$632,900
SOLD JAN 10, 2025

13900 N Bel Vista Ct Prospect, KY 40059

4 Beds
5 Baths
3,720 Sq Ft
1.2 Acres

Recently Sold

$170 Per Sq Ft

1% Above List Price

1 Day on Market

Highlights

  • Tennis Courts
  • Deck
  • Screened Porch
  • Harmony Elementary School Rated A
  • 2 Fireplaces
  • 2 Car Attached Garage

About This Home

As of January 2025

Welcome to 13900 N Bel Vista Ct. located in Cardinal Harbour and the desirable North Oldham school district. This renovated property has a clean and open layout, featuring 4 bedrooms and 5 full bathrooms. Nestled along the Ohio river, this luxury home offers an unparalleled blend of elegance and tranquility. Step inside to discover expansive windows with breathtaking Ohio river views. The living area flows effortlessly into a kitchen, complete with stainless steel appliances and custom cabinetry—ideal for hosting gatherings that spill out onto the spacious outdoor terrace overlooking the river. Outside, you'll find unobstructed views of the water creating a private paradise right in your backyard. Step to your deck to have your morning coffee or tea and enjoy the morning. Sunsets under the covered deck or the 456 square feet enclosed porch on the second level are the perfect way to enjoy the evenings with serene river views. Every inch of this home is filled with natural light and natural beauty, making it the ultimate retreat for those seeking luxury on the water
The walkout basement has a fireplace and it could be used as a family room or a private suite with a full bathroom.The clubhouse is down the street next to the tennis courts and the neighborhood pool. The Cardinal Harbour pool is included in the HOA dues, no additional fees! This community has stables and a storage lot for residents to rent. Another feature of this community is the boat ramp for the exclusive use of Cardinal Harbour residents. There are over 80 acres of common grounds including riverfront areas along the Ohio River!

Last Agent to Sell the Property

Clara Nunez

R & Y Realty Group License #213400 Listed on: 11/13/2024

Last Buyer's Agent

Nick Schweitzer

RE/MAX Premier Properties License #219293

RE/MAX Premier Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,414

Year Built

  • Built in 1979

Parking

  • 2 Car Attached Garage
  • Side or Rear Entrance to Parking
  • Driveway

Home Design

  • Poured Concrete
  • Shingle Roof
  • Block Exterior
  • Vinyl Siding
  • Stone Veneer

Interior Spaces

  • 2-Story Property
  • 2 Fireplaces
  • Screened Porch
  • Basement

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 5 Full Bathrooms

Outdoor Features

  • Tennis Courts
  • Deck
  • Patio

Utilities

  • Central Air
  • Geothermal Heating and Cooling

Community Details

  • Property has a Home Owners Association
  • Cardinal Harbour Subdivision

Listing and Financial Details

  • Tax Block Sec 3
  • Assessor Parcel Number 04-02B-03-71
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,414

Year Built

Built in 1979

Lot Details

0

Parking

2

Listing Details

  • Cooling System: Central Air
  • Stories: 2
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Garage Yn: Yes
  • Subdivision Name: CARDINAL HARBOUR
  • Above Grade Finished Sq Ft: 2793.0
  • Architectural Style: Contemporary
  • Green Power: GeoThermal
  • ResoBuildingAreaSource: Appraiser
  • Utilities Electricity Connected: Yes
  • Full Bathroom Level: First
  • Rooms:Living Room5: Yes
  • Primary Bathroom Level: First
  • Primary Bedroom Level: First
  • Roof:Shingle: Yes
  • Cooling Central Air: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Rooms:Den: Yes
  • Rooms:Florida Room: Yes
  • Green Features:Geothermal2: Yes
  • Sewer:Public Sewer: Yes
  • Architectural Style:Contemporary: Yes
  • Special Features: None

