NOT LISTED FOR SALE

138 Bell Phipps Rd Monticello, KY 42633

Monticello Area

Estimated Value: $257,087 - $266,000

3 Beds
2 Baths
1,502 Sq Ft
$173/Sq Ft Est. Value

Sale Details

Date Sold: April 7, 2026

Last sale price $258,000 $172 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $1,579 / mo

6 Days on Market

Highlights

  • Wood Burning Stove
  • Wood Flooring
  • Covered Patio or Porch
  • Ranch Style House
  • No HOA
  • Cooling Available

About This Home

As of April 2026

Looking for a cozy home with room to roam? Welcome to this charming single-level home located in the peaceful Murl Community of Wayne County. Situated on approximately 4± unrestricted, flat acres, this 3-bedroom, 2-bath home offers the perfect blend of comfort, space, and versatility. Inside, you'll find an open-concept layout designed for easy living, along with a bright enclosed sunroom—ideal for relaxing year-round. The home features dual heat sources, including central heat and air plus a freestanding wood-burning stove, giving you comfort and efficiency in every season. Outside, the property truly shines. Multiple outbuildings provide ample storage or workspace, and a second home site is already in place with water and electric available. With plenty of space for animals, gardens, a workshop, or a large garage, this property is ready for your hobby farm or outdoor dreams. Conveniently located just 2.5 miles from the nearest community boat launch and close to Lake Cumberland, this home is perfect as a starter home, retirement retreat, vacation getaway, or potential Airbnb. Seller is currently working on replacing current the roof.

Last Agent to Sell the Property

Colton Flynn

Keller Williams Commonwealth - Somerset License #284615 Listed on: 02/15/2026

Keller Williams Commonwealth - Somerset

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1998

Lot Details

  • 3.9 Acre Lot
  • Few Trees

Parking

  • 2 Detached Carport Spaces

Home Design

  • Ranch Style House
  • Block Foundation
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 1,502 Sq Ft Home
  • Wood Burning Stove
  • Crawl Space

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Carpet

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Bathroom on Main Level
  • 2 Full Bathrooms

Outdoor Features

  • Covered Patio or Porch
  • Shed

Schools

  • Wayne Co Elementary And Middle School
  • Wayne Co High School

Utilities

  • Cooling Available
  • Heat Pump System
  • Septic Tank

Community Details

  • No Home Owners Association
  • Rural Subdivision

Listing and Financial Details

  • Assessor Parcel Number 015-70-04-001.00

Home Details

Home Type

Single Family

Year Built

Built in 1998

Lot Details

3.9 Acres

Listing Details

  • Property Type: Residential
  • Property Sub-Type: Single Family Residence
  • Architectural Style: Ranch
  • Structure Type: House
  • Year Built: 1998
  • Above Grade Finished Sq Ft: 1502.0
  • Levels: One
  • New Construction: No
  • Building: Accessibility Features YN: No
  • Lot: Water Body Access YN: No
  • Lot: Horse YN: No
  • AssociationCommunity: Association YN: No
  • Construction Materials:Construction Materials: Vinyl Siding
  • Cooling:Cooling: Electric
  • Foundation Details:Foundation Details: Block
  • Levels:Levels: One
  • Other Structures:Other Structures: Shed(s), Other
  • Patio And Porch Details:Patio And Porch Details: Covered Porch
  • Patio And Porch Features:Patio And Porch Features: Porch
  • Sewer:Sewer: Septic Tank
  • Structure Type:Structure Type: House
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Range
  • Flooring: Carpet, Hardwood
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • Basement: No
  • Total Bedrooms: 3
  • Fireplace: No
  • LivingArea: 1502.0
  • Lot Size Area: 3.9
  • Interior: Basement YN: No
  • Interior: Fireplace YN: No
  • Room Types: Primary Bedroom Level: First
  • Room Types: Bathroom 1 Level: First
  • Room Types: Bathroom 2 Level: First
  • Room Types: Bedroom 3 Level: First

Exterior Features

  • Roof: Composition
  • Construction Materials: Vinyl Siding
  • Foundation Details: Block
  • Horse: No
  • List Price: 260000.0
  • Lot Features: Few Trees
  • Other Structures: Shed(s), Other
  • Pool Private: No
  • Waterfront: No
  • Lot: Waterfront YN: No
  • Lot: Pool Private YN: No
  • Roof:Roof: Composition

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 2.0
  • Carport: Yes
  • Garage: No
  • Parking Features: Detached Carport
  • Parking Information: Garage YN: No
  • Parking Information: Carport YN: Yes

Utilities

  • Sewer: Septic Tank
  • Heating: Heat Pump, Wood Stove
  • Cooling: Electric
  • Cooling: Yes
  • Heating: Yes
  • Water Source: Public
  • Utilities: Cooling YN: Yes
  • Utilities: Heating YN: Yes
  • Water Source:Water Source: Public

Condo/Co-op/Association

  • Association: No

Schools

  • Elementary School: Wayne Co
  • High School: Wayne Co
  • Middle or Junior School: Wayne Co

Lot Info

  • Lot Size Acres: 3.9
  • Lot Size Sq Ft: 169884.0
  • Parcel Number: 015-70-04-001.00

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 15, 2026
Closed on
Apr 7, 2026
Sold by
Bought by
Seller's Agent
Colton Flynn
Keller Williams Commonwealth - Somerset
Buyer's Agent
Colton Flynn
Keller Williams Commonwealth - Somerset
List Price
$260,000
Sold Price
$258,000
Premium/Discount to List
-$2,000
-0.77%
Views
58
Current Estimated Value
$260,272

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$2,272
Avg. Annual Appreciation
2.69%
Original Mortgage
$60,000
Interest Rate
0.0598%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
$258,000 None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $60,000
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/07/2026 04/07/26 Sold $258,000 -0.8% $172 / Sq Ft
02/21/2026 02/21/26 Pending -- -- --
02/15/2026 02/15/26 For Sale $260,000 +4.4% $173 / Sq Ft
03/11/2023 03/11/23 Sold $249,000 -17.0% $166 / Sq Ft View Prior Sale
02/07/2023 02/07/23 Pending -- -- --
01/31/2023 01/31/23 For Sale $299,900 -- $200 / Sq Ft
Source: ImagineMLS (Bluegrass REALTORS®)

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,794 $204,000 $0 $0
2024 $1,840 $204,000 $0 $0
2023 $1,489 $204,000 $0 $0
2022 $376 $80,000 $10,000 $70,000
2021 $767 $80,000 $10,000 $70,000
2020 $395 $80,000 $10,000 $70,000
2019 $395 $80,000 $10,000 $70,000
2018 $410 $80,000 $10,000 $70,000
2017 $413 $80,000 $0 $0
2016 $397 $80,000 $10,000 $70,000
2015 $391 $80,000 $10,000 $70,000
2012 $397 $80,000 $10,000 $70,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: ImagineMLS (Bluegrass REALTORS®)

MLS Number: 26002678

ImagineMLS (Bluegrass REALTORS®)

APN: 015-70-04-001.00

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