$737,000
SOLD DEC 2, 2024

137 Riverside Dr Center Cross, VA 22437

3 Beds
3 Baths
2,051 Sq Ft
0.37 Acres

Recently Sold

$359 Per Sq Ft

7% Below List Price

62 Days on Market

Highlights

  • Beach Front
  • Deck
  • 1 Car Detached Garage
  • Docks
  • Main Floor Primary Bedroom
  • Thermal Windows

About This Home

As of December 2024

Absolutely beautiful river house!! Magnificent wide views. Home has been very well maintained. Very convenient location. Close to shopping and restaurants. Engineered hardwood floors throughout entire house. Primary 1st floor bedroom with recently renovated bathroom. Kitchen with stainless appliances. Dining room with custom chandelier. Family room is spacious with gas fireplace and gorgeous view. 2nd floor has a wonderful loft that can be used as a rec room. 2 large bedrooms on 2nd floor with great size closets. Newer pier/dock was installed. Detached 1 car garage. Detached finished building has heat\air unit and can be used as artist studio, bedroom or rec room. This home has it all and is a must see!! No flood insurance required!

Last Agent to Sell the Property

Marianne Mize Long Foster Richmond

Fathom Realty Virginia License #0225086743 Listed on: 08/26/2024

Fathom Realty Virginia

Last Buyer's Agent

Judy Kilgour

Long & Foster REALTORS License #0225167623

Long & Foster REALTORS

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,850

Year Built

  • Built in 2016

Lot Details

  • Beach Front
  • River Front

HOA Fees

  • $6 Monthly HOA Fees

Parking

  • 1 Car Detached Garage
  • Driveway
  • Unpaved Parking

Home Design

  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 2,051 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Thermal Windows
  • Sliding Doors
  • Dining Area
  • Vinyl Flooring
  • Fire and Smoke Detector
  • Stacked Washer and Dryer

Kitchen

  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • 3 Full Bathrooms
  • Double Vanity

Outdoor Features

  • Mooring
  • Docks
  • Dock Available
  • Deck
  • Exterior Lighting

Schools

  • Tappahannock Elementary School
  • Essex Middle School
  • Essex High School

Utilities

  • Central Air
  • Heat Pump System
  • Shared Well
  • Water Heater
  • Engineered Septic

Listing and Financial Details

  • Assessor Parcel Number SOUTH HILL BANKS LOT 7 SEC A

Community Details

Overview

  • South Hill Banks Subdivision

Amenities

  • Common Area

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,850

Year Built

Built in 2016

Lot Details

0

HOA Fees

$6 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2016
  • Property Attached Yn: No
  • Water Body Name: Rappahannock River
  • Ownership: Individuals
  • Subdivision Name: South Hill Banks
  • Architectural Style: Two Story
  • Garage Yn: Yes
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Approximate
  • ResoBuildingAreaSource: Appraiser
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Flooring: Vinyl
  • Appliances: Dryer, Washer/Dryer Stacked, Dishwasher, Electric Cooking, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator, Smooth Cooktop, Washer
  • Basement YN: No
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: Sliding Doors
  • Fireplace Features: Gas
  • Fireplaces: 1
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Double Vanity, Fireplace, Main Level Primary
  • Living Area: 2051.0
  • Stories: 2
  • Window Features: Thermal Windows
  • ResoLivingAreaSource: Appraiser

Exterior Features

  • Roof: Composition
  • Fencing: None
  • Lot Features: Beach Front, Waterfront
  • Pool Features: None
  • Waterfront Features: Dock Access, Mooring, River Front, Waterfront
  • Waterfront: Yes
  • Disclosures: Disclosure on File, Familial Relation, Owner Is Listing Agent
  • Construction Type: Drywall, Frame, Vinyl Siding
  • Exterior Features: Deck, Dock, Lighting, Unpaved Driveway
  • Other Structures: Garage(s)
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 1.0
  • Parking Features: Driveway, Detached, Garage, Unpaved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Engineered Septic
  • Water Source: Community/Coop, Shared Well
  • Laundry Features: Washer Hookup, Dryer Hookup, Stacked
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Community Features: Common Grounds/Area
  • Association Fee: 75.0
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Common Areas

Schools

  • Middle Or Junior School: Essex

Lot Info

  • Parcel Number: SOUTH HILL BANKS LOT 7 SEC A
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 3850.0

MLS Schools

  • Elementary School: Tappahannock
  • High School: Essex

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 26, 2024
Closed on
Nov 19, 2024
Sold by
Mize Christopher M and Mize Marianne T
Bought by
Munn Lucas W
Seller's Agent
Marianne Mize Long Foster Richmond
Fathom Realty Virginia
Buyer's Agent
Judy Kilgour
Long & Foster REALTORS
List Price
$789,950
Sold Price
$737,000
Premium/Discount to List
-$52,950
-6.7%
Views
86
Current Estimated Value
$739,675

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,675
Avg. Annual Appreciation
-0.16%
Original Mortgage
$700,150
Outstanding Balance
$697,617
Interest Rate
6.54%
Mortgage Type
New Conventional
Estimated Equity
$38,500

Purchase Details

Closed on
Apr 24, 2014
Sold by
Phillips William N
Bought by
Mize Christopher M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$189,000
Interest Rate
4.36%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $737,000 Old Republic National Title
Warranty Deed $210,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $700,150 New Conventional
Previous Owner $475,000 Commercial
Previous Owner $189,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/02/2024 12/02/24 Sold $737,000 -1.7% $359 / Sq Ft
10/27/2024 10/27/24 Pending -- -- --
09/20/2024 09/20/24 Price Changed $749,950 -2.6% $366 / Sq Ft
09/02/2024 09/02/24 Price Changed $769,950 -2.5% $375 / Sq Ft
08/26/2024 08/26/24 For Sale $789,950 -- $385 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,850 $527,400 $250,000 $277,400
2023 $3,850 $527,400 $250,000 $277,400
2022 $3,850 $527,400 $250,000 $277,400
2021 $3,903 $527,400 $250,000 $277,400
2020 $3,852 $447,900 $250,000 $197,900
2019 $3,942 $250,000 $250,000 $0
2018 $3,942 $250,000 $250,000 $0
2017 -- $0 $0 $0
2016 $2,200 $250,000 $0 $0
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2422443

Central Virginia Regional MLS

APN: 54A-1-7