NOT LISTED FOR SALE

13804 S Harbor View Ct Prospect, KY 40059

Estimated Value: $480,000 - $576,000

3 Beds
2.5 Baths
4,293 Sq Ft
$124/Sq Ft Est. Value

Last Sold August 11, 2023

Last sale price $415,000 $97 Per Sq Ft

Est. 29% increase in value since last sale

Current estimated payment $3,420/month

4 Days on Market

Highlights

  • Deck
  • Porch
  • Central Air
  • Harmony Elementary School Rated A
  • 3 Car Attached Garage
  • Heating Available

About This Home

As of August 2023

SO MUCH POTENTIAL!
WOW! What a great opportunity to own one of the best homes in Prospect. This home boasts over 4000 square feet of living space. A gorgeous view of the river from your front yard and back deck. On the main floor you will love the bright open floor plan with lots of natural light. A spacious kitchen with both an eat in area with travertine tile, and a separate formal dining room allow for large gatherings when needed. The beautiful great room has almost floor to ceiling windows giving lots of natural light throughout the main living areas. Completing the first floor are an office area and a laundry room and mudroom off of the 3 car garage.

The upstairs includes a large primary suite with fireplace, private bathroom, and huge walk-in closet. The second floor also has 2 additional bedrooms with large closets, full bath, and loft area overlooking the great room that is perfect for an office or playroom. The loft has a closet and could easily be converted to a 4th bedroom. The walkout basement is a great area to entertain with a family room, and an additional room that could be used for sleeping, and plenty of storage. Set on a one acre, cul-de-sac lot. Enjoy all of the neighborhood amenities including private boat ramp, swimming pool, clubhouse, basketball court, tennis courts, and 80 acres of common green space with several community lakes. There are Horse stables and boat storage are available to residents for a small additional fee.

Home needs some cosmetic updates and is priced to reflect this.

Last Listed By

Laci Gillespie

United Real Estate Louisville License #212470 Listed on: 06/28/2023

United Real Estate Louisville

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,152

Year Built

  • Built in 1986

Lot Details

  • 1

Parking

  • 3 Car Attached Garage

Home Design

  • Poured Concrete
  • Shingle Roof

Interior Spaces

  • 2-Story Property
  • Basement

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Deck
  • Porch

Utilities

  • Central Air
  • Heating Available

Community Details

  • Property has a Home Owners Association
  • Cardinal Harbour Subdivision

Listing and Financial Details

  • Legal Lot and Block 48 / 5
  • Assessor Parcel Number 04-02B-05-48
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,152

Year Built

Built in 1986

Lot Details

0

Parking

3

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: CARDINAL HARBOUR
  • Above Grade Finished Sq Ft: 3278.0
  • ResoBuildingAreaSource: Other
  • Dining Room Level: First
  • Full Bathroom Level: Second
  • Half Bathroom Level: First
  • Primary Bathroom Level: Second
  • Primary Bedroom Level: Second
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Sewer:Public Sewer: Yes
  • Special Features: None

Interior Features

  • Basement: Walkout Part Fin
  • Bedroom Level: Second
  • Family Room Level: Basement
  • Foyer Level: First
  • Great Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Loft Level: Second
  • Office Level: First
  • Other Level: Basement
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1015.0
  • Total Bedrooms: 16
  • ResoLivingAreaSource: Other
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes
  • Other Rooms:Office: Yes
  • Other Rooms:Foyer: Yes

Exterior Features

  • Fencing: None
  • Roof: Shingle
  • Acres: 1.0
  • Construction Type: Cement Siding
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Deck, Porch
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes
  • Construction:Cement Siding: Yes

Garage/Parking

  • Garage Spaces: 3.0
  • Attached Garage: Yes
  • Parking Features: Attached
  • General Property Description:Garage Spaces: 3
  • GarageParking:Attached: Yes

Utilities

  • Cooling Y N: Yes
  • Heating: Electric
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Association Fee: 1100.0
  • Association: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 43560.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 04-02B-05-48
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1986

Tax Info

  • Tax Block: 5
  • Tax Lot: 48

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 28, 2023
Closed on
Aug 11, 2023
Sold by
Stark Jerry M
Bought by
Lococo David and Lococo Melissa
Seller's Agent
Laci Gillespie
United Real Estate Louisville
Buyer's Agent
Edward Hysinger
Edward Hysinger, REALTORS
List Price
$450,000
Sold Price
$415,000
Premium/Discount to List
-$35,000
-7.78%
Total Days on Market
4
Views
126
Current Estimated Value
$534,443

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$119,443
Avg. Annual Appreciation
13.64%
Original Mortgage
$394,250
Outstanding Balance
$387,086
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$135,322

Purchase Details

Listed on
Feb 22, 2017
Closed on
Apr 28, 2017
Sold by
Callery William Z
Bought by
Stark Jerry M
Seller's Agent
Beth Callery
Keller Williams Louisville East
Buyer's Agent
George Green
Coldwell Banker McMahan
List Price
$379,000
Sold Price
$377,000
Premium/Discount to List
-$2,000
-0.53%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.54%
Original Mortgage
$389,441
Interest Rate
4.3%
Mortgage Type
VA

Purchase Details

Closed on
Mar 4, 2011
Sold by
Schutz Geoffery and Schutz Victoria R
Bought by
Callery William Z

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$216,800
Interest Rate
4.77%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 20, 2007
Sold by
Cd Llc
Bought by
Schultz Geoffery S and Schultz Victoria R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$354,960
Interest Rate
6.18%
Mortgage Type
New Conventional

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lococo David $415,000 Louisville Title
Stark Jerry M $377,000 Bluegrass Land Title Llc
Callery William Z $271,000 Freibert Title Group Llc
Schultz Geoffery S $394,400 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lococo David $394,250
Previous Owner Stark Jerry M $389,441
Previous Owner Callery William Z $216,800
Previous Owner Schultz Geoffery S $354,960
Previous Owner Cd Llc $312,500
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/11/2023 08/11/23 Sold $415,000 -7.8% $97 / Sq Ft
07/02/2023 07/02/23 Pending -- -- --
06/28/2023 06/28/23 For Sale $450,000 +19.4% $105 / Sq Ft
04/28/2017 04/28/17 Sold $377,000 -0.5% $84 / Sq Ft
03/29/2017 03/29/17 Pending -- -- --
02/22/2017 02/22/17 For Sale $379,000 -- $84 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,152 $415,000 $70,000 $345,000
2023 $4,707 $377,000 $70,000 $307,000
2022 $4,675 $377,000 $70,000 $307,000
2021 $4,645 $377,000 $70,000 $307,000
2020 $4,656 $377,000 $70,000 $307,000
2019 $4,612 $377,000 $70,000 $307,000
2018 $4,614 $377,000 $0 $0
2017 $4,136 $340,000 $0 $0
2013 $4,333 $271,000 $70,000 $201,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1639754

Metro Search (Greater Louisville Association of REALTORS®)

APN: 04-02B-05-48