NOT LISTED FOR SALE

13917 Ruby Ln Biloxi, MS 39532

Biloxi Area

Estimated Value: $300,000 - $316,000

4 Beds
2 Baths
1,930 Sq Ft
$160/Sq Ft Est. Value

Sale Details

Date Sold: January 20, 2026

Current estimated payment $1,737 / mo

9 Days on Market

Highlights

  • New Construction
  • Fishing
  • Waterfront
  • Woolmarket Elementary School Rated A
  • Property is near a beach
  • Community Lake

About This Home

As of January 2026

Come home to the beautiful and desired community of Emerald Lake Estates. Your new community has a pool, a lake with a fishing pier and sidewalk lined streets. Your gorgeous home is 4 sided brick and has 4 bedrooms and 2 baths with granite counter tops throughout! The kitchen has an island for extra prep space and a large pantry. You have stainless steel appliances and soft close cabinets.
Beautiful luxury plank flooring in living areas and carpet in the bedrooms to warm your feet on cool mornings after getting out of bed. Yiur new home is smart wired and energy efficient and has a fenced backyard.

Last Agent to Sell the Property

Tim Ridley

Adams Homes, L.L.C. License #S53005 Listed on: 11/13/2025

Adams Homes, L.L.C.

Last Buyer's Agent

Erin Valencia

NextHome Simplicity (BOF) License #S50600

NextHome Simplicity (BOF)

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Details

Home Type

  • Single Family

Year Built

  • Built in 2025 | New Construction

Lot Details

  • 10,890 Sq Ft Lot
  • Lot Dimensions are 139.64x88.79x142.58
  • Waterfront
  • Level Lot

HOA Fees

  • $20 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Slab Foundation
  • Architectural Shingle Roof

Interior Spaces

  • 1,930 Sq Ft Home
  • 1-Story Property
  • Tray Ceiling
  • High Ceiling
  • Ceiling Fan
  • Recessed Lighting
  • Double Pane Windows
  • ENERGY STAR Qualified Windows with Low Emissivity
  • Entrance Foyer
  • Carpet
  • Laundry Room

Kitchen

  • Breakfast Area or Nook
  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Range
  • Microwave
  • ENERGY STAR Qualified Dishwasher
  • Kitchen Island
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Dual Closets
  • Walk-In Closet
  • 2 Full Bathrooms
  • Double Vanity
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Walk-in Shower

Attic

  • Pull Down Stairs to Attic
  • Attic Vents

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Outdoor Features

  • Property is near a beach
  • Slab Porch or Patio

Location

  • City Lot

Utilities

  • ENERGY STAR Qualified Air Conditioning
  • Central Air
  • Heating Available
  • Underground Utilities
  • ENERGY STAR Qualified Water Heater
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 12071-01-003.060

Community Details

Overview

  • Association fees include management
  • Emerald Lake Estates Subdivision
  • Community Lake

Recreation

  • Community Pool
  • Fishing

Home Details

Home Type

Single Family

Year Built

Built in 2025 | New Construction

Lot Details

0.25 Acres

HOA Fees

$20 per month

Parking

2

Listing Details

  • Unit Levels: One
  • Lot Size: 139.64X88.79X142.58
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Structure Type: House
  • Year Built: 2025
  • Lot Size Acres: 0.25
  • Subdivision Name: Emerald Lake Estates
  • Directions: I-10 to Exit 46 (Cedar Lake Dr.). Go north for 3 miles and the entrance to Emerald lake Estates is on the left.
  • Garage Yn: Yes
  • New Construction: Yes
  • General Property Information:List PriceSqFt: 156.54
  • Covenants And Restrictions: Homeowner Association, Restrictive Covenants
  • Driveway Features: Concrete Drive, Front Entrance
  • Special Purpose Rooms: Breakfast Area
  • Special Features: 4098

Interior Features

  • AtticFeaturesAttic: Yes
  • BasementFeaturesBasement: No
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Flooring: Carpet, Simulated Wood
  • Window Features: Double Pane Windows, ENERGY STAR Qualified Windows, Low-Emissivity Windows
  • Fireplace: No
  • Appliances: Disposal, Microwave, Dishwasher, Electric Range, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Water Heater
  • Bathroom Features: Double Vanity, Separate Tub & Shower, Walk-In Shower, Soaking Tub
  • Interior Features: Ceiling Fan(s), Breakfast Bar, High Ceilings, Walk-In Closet(s), Double Vanity, Eat-in Kitchen, Entrance Foyer, Granite Counters, His and Hers Closets, Kitchen Island, Pantry, Recessed Lighting, Tray Ceiling(s), Special Wiring, Split Plan
  • Kitchen Features: Breakfast Bar, Granite Counters
  • Attic Features: Pull Down Stair Unit, Eave Vents, Gable Vent, Ridge Vent
  • Door Features: Dead Bolt Lock(s)

Exterior Features

  • Disclosures: None
  • Lot Features: Level, City Lot, Near Beach
  • Property Condition: New Construction
  • Roof: Architectural Shingles
  • Patio And Porch Features: Patio, Porch, Slab
  • WaterfrontFeaturesWaterfront: No
  • Pool Private: No
  • Waterfront: Yes
  • General Property Information:Accessibility Features: No
  • Exterior ConstructionSiding: Brick
  • Foundation Details: Slab
  • Home Warranty: 2-10 Year, One Year Builder

