$347,900
SOLD JUL 14, 2025

137 Terning Way Howard Lake, MN 55349

4 Beds
3 Baths
1,995 Sq Ft
10,454 Sq Ft

Recently Sold

$174 Per Sq Ft

2% Below List Price

45 Days on Market

Highlights

  • New Construction
  • Game Room
  • The kitchen features windows
  • No HOA
  • Stainless Steel Appliances
  • Porch

About This Home

As of July 2025

See Sales Consultant about special lender incentives! COMPLETED NEW CONSTRUCTION! JP Brooks presents the Oak Ridge floor plan on a walkout lot. Desirable Terning Trails community with nearby Lions Park Beach and boat access. Upgraded cabinets, SS appliances, vaulted ceilings, vinyl plank flooring and carpet. Finished basement includes a family room, 3rd and 4th bedroom and 3/4 bath for an extra 857 sq ft. Pictures, photographs, colors, features, & sizes are for illustration purposes only & may vary from the home that is built. Pictures taken from a similar model. Finishes may differ. Come see for yourself & discover why Howard Lake is a great place to live, work & play! COMPLETED NEW CONSTRUCTION!

Last Agent to Sell the Property

Josh Pomerleau

JPW Realty Listed on: 05/02/2025

JPW Realty

Co-Listed By

Amy Teal

JPW Realty

Last Buyer's Agent

Mark Baker

Pemberton RE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $502

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 10,454 Sq Ft Lot
  • Irregular Lot
  • Few Trees

Parking

  • 3 Car Attached Garage
  • Garage Door Opener

Home Design

  • Bi-Level Home
  • Vinyl Siding

Interior Spaces

  • Entrance Foyer
  • Family Room
  • Living Room
  • Dining Room
  • Game Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Finished Basement

  • Sump Pump
  • Drain
  • Crawl Space
  • Basement Storage
  • Natural lighting in basement

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Air Exchanger
  • Porch
  • Sod Farm

Community Details

  • No Home Owners Association
  • Built by JP BROOKS INC
  • Terning Trails Community
  • Terning Trails 2 Subdivision

Listing and Financial Details

  • Assessor Parcel Number 109050007050

Home Details

Home Type

Single Family

Est. Annual Taxes

$502

Year Built

Built in 2025 | New Construction

Lot Details

10,454 Sq Ft Lot

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Water Source: City Water/Connected
  • Year Built: 2025
  • Above Grade Finished Sq Ft: 1138
  • Unit Levels: Split Entry (Bi-Level)
  • New Construction: Yes
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: NewHome
  • Property Sub Type: Detached

Interior Features

  • Basement: Crawl Space, Daylight/Lookout Windows, Drain Tiled, Finished, Storage Space, Sump Pump
  • Appliances: Air-To-Air Exchanger, Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator, Stainless Steel Appliances
  • Living Area: 1995
  • Below Grade Finished Sq Ft: 857
  • Basement YN: Yes
  • Dining Room Type: Living Room, Dining Room, Family Room, Kitchen, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Porch, Walk In Closet, Game Room, Foyer, Laundry

Beds/Baths

  • Full Bathrooms: 1
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 2

Exterior Features

  • Roof: Age 8 Years or Less, Asphalt
  • PoolFeatures: None
  • Fencing: None
  • PatioPorchType: Porch

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Fuel: Natural Gas

Condo/Co-op/Association

  • Association: No
  • Amenities Unit: Ceiling Fan(s),Kitchen Center Island,Kitchen Window,Primary Bedroom Walk-In Closet,Porch,Vaulted Ceiling(s),Washer/Dryer Hookup,Walk-In Closet
  • Community Name: Terning Trails

Association/Amenities

  • Builders Association Membership(s): Builders Association of the Twin Cities

Schools

  • Junior High Dist: Howard Lake-Waverly-Winsted
  • SchoolDistrictPhone: 320-543-3521

Lot Info

  • PropertyAttachedYN: No
  • Lot Size: 80x131x130x80 10,404 sq ft
  • Lot Size Sq Ft: 10454.4
  • Land Lease: No
  • Lot Features: Irregular Lot, Sod Included in Price, Some Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Unknown
  • Builder License: 686554
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 109050007050
  • Tax Annual Amount: 502
  • TaxWithAssessments: 502.0000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 2, 2025
Closed on
Jul 14, 2025
Sold by
Gb Land Llc
Bought by
Staudenmayer Robert
Seller's Agent
Josh Pomerleau
JPW Realty
Buyer's Agent
Mark Baker
Pemberton RE
List Price
$354,900
Sold Price
$347,900
Premium/Discount to List
-$7,000
-1.97%
Views
21
Current Estimated Value
$338,023

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,877
Avg. Annual Appreciation
-4.47%
Original Mortgage
$341,598
Outstanding Balance
$341,024
Interest Rate
6.89%
Mortgage Type
FHA
Estimated Equity
-$3,001

Purchase Details

Closed on
Jan 14, 2022
Sold by
City Of Howard Lake
Bought by
Gb Land Llc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Interest Rate
3.45%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Purchase History

Date Type Sale Price Title Company
Warranty Deed $347,900 Chb Title
Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $341,598 FHA
Previous Owner -- No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/14/2025 07/14/25 Sold $347,900 0.0% $174 / Sq Ft
06/16/2025 06/16/25 Pending -- -- --
06/04/2025 06/04/25 Price Changed $347,900 -0.6% $174 / Sq Ft
05/19/2025 05/19/25 Price Changed $349,900 -0.9% $175 / Sq Ft
05/15/2025 05/15/25 Price Changed $352,900 -0.6% $177 / Sq Ft
05/02/2025 05/02/25 For Sale $354,900 -- $178 / Sq Ft
Source: NorthstarMLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $502 $84,800 $52,700 $32,100
2024 $416 $28,800 $28,800 $0
2023 $348 $25,800 $25,800 $0
2022 $0 $20,700 $20,700 $0
2021 $0 $3,100 $0 $0
2020 $156 $2,600 $2,600 $0
2019 $156 $2,600 $0 $0
2018 $0 $2,600 $0 $0
2017 $0 $2,600 $0 $0
2016 $156 $0 $0 $0
2015 $161 $0 $0 $0
2014 -- $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: NorthstarMLS

MLS Number: 6714065

NorthstarMLS

APN: 109-050-007050

Your Personal Tour Guide

Ask me questions while you tour the home.