Tammy Summers
Berkshire Hathaway HomeServices PenFed Realty
(601) 210-4840
51 Total Sales
6 in Bluewater Bay
$379K - $670K Price Range
1395 Windward Ln Niceville, FL 32578
Bluewater Bay Neighborhood
4
Beds
2.5
Baths
2,646
Sq Ft
0.35
Acre Lot
Highlights
- Waterfront Community
- On Golf Course
- Traditional Architecture
- Community Boat Dock
- Gated Community
- Wood Flooring
About This Home
As of June 2026Welcome home to 1395 Windward Lane, a spacious, single-level, 4-bedroom property situated inside Bluewater Bay's extraordinary Windward community. Entering through Windward's stately gate, you are greeted by a brick paver roundabout encircling a lush park. Meander down Windward Way to the banks of Lido Lake to observe the resident turtles and other wildlife. Windward's most valuable and unique amenity is the Bay-front community beach with an extensive dock and platforms for putting in kayaks and paddle boards. Pack a picnic, stroll or bike 1000 feet from your front door, and watch the sunset over Choctawhatchee Bay, or wet a line and bring home freshly-caught fish for dinner! 1395 Windward Lane's thoughtful and functional plan offers a split bedroom layout with 2 bedrooms and a full bath on one side of the living spaces and the primary bedroom suite, an additional bedroom, and a convenient half bath on the other. A generously-sized office and formal dining space flank the foyer, while the cozy living room with wood burning fireplace and built-in shelving flows seamlessly into the updated kitchen and breakfast nook. Don't overlook the tremendous value and flexibility of the 330+ square foot heated and cooled Florida room NOT INCLUDED in the advertised 2646 square feet!!! From the Florida room, discover an ample covered back porch leading to the resort-like backyard overlooking the 7th green of Bluewater's 9-hole Bay course. Bluewater Bay offers a resort lifestyle for all ages with miles of walking paths, restaurants, shopping, a marina complex, and separate memberships available for golf, tennis, pickleball, and swimming pools. Zoned for highly rated Bluewater Elementary School, offering a choice between Ruckel and Destin Middle Schools, and Niceville High School - home of the Eagles!
Last Agent to Sell the Property
EXP Realty LLC License #3243625 Listed on: 04/07/2026
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,999
Year Built
- Built in 1989
Lot Details
- 15,246 Sq Ft Lot
- Property fronts a private road
- Property fronts an easement
- On Golf Course
- Interior Lot
- Level Lot
- Sprinkler System
- Lawn Pump
- Property is zoned County, Deed Restrictions, Resid Single Family
Parking
- 2 Car Attached Garage
Home Design
- Traditional Architecture
- Brick Exterior Construction
- Slab Foundation
- Frame Construction
- Dimensional Roof
- Pitched Roof
- Ridge Vents on the Roof
- Vinyl Trim
- Aluminum Trim
Interior Spaces
- 2,646 Sq Ft Home
- 1-Story Property
- Built-in Bookshelves
- Shelving
- Woodwork
- Coffered Ceiling
- Tray Ceiling
- Ceiling Fan
- Skylights
- Recessed Lighting
- Fireplace
- Double Pane Windows
- Insulated Doors
- Sitting Room
- Living Room
- Dining Room
- Home Office
- Pull Down Stairs to Attic
- Fire and Smoke Detector
Kitchen
- Breakfast Area or Nook
- Walk-In Pantry
- Gas Oven or Range
- Stove
- Cooktop
- Microwave
- Dishwasher
- Disposal
Flooring
- Wood
- Painted or Stained Flooring
- Wall to Wall Carpet
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- En-Suite Primary Bedroom
- Dressing Area
- Cultured Marble Bathroom Countertops
- Dual Vanity Sinks in Primary Bathroom
- Separate Shower in Primary Bathroom
Laundry
- Laundry Room
- Exterior Washer Dryer Hookup
Eco-Friendly Details
- Energy-Efficient Doors
Outdoor Features
- Enclosed Patio or Porch
- Rain Gutters
Schools
- Bluewater Elementary School
- Choice-Destin/Ruckel Middle School
- Niceville High School