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Parking Features: Driveway, Garage Door Opener, Garage, Garage Faces Front

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Cooling: Ceiling Fan(s), Central Air, Electric, ENERGY STAR Qualified Equipment, Heat Pump
  • Utilities: Cable Available, Sewer Connected, Underground Utilities
  • Laundry Features: Laundry Room
  • Water Heater: Electric, Over 40 Gallons

Condo/Co-op/Association

  • Association Fee: 240.0
  • Association Fee Frequency: Annually
  • Community Features: Lake, Fishing, Pool, Sidewalks, Street Lights, Near Entertainment

Fee Information

  • Association Fee Includes: Management

Schools

  • Junior High Dist: Harrison CO Dist

Lot Info

  • Parcel #: 12071-01-003.060
  • Lot Size Sq Ft: 10890.0

Tax Info

  • Tax Year: 2025

Ownership History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 13, 2025
Closed on
Jan 20, 2026
Sold by
Bought by
Seller's Agent
Tim Ridley
Adams Homes, L.L.C.
Buyer's Agent
Erin Valencia
NextHome Simplicity (BOF)
List Price
$297,825
Views
103
Current Estimated Value
$308,764

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.19%
Original Mortgage
$296,652
Outstanding Balance
$295,390
Interest Rate
6.87%
Mortgage Type
FHA
Estimated Equity
$13,374
Source: Public Records

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Agents Specializing in Biloxi, MS

  • Jamie Kimenski Real Estate Agent - eAgent Gulf Coast (POF)

    Jamie Kimenski

    eAgent Gulf Coast (POF)

    (228) 332-3845

    63 Total Sales

    4 in Biloxi

    $86K - $369K Price Range

    Jamie Kimenski
     Section Image
  • John Mozingo lll Real Estate Agent - Mozingo Real Estate And Auction, Inc.

    John Mozingo lll

    Mozingo Real Estate And Auction, Inc.

    (228) 338-3671

    46 Total Sales

    5 in Biloxi

    $5K - $331K Price Range

    John Mozingo lll
     Section Image
  • Hope Blankenship Real Estate Agent - Blackwater Realty

    Hope Blankenship

    Blackwater Realty

    (228) 338-2799

    19 Total Sales

    7 in Biloxi

    $125K - $520K Price Range

    Hope Blankenship
     Section Image
  • Belinda Jones Real Estate Agent - Stars and Stripes Realty, LLC.

    Belinda Jones

    Stars and Stripes Realty, LLC.

    (228) 256-4903

    38 Total Sales

    5 in Biloxi

    $179K - $356K Price Range

    Belinda Jones
     Section Image
  • Philip Demoran Real Estate Agent - The Demoran Realty Group

    Philip Demoran

    The Demoran Realty Group

    (228) 400-9708

    146 Total Sales

    9 in Biloxi

    $20K - $317K Price Range

    Philip Demoran
     Section Image
  • Rachel Allen Real Estate Agent - Coastal Realty Group

    Rachel Allen

    Coastal Realty Group

    (228) 256-4769

    125 Total Sales

    11 in Biloxi

    $9K - $335K Price Range

    Rachel Allen
     Section Image
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Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
-- None Listed On Document
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open $296,652
Closed $15,106
Source: Public Records

Property History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Event Price List to Sale Price per Sq Ft
01/20/2026 01/20/26 Sold -- -- --
11/22/2025 11/22/25 Pending -- -- --
11/17/2025 11/17/25 Price Changed $302,125 +1.4% $157 / Sq Ft
11/13/2025 11/13/25 Price Changed $297,825 0.0% $154 / Sq Ft
11/13/2025 11/13/25 For Sale $297,825 -10.5% $154 / Sq Ft
10/06/2025 10/06/25 Pending -- -- --
08/19/2025 08/19/25 Price Changed $332,825 0.0% $172 / Sq Ft
08/19/2025 08/19/25 For Sale $332,825 +0.9% $172 / Sq Ft
08/05/2025 08/05/25 Pending -- -- --
07/16/2025 07/16/25 Price Changed $329,825 -0.9% $171 / Sq Ft
04/19/2025 04/19/25 Price Changed $332,825 +0.9% $172 / Sq Ft
04/02/2025 04/02/25 Price Changed $329,825 +0.9% $171 / Sq Ft
03/18/2025 03/18/25 Price Changed $326,825 -8.4% $169 / Sq Ft
03/14/2025 03/14/25 For Sale $356,825 -- $185 / Sq Ft
Source: MLS United

Tax History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $207 $1,800 $0 $0
2024 $207 $1,800 $0 $0
2023 $208 $1,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Tim Ridley Real Estate Agent - Adams Homes, L.L.C.

    Seller's Agent in 2026

    Tim Ridley

    Adams Homes, L.L.C.

    (228) 238-5399

    55 Total Sales

    Tim Ridley
    Section Image
  • Erin Valencia Real Estate Agent - NextHome Simplicity (BOF)

    Buyer's Agent in 2026

    Erin Valencia

    NextHome Simplicity (BOF)

    (228) 236-5691

    74 Total Sales

    Erin Valencia
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Map

Source: MLS United

MLS Number: 4106752

MLS United

APN: 1207I-01-003.060

Mississippi Harrison County Biloxi 39532

13917 Ruby Ln, Biloxi, MS

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

MLS United Information is deemed to be reliable but not guaranteed. Copyright 2026 MLS United, LLC.

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