$309,000
PENDING $10K PRICE DROP

Estimated payment $2,235/month

Total Views 7,860
4 Beds
2.5 Baths
2,860 Sq Ft
$108 Price per Sq Ft

Highlights

  • Raised Ranch Architecture
  • Sun or Florida Room
  • Laundry Room
  • Durand Elementary School Rated A-
  • Living Room
  • 1-minute walk to Lake Summerset Campground Playground

About This Home

Discover elevated ranch living in serene Lake Summerset! This stunning home showcases a vaulted great room with hardwood floors and a commanding stone fireplace, forming the heart of the home. The open-concept kitchen features abundant wood cabinetry, stainless steel appliances, and flows directly into the living space. Step outside from the living room onto a maintenance-free deck (2022) with scenic views. Adjacent, the three-season porch offers a peaceful retreat for morning coffee or entertaining. A convenient main-floor laundry adds daily ease. The primary suite boasts a full bath and private deck access. Two additional bedrooms and a half bath complete the main level. The walk-out lower level is a true extension of the home, with high ceilings, a full wet bar, and a full bathroom. Two more bedrooms and abundant storage create flexibility for guests, family, or hobbies. The family room opens via sliding patio doors to a covered patio, blending indoor and outdoor living. Car aficionados will appreciate the huge 4.5-car garage with tall ceilings-ideal for boats, toys, or workspace needs. Plus, a long concrete driveway! Many mature trees on this beautiful property and just a short walk to the lake! Lake Summerset is a gated, lakeside community built around a 285-acre, fully stocked lake and features two beaches, two marinas, a heated pool, splash pad, tennis, pickleball, disc golf, dog park, playgrounds, and numerous community events. Located 30 minutes from Freeport, Rockford, and Monroe; 100 miles from Chicago via I-90-perfect for commuting or weekend getaways. This Lake Summerset gem combines elegant living spaces, an easy flow for entertaining, and performance-minded garage storage-all within a vibrant, amenity-rich lakeside community. It offers both tranquility and convenience with year-round recreation and easy access to nearby towns and cities.

Listing Agent

Christine Wilke

Best Realty License #475191424 Listed on: 07/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,561

Year Built

  • Built in 2005

Lot Details

  • Lot Dimensions are 48.1 x 233.54 x 209.24 x 309.21

HOA Fees

  • $92 Monthly HOA Fees

Parking

  • 4.5 Car Garage

Home Design

  • Raised Ranch Architecture

Interior Spaces

  • 2,860 Sq Ft Home
  • Family Room with Fireplace
  • Living Room
  • Dining Room
  • Sun or Florida Room
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Basement

  • Basement Fills Entire Space Under The House
  • Finished Basement Bathroom

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include security, clubhouse, pool, lake rights
  • Christine Wilke Association, Phone Number (815) 248-3408
  • Property managed by Best Realty LLC

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,561

Year Built

Built in 2005

Lot Details

0

HOA Fees

$92 per month

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Raised Ranch
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: Raised Ranch
  • Year Built: 2005
  • Age: 16-20 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Partially Finished, Full, Walk-Out Access
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplaces: 1
  • LivingArea: 2860
  • Room Type: Sun Room
  • Estimated Total Finished Sq Ft: 0
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 0
  • Fireplace Location: Family Room
  • Total Sq Ft: 0

Exterior Features

  • Construction Materials: Vinyl Siding
  • List Price: 309000
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 4.5
  • Parking Features: Attached, Garage
  • ParkingTotal: 4.5

Utilities

  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 1099
  • Association Fee Frequency: Annually
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Best Realty LLC
  • Management Contact Name: Christine Wilke
  • Management Phone: 815-248-3408

Fee Information

  • Association Fee Includes: Security, Clubhouse, Pool, Lake Rights

Schools

  • Middle/Junior School District: 322

Lot Info

  • Lot Dimensions: 48.1 X 233.54 X 209.24 X 309.21
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 5

Tax Info

  • Tax Annual Amount: 5561
  • Tax Year: 2023
  • Tax Exemptions: None

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,106 $81,494 $4,564 $76,930
2023 $5,561 $69,832 $3,911 $65,921
2022 $5,030 $61,687 $3,490 $58,197
2021 $5,221 $56,802 $3,214 $53,588
2020 $5,204 $54,654 $3,092 $51,562
2019 $5,137 $53,269 $3,014 $50,255
2018 $5,434 $51,136 $2,893 $48,243
2017 $5,249 $50,133 $2,836 $47,297
2016 $5,583 $50,133 $2,836 $47,297
2015 $5,588 $50,133 $2,836 $47,297
2014 $5,522 $50,133 $2,836 $47,297
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Pending -- -- --
07/12/2025 07/12/25 Price Changed $309,000 -3.1% $108 / Sq Ft
07/09/2025 07/09/25 For Sale $319,000 -- $112 / Sq Ft
Source: Midwest Real Estate Data (MRED)

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Source: Midwest Real Estate Data (MRED)

MLS Number: 12415463

Midwest Real Estate Data (MRED)

APN: 05-06-177-001