Utilities
- Central Heating and Cooling System
- Air Source Heat Pump
- Underground Utilities
- Tankless Water Heater
- Gas Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 22-1S-22-2693-0000-0060
Community Details
Overview
- Property has a Home Owners Association
- Association fees include accounting, management, recreational faclty
- Windward Ph 5 Subdivision
- The community has rules related to covenants, exclusive easements
Recreation
- Community Boat Dock
- Waterfront Community
- Golf Course Community
Security
- Gated Community
Ownership History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 7, 2026
Closed on
Jun 15, 2026
Sold by
Bought by
Seller's Agent
David Bryan McAliley
EXP Realty LLC
Buyer's Agent
Pat Matthews
Baywater Properties
List Price
$699,900
Sold Price
$679,500
Premium/Discount to List
-$20,400
-2.91%
Views
73
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-0.10%
Original Mortgage
$409,500
Outstanding Balance
$409,500
Interest Rate
6.3%
Mortgage Type
New Conventional
Estimated Equity
$269,887
Purchase Details
Closed on
Jan 30, 2012
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$256,000
Interest Rate
3.97%
Mortgage Type
VA
Purchase Details
Closed on
Mar 31, 2009
Sold by
Bought by
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
5.1%
Mortgage Type
VA
Home Values in the Area
Average Home Value in this Area
Agents Specializing in Bluewater Bay, FL
-
Tammy Summers
-
Jeremy Fretwell
Jeremy Fretwell
Keller Williams Realty FWB
(850) 904-4798
67 Total Sales
1 in Bluewater Bay
$341,900 Price
-
Hillary Driscoll Olds
Hillary Driscoll Olds
Lokation
(850) 374-6717
57 Total Sales
7 in Bluewater Bay
$302K - $618K Price Range
-
Heather Vaughn
Heather Vaughn
The Property Group 850 Inc
(850) 409-8516
98 Total Sales
4 in Bluewater Bay
$365K - $664K Price Range
-
Mary Ann Troiano
Mary Ann Troiano
Destin Luxury Real Estate and Rental
(850) 467-9724
30 Total Sales
2 in Bluewater Bay
$335K - $354K Price Range
-
Amanda Gaskin
Amanda Gaskin
Briar Patch Realty LLC
(850) 409-8539
294 Total Sales
1 in Bluewater Bay
$484,900 Price
Purchase History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $679,500 | Bright Light Land Title | |
| Warranty Deed | $320,000 | Old South Land Title Company | |
| Warranty Deed | $315,000 | Old South Land Title Company |
Source: Public Records
Mortgage History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $409,500 | New Conventional | |
| Previous Owner | $245,000 | New Conventional | |
| Previous Owner | $256,000 | VA | |
| Previous Owner | $315,000 | VA |
Source: Public Records
Property History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 06/05/2026 06/05/26 | Sold | $679,500 | -2.9% | $257 / Sq Ft |
| 04/07/2026 04/07/26 | For Sale | $699,900 | 0.0% | $265 / Sq Ft |
| 03/16/2026 03/16/26 | Pending | -- | -- | -- |
| 03/11/2026 03/11/26 | For Sale | $699,900 | 0.0% | $265 / Sq Ft |
| 02/23/2026 02/23/26 | Pending | -- | -- | -- |
| 02/20/2026 02/20/26 | For Sale | $699,900 | -- | $265 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Tax History
We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $5,999 | $501,598 | $132,197 | $369,401 |
| 2024 | $5,729 | $494,720 | $123,433 | $371,287 |
| 2023 | $5,729 | $495,728 | $122,211 | $373,517 |
| 2022 | $5,350 | $467,057 | $116,391 | $350,666 |
| 2021 | $4,742 | $376,607 | $101,210 | $275,397 |
| 2020 | $4,480 | $350,819 | $100,208 | $250,611 |
| 2019 | $3,092 | $280,040 | $0 | $0 |
| 2018 | $3,061 | $274,818 | $0 | $0 |
| 2017 | $3,040 | $269,166 | $0 | $0 |
| 2016 | $2,956 | $263,630 | $0 | $0 |
| 2015 | $3,015 | $261,797 | $0 | $0 |
| 2014 | $2,986 | $256,875 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
David Bryan McAliley
D
Seller's Agent in 2026
David Bryan McAliley
EXP Realty LLC
(850) 797-2436
27 in this area
60 Total Sales
-
Carli Harman
C
Seller