NOT LISTED FOR SALE

1391 Ruffner Rd Schenectady, NY 12309

Estimated Value: $497,924 - $544,000

3 Beds
2.5 Baths
2,200 Sq Ft
$237/Sq Ft Est. Value

Last Sold May 01, 2012

Last sale price $279,000 $127 Per Sq Ft

Est. 87% increase in value since last sale

Current estimated payment $4,001/month

18 Days on Market

Highlights

  • Cape Cod Architecture
  • Dining Room with Fireplace
  • No HOA
  • Rosendale School Rated A
  • Full Attic
  • 2 Car Attached Garage

About This Home

As of May 2012

Immaculate Cape Cod on over half acre in the heart of Niskayuna. This pristine, turn key home boasts upgraded kitchen, hardwood flrs throughout, updated baths, fully armed security system, replacement windows, 3 season sunroom, impecably manicured grounds, refinished office space in basement, new roof heating coils and much more. Unfinished bonus room on second floor could be finished for added space. Nothing to do but move in. Drapery Rods in Bedroom Excluded -- Excellent Condition

Last Agent to Sell the Property

Jeffrey Maxwell

Whalen Group Distinguished Properties Inc License #10301204312 Listed on: 02/28/2012

Last Buyer's Agent

MaryAnn Paratore

Howard Hanna Capital Inc License #40PA1121164

Howard Hanna Capital Inc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,900

Year Built

  • Built in 1966

Lot Details

  • 0.7 Acre Lot
  • Garden

Parking

  • 2 Car Attached Garage
  • Off-Street Parking

Home Design

  • Cape Cod Architecture
  • Wood Siding
  • Stone Siding
  • Asphalt

Interior Spaces

  • Gas Fireplace
  • Bay Window
  • French Doors
  • Dining Room with Fireplace
  • 2 Fireplaces
  • Full Attic
  • Home Security System
  • Laundry on main level

Kitchen

  • Eat-In Kitchen
  • Oven
  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Finished Basement

  • Basement Fills Entire Space Under The House
  • Sump Pump

Outdoor Features

  • Patio
  • Exterior Lighting

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • High Speed Internet
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Legal Lot and Block 35 / 1
  • Assessor Parcel Number 422400 40.2-1-35

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,900

Year Built

Built in 1966

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1966
  • Directions: Rosendale Rd. to Ruffner Rd. Follow past fork bearing right. Last house on the right. Corner of Ruffner and Rosehill.
  • Above Grade Finished Sq Ft: 2200.0
  • Architectural Style: Cape Cod
  • Lot Size Acres: 0.7
  • New Construction: No
  • Parking Features Parking Total: 6.0
  • Possession Possession Legacy: closing
  • Sale Detail Seller Contribution: No
  • Garage Yn: Yes
  • Appliances Refrigerators: Yes
  • Laundry Features:Main Level: Yes
  • Percent Basement Finished: Yes
  • Cooling:Central Air: Yes
  • Architectural Style:Cape Cod: Yes
  • Laundry Features:Laundry Closet: Yes
  • Special Features: None

Interior Features

  • Basement: Finished, Full, Sump Pump
  • Interior Amenities: High Speed Internet, Eat-in Kitchen
  • Appliances: Dishwasher, Disposal, Oven, Range, Refrigerator, See Remarks
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 2000.0
  • Door Features: French Doors
  • Fireplace Features: Dining Room, Gas
  • Fireplaces: 2
  • Living Area: 2200.0
  • Window Features: Bay Window(s)
  • Fireplace: Yes
  • Appliances Dishwasher: Yes
  • Interior Features:High Speed Internet: Yes
  • Full Basement: Yes
  • Kitchen Features:Eat-in Kitchen: Yes
  • Basement:Sump Pump: Yes
  • Appliances:Other57: Yes
  • Attic Features:Walk-Up: Yes
  • Fireplace Features:Gas2: Yes
  • Appliances:Oven: Yes
  • Appliances Range: Yes
  • Attic Features:Full2: Yes
  • Attic Features:Unfinished Bonus Room: Yes
  • Fireplace Features:Dining Room: Yes

Exterior Features

  • Exterior Features: Garden, Lighting, Other
  • Roof: Asphalt
  • Construction Type: Stone, Wood Siding
  • Patio And Porch Features: Patio
  • Construction Materials:Wood Siding: Yes
  • Patio And Porch Features:Patio: Yes
  • Construction Materials:Stone: Yes
  • Exterior Features:Garden: Yes
  • Door Features:French Doors: Yes
  • Exterior Features:Lighting: Yes
  • Window Features:Bay Window(s): Yes

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Off Street, Attached
  • Attached Garage: Yes
  • Total Parking Spaces: 6.0
  • Property Detail:Garage Spaces: 2.0
  • Parking Features:Off Street: Yes
  • Parking Features:Attached: Yes
  • Parking Features:Garage: Yes

Utilities

  • Utilities: Cable Available
  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
  • Laundry Features: Laundry Closet, Main Level
  • Security: Security System
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Heating:Forced Air: Yes
  • Heating:Natural Gas: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Parcel Tax HOA:Association YN: No

Schools

  • Junior High Dist: Niskayuna

Lot Info

  • Parcel #: 422400 40.2-1-35
  • Lot Size Sq Ft: 30492.0
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 8900.0
  • Tax Block: 1
  • Tax Lot: 35
  • Tax Tract: 40.2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 28, 2012
Closed on
May 21, 2012
Sold by
Fiumano Andrew F and Fiumano Laura J
Bought by
Salisbury Thomas W and Pirrone Cesaera Vf
Seller's Agent
Jeffrey Maxwell
Whalen Group Distinguished Properties Inc
Buyer's Agent
MaryAnn Paratore
Howard Hanna Capital Inc
List Price
$279,000
Sold Price
$279,000
Current Estimated Value
$521,481

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$242,481
Avg. Annual Appreciation
4.77%
Original Mortgage
$271,927
Outstanding Balance
$187,341
Interest Rate
3.78%
Mortgage Type
FHA
Estimated Equity
$334,140

Purchase Details

Closed on
Jun 26, 1998
Sold by
Estate Of Mackinnon Mary E
Bought by
Fiumano Andrew and Fiumano Laura
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Salisbury Thomas W $279,000 Stewart Title Insurance Co
Fiumano Andrew $159,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Salisbury Thomas W $271,927
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/01/2012 05/01/12 Sold $279,000 0.0% $127 / Sq Ft
03/17/2012 03/17/12 Pending -- -- --
02/28/2012 02/28/12 For Sale $279,000 -- $127 / Sq Ft
Source: Global MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $14,835 $325,000 $45,500 $279,500
2023 $14,835 $325,000 $45,500 $279,500
2022 $14,481 $325,000 $45,500 $279,500
2021 $11,683 $325,000 $45,500 $279,500
2020 $10,401 $325,000 $45,500 $279,500
2019 $5,767 $325,000 $45,500 $279,500
2018 $10,411 $325,000 $45,500 $279,500
2017 $10,165 $325,000 $45,500 $279,500
2016 $10,439 $325,000 $45,500 $279,500
2015 -- $325,000 $45,500 $279,500
2014 -- $325,000 $45,500 $279,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Global MLS

MLS Number: 201203490

Global MLS

APN: 040-020-0001-035-000-0000