | $78,253 | $36,647 | $41,606 |
| 2018 | $1,601 | $68,087 | $0 | $0 |
| 2017 | $1,491 | $62,070 | $0 | $0 |
| 2016 | $1,427 | $58,330 | $0 | $0 |
| 2015 | $1,743 | $84,935 | $0 | $0 |
| 2014 | $1,470 | $59,525 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 12/04/2025 12/04/25 | Pending | -- | -- | -- |
| 11/26/2025 11/26/25 | For Sale | $299,000 | -- | $257 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | -- | |
| Special Warranty Deed | $95,000 | -- | |
| Warranty Deed | $80,000 | -- | |
| Deed | -- | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $7,000 | New Conventional |
Source: Stellar MLS
MLS Number: TB8446296
APN: 04-30-15-74772-002-0080
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Listing Information presented by local MLS brokerage: Ten-X - (888)-952-6393
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