$302,125
SOLD JAN 20, 2026
Last list price

13917 Ruby Ln Biloxi, MS 39532

4 Beds
2 Baths
1,930 Sq Ft
0.25 Acre Lot

Sale Details

Date Sold: January 20, 2026

$157 Per Sq Ft

9 Days on Market

Highlights

  • New Construction
  • Fishing
  • Waterfront
  • North Woolmarket Elementary/Middle School Rated A
  • Property is near a beach
  • Community Lake

About This Home

As of January 2026

Come home to the beautiful and desired community of Emerald Lake Estates. Your new community has a pool, a lake with a fishing pier and sidewalk lined streets. Your gorgeous home is 4 sided brick and has 4 bedrooms and 2 baths with granite counter tops throughout! The kitchen has an island for extra prep space and a large pantry. You have stainless steel appliances and soft close cabinets.
Beautiful luxury plank flooring in living areas and carpet in the bedrooms to warm your feet on cool mornings after getting out of bed. Yiur new home is smart wired and energy efficient and has a fenced backyard.

Last Agent to Sell the Property

Tim Ridley

Adams Homes, L.L.C. License #S53005 Listed on: 11/13/2025

Adams Homes, L.L.C.

Last Buyer's Agent

Erin Valencia

NextHome Simplicity (BOF) License #S50600

NextHome Simplicity (BOF)

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 139.64x88.79x142.58
  • Waterfront
  • Level Lot

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 1,930 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Entrance Foyer
  • Carpet
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • ENERGY STAR Qualified Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Walk-in Shower

Attic

  • Pull Down Stairs to Attic
  • Attic Vents

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Property is near a beach
  • Slab Porch or Patio

Location

  • City Lot

Utilities

  • ENERGY STAR Qualified Air Conditioning
  • Central Air
  • Heating Available
  • Underground Utilities
  • ENERGY STAR Qualified Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 12071-01-003.060

Community Details

Overview

  • Association fees include management
  • Emerald Lake Estates Subdivision
  • Community Lake

Recreation

  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Year Built

Built in 2025 | New Construction

Lot Details

0.25 Acres

HOA Fees

$20 per month

Parking

2

Listing Details

  • Unit Levels: One
  • Lot Size: 139.64X88.79X142.58
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2025
  • Lot Size Acres: 0.25
  • Subdivision Name: Emerald Lake Estates
  • Directions: I-10 to Exit 46 (Cedar Lake Dr.). Go north for 3 miles and the entrance to Emerald lake Estates is on the left.
  • Garage Yn: Yes
  • New Construction: Yes
  • General Property Information:List PriceSqFt: 156.54
  • Covenants And Restrictions: Homeowner Association, Restrictive Covenants
  • Driveway Features: Concrete Drive, Front Entrance
  • Special Purpose Rooms: Breakfast Area
  • Special Features: 4098

Interior Features

  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Simulated Wood
  • Window Features: Double Pane Windows, ENERGY STAR Qualified Windows, Low-Emissivity Windows
  • Fireplace: No
  • Appliances: Disposal, Microwave, Dishwasher, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater
  • Bathroom Features: Double Vanity, Separate Tub & Shower, Walk-In Shower, Soaking Tub
  • Interior Features: Ceiling Fan(s), Breakfast Bar, High Ceilings, Walk-In Closet(s), Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, His and Hers Closets, Kitchen Island, Pantry, Recessed Lighting, Tray Ceiling(s), Special Wiring, Split Plan
  • Kitchen Features: Breakfast Bar, Granite Counters
  • Attic Features: Pull Down Stair Unit, Eave Vents, Gable Vent, Ridge Vent
  • Door Features: Dead Bolt Lock(s)

Exterior Features

  • Disclosures: None
  • Lot Features: Level, City Lot, Near Beach
  • Property Condition: New Construction
  • Roof: Architectural Shingles
  • Patio And Porch Features: Patio, Porch, Slab
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Waterfront: Yes
  • General Property Information:Accessibility Features: No
  • Exterior ConstructionSiding: Brick
  • Foundation Details: Slab
  • Home Warranty: 2-10 Year, One Year Builder

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Parking Features: Driveway, Garage Door Opener, Garage, Garage Faces Front

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment, Heat Pump
  • Utilities: Cable Available, Sewer Connected, Underground Utilities
  • Laundry Features: Laundry Room
  • Water Heater: Electric, Over 40 Gallons

Condo/Co-op/Association

  • Association Fee: 240.0
  • Association Fee Frequency: Annually
  • Community Features: Lake, Fishing, Pool, Sidewalks, Street Lights, Near Entertainment

Fee Information

  • Association Fee Includes: Management

Schools

  • Junior High Dist: Harrison CO Dist

Lot Info

  • Parcel #: 12071-01-003.060
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2025
Closed on
Jan 20, 2026
Sold by
Bought by
Seller's Agent
Tim Ridley
Adams Homes, L.L.C.
Buyer's Agent
Erin Valencia
NextHome Simplicity (BOF)
List Price
$297,825
Views
103
Current Estimated Value
$309,908

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.24%
Original Mortgage
$296,652
Outstanding Balance
$296,652
Interest Rate
6.19%
Mortgage Type
FHA
Estimated Equity
$13,256
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Type Sale Price Title Company
Special Warranty Deed -- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Loan Amount Loan Type
Open $296,652 FHA
Closed $15,106 New Conventional
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/20/2026 01/20/26 Sold -- -- --
11/22/2025 11/22/25 Pending -- -- --
11/17/2025 11/17/25 Price Changed $302,125 +1.4% $157 / Sq Ft
11/13/2025 11/13/25 Price Changed $297,825 0.0% $154 / Sq Ft
11/13/2025 11/13/25 For Sale $297,825 -10.5% $154 / Sq Ft
10/06/2025 10/06/25 Pending -- -- --
08/19/2025 08/19/25 Price Changed $332,825 0.0% $172 / Sq Ft
08/19/2025 08/19/25 For Sale $332,825 +0.9% $172 / Sq Ft
08/05/2025 08/05/25 Pending -- -- --
07/16/2025 07/16/25 Price Changed $329,825 -0.9% $171 / Sq Ft
04/19/2025 04/19/25 Price Changed $332,825 +0.9% $172 / Sq Ft
04/02/2025 04/02/25 Price Changed $329,825 +0.9% $171 / Sq Ft
03/18/2025 03/18/25 Price Changed $326,825 -8.4% $169 / Sq Ft
03/14/2025 03/14/25 For Sale $356,825 -- $185 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $207 $1,800 $0 $0
2024 $207 $1,800 $0 $0
2023 $208 $1,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Tim Ridley

    Seller's Agent in 2026

    Tim Ridley

    Adams Homes, L.L.C.

    (228) 238-5399

    53 Total Sales

    Tim Ridley
    Section Image
  • Erin Valencia

    Buyer's Agent in 2026

    Erin Valencia

    NextHome Simplicity (BOF)

    (228) 236-5691

    71 Total Sales

    Erin Valencia
    Section Image
See All Agents

Map

Source: MLS United

MLS Number: 4106752

MLS United

APN: 1207I-01-003.060

Mississippi Harrison County Biloxi 39532

13917 Ruby Ln, Biloxi, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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