Interior Features

  • Basement: Walkout Part Fin
  • Fireplaces Basement: 1
  • Fireplaces Level 1: 1
  • Bedroom Level: First
  • Den Level: Second
  • Family Room Level: Basement
  • Florida Room Level: Second
  • Great Room Level: First
  • Kitchen Level: First
  • Laundry Level: First
  • Living Room Level: First
  • Basement YN: Yes
  • Full Bathrooms: 5
  • Total Bedrooms: 4
  • Below Grade Sq Ft: 849.0
  • Fireplaces: 2
  • Total Bedrooms: 16
  • ResoLivingAreaSource: Appraiser
  • Other Rooms:Family Room2: Yes
  • BasementFoundation:Poured Concrete: Yes

Exterior Features

  • Fencing: None
  • Roof: Shingle
  • Acres: 1.2
  • Construction Type: Vinyl Siding, Wood Frame, Block, Stone Veneer
  • Exterior Features: See Remarks, Tennis Court
  • Foundation Details: Poured Concrete
  • Patio And Porch Features: Screened Porch, Deck, Patio, Porch
  • Construction:Frame - Wood2: Yes
  • Construction:Stone Veneer: Yes
  • Patio And Porch Features:Deck2: Yes
  • Patio and Porch Features:Porch2: Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Off Street, Attached, Entry Side, Driveway
  • General Property Description:Garage Spaces: 2
  • GarageParking:Attached: Yes
  • Garageparkingdriveway: Yes
  • GarageParking:Off-Street Parking: Yes

Utilities

  • Utilities: Electricity Connected, Fuel:Natural
  • Cooling Y N: Yes
  • Heating: Geothermal
  • HeatingYN: Yes
  • Water Source: Public
  • Heating:Geothermal: Yes

Condo/Co-op/Association

  • Association Fee: 1400.0
  • Association: Yes

Schools

  • Junior High Dist: Oldham

Lot Info

  • Lot Size Sq Ft: 52272.0
  • ResoLotSizeUnits: Acres
  • Parcel #: 04-02B-03-71
  • ResoLotSizeUnits: Acres

Building Info

  • Year Built: 1979

Tax Info

  • Tax Block: Sec 3
  • Tax Lot: 0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2024
Closed on
Jan 14, 2025
Sold by
Eadens Randall and Eadens Pamela
Bought by
Fisher Sara E and Fisher Ryan T
Seller's Agent
Clara Nunez
R & Y Realty Group
Buyer's Agent
Nick Schweitzer
RE/MAX Premier Properties
List Price
$629,000
Sold Price
$632,900
Premium/Discount to List
$3,900
0.62%
Views
20
Current Estimated Value
$660,971

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$28,071
Avg. Annual Appreciation
2.77%
Original Mortgage
$601,255
Outstanding Balance
$598,141
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$46,286

Purchase Details

Closed on
Dec 14, 2016
Sold by
Moffett Arble L
Bought by
Eadens Randall and Eadens Pamela
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $632,900 Limestone Title
Deed $632,900 Limestone Title
Deed $285,759 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $601,255 New Conventional
Closed $601,255 New Conventional
Previous Owner $35,000 Credit Line Revolving
Previous Owner $252,000 New Conventional
Previous Owner $150,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/10/2025 01/10/25 Sold $632,900 +0.6% $170 / Sq Ft
12/02/2024 12/02/24 Price Changed $629,000 -1.1% $169 / Sq Ft
11/15/2024 11/15/24 Price Changed $636,000 +1.1% $171 / Sq Ft
11/15/2024 11/15/24 Pending -- -- --
11/13/2024 11/13/24 For Sale $629,000 -- $169 / Sq Ft
Source: Metro Search (Greater Louisville Association of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,414 $355,000 $70,000 $285,000
2023 $3,694 $295,000 $70,000 $225,000
2022 $3,665 $295,000 $70,000 $225,000
2021 $3,642 $295,000 $70,000 $225,000
2020 $3,651 $295,000 $70,000 $225,000
2019 $3,616 $295,000 $70,000 $225,000
2018 $3,618 $295,000 $0 $0
2017 $3,484 $286,000 $0 $0
2013 $3,295 $300,000 $70,000 $230,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Metro Search (Greater Louisville Association of REALTORS®)

MLS Number: 1674613

Metro Search (Greater Louisville Association of REALTORS®)

APN: 04-02B-03-71