$689,900
PENDING

13725 Maxwell Rd Chisago City, MN 55013

Estimated payment $4,242/month

Total Views 3,860
4 Beds
3 Baths
3,130 Sq Ft
$220 Price per Sq Ft

Highlights

  • Lake Front
  • Beach Access
  • Deck
  • Chisago Lakes Primary Elementary School Rated A-
  • 152,504 Sq Ft lot
  • Home Office

About This Home

Life is Better at the Lake! Discover the perfect blend of peaceful countryside living & modern convenience in this stunning walk-out rambler, nestled on a quiet cul-de-sac in the highly sought-after Saddle Shores on Spider Lake. Just 15 minutes from downtown Forest Lake, you’ll enjoy easy access to shopping, dining, & everyday amenities—while living in a home that feels like a year-round getaway. The open-concept floor plan features expansive windows that frame breathtaking lake views & flood the home with natural light. The inviting main living area boasts hardwood floors, a cozy gas fireplace, & built-in cabinetry—perfect for both entertaining & relaxing. The heart of the home, the kitchen, has been beautifully updated quartz countertops & tile backsplash (2025), offering the ideal backdrop to explore your culinary creativity. Step out onto the newer maintenance-free deck, overlooking serene woods & water—a perfect spot to enjoy outdoor meals & take in the abundant wildlife. Retreat to the spacious owner’s suite, complete with a private bath featuring a whirlpool tub & separate shower. Downstairs, the newly finished walk-out lower level (2025) offers a large family room with a built-in theater screen, projector, & surround sound, two additional bedrooms, a dedicated office, & plenty of storage. Outside, the professionally landscaped yard includes retaining walls, colorful gardens, & mature pine, maple, & birch trees. Relax with your morning coffee or catch evening sunsets from two scenic patios or head down to your private dock & fish to your heart’s content. Additional features include dual zone heating & air, new paint throughout, a heated/insulated garage with new insulated garage doors (2023), new washer & dryer (2025), R/O system, & so much more! Whether you're into boating, fishing, or simply enjoying nature, this exceptional home offers it all. So, kick back, soak up the serenity and don’t forget, you’re on lake time!

Listing Agent

Sara Ofstead

LPT Realty, LLC Listed on: 06/25/2025

LPT Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,791

Year Built

  • Built in 2015

Lot Details

  • 3.5 Acre Lot
  • Lake Front
  • Irregular Lot

HOA Fees

  • $15 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Heated Garage
  • Insulated Garage
  • Garage Door Opener

Home Design

  • Pitched Roof

Interior Spaces

  • 1-Story Property
  • Stone Fireplace
  • Family Room
  • Living Room with Fireplace
  • Dining Room
  • Home Office
  • Storage Room
  • Utility Room
  • Lake Views

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal
  • The kitchen features windows

Bedrooms and Bathrooms

  • 4 Bedrooms

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Sump Pump
  • Drain
  • Basement Storage
  • Basement Window Egress

Outdoor Features

  • Beach Access
  • Deck

Utilities

  • Forced Air Heating and Cooling System
  • Well

Community Details

  • Association fees include shared amenities
  • Saddle Shores HOA, Phone Number (651) 335-7272
  • Saddle Shores Subdivision

Listing and Financial Details

  • Assessor Parcel Number 020023717

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,791

Year Built

Built in 2015

Lot Details

0

HOA Fees

$15 per month

Parking

3

Listing Details

  • Type: Residential
  • Property Subtype 1: Single Family Residence
  • Cooling System: Central Air
  • Garage Spaces: 3
  • Accessibility Features: None
  • Fireplaces: 1
  • Water Source: Well
  • Fee Frequency: Annually
  • Year Built: 2015
  • Above Grade Finished Sq Ft: 1620
  • Water Body Name: Spider
  • Unit Levels: One
  • New Construction: No
  • FractionalOwnershipYN: No
  • Rental License?: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Block, Daylight/Lookout Windows, Drain Tiled, Egress Window(s), Finished, Full, Storage Space, Sump Pump, Tile Shower, Walkout
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer, Water Softener Owned
  • Fireplace Features: Gas, Living Room, Stone
  • Living Area: 3130
  • Fireplace: Yes
  • Below Grade Finished Sq Ft: 1510
  • Basement YN: Yes
  • Dining Room Type: Kitchen, Informal Dining Room, Living Room, Bedroom 1, Bedroom 2, Bedroom 3, Bedroom 4, Family Room, Office, Laundry, Deck, Utility Room, Storage

Beds/Baths

  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Three Quarter Bathrooms: 1

Exterior Features

  • Roof: Age Over 8 Years, Asphalt, Pitched
  • PoolFeatures: None
  • View: Lake, Panoramic
  • ConstructionMaterialsDesc: Block
  • PatioPorchType: Composite Decking,Deck,Patio
  • Lake Acres: 130
  • LakeChain: N

Garage/Parking

  • Parking Features: Attached Garage, Asphalt, Garage Door Opener, Heated Garage, Insulated Garage
  • Garage Square Feet: 910
  • Garage Door Height: 8

Utilities

  • Heating: Forced Air, Fireplace(s)
  • Sewer: Mound Septic
  • Fuel: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Shared Amenities
  • Phone: 651-335-7272
  • Association Fee: 180
  • Association: Yes
  • Amenities Unit: Ceiling Fan(s),Deck,Dock,Hardwood Floors,Kitchen Window,Primary Bedroom Walk-In Closet,Main Floor Primary Bedroom,Natural Woodwork,Patio,In-Ground Sprinkler,Washer/Dryer Hookup,Walk-In Closet

Association/Amenities

  • HOA Management Co: Saddle Shores HOA

Schools

  • Junior High Dist: Chisago Lakes
  • SchoolDistrictNumber: 2144
  • SchoolDistrictPhone: 651-213-2096

Lot Info

  • Waterfront YN: Yes
  • PropertyAttachedYN: No
  • Lot Size: Irregular
  • Lot Size Sq Ft: 152503.56
  • Land Lease: No
  • Lot Features: Accessible Shoreline, Irregular Lot, Island/Peninsula, Many Trees
  • Additional Parcels: No
  • Zoning Description: Residential-Single Family
  • AssessmentPending: Yes
  • Yearly/Seasonal: Yearly

Building Info

  • Construction Materials: Brick/Stone, Vinyl Siding

Tax Info

  • Tax Year: 2025
  • Assessor Parcel Number: 020023717
  • Tax Annual Amount: 6791
  • TaxWithAssessments: 6808.0000

Multi Family

  • WaterfrontFeatures: Lake Front, Lake View

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $6,396 $639,500 $259,200 $380,300
2022 $6,396 $590,700 $211,500 $379,200
2021 $5,302 $456,400 $0 $0
2020 $5,556 $434,200 $119,900 $314,300
2019 $5,300 $0 $0 $0
2018 $5,138 $0 $0 $0
2017 $4,914 $0 $0 $0
2016 $524 $0 $0 $0
2015 $1,028 $0 $0 $0
2014 -- $109,700 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/25/2025 07/25/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $689,900 -- $220 / Sq Ft
Source: NorthstarMLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $410,000 --
Deed $366,700 --
Deed $75,000 --
Deed $100,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $369,000 Purchase Money Mortgage
Previous Owner $356,739 No Value Available
Previous Owner $125,000 New Conventional
Source: Public Records

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Source: NorthstarMLS

MLS Number: 6744863

NorthstarMLS

APN: 02-00237-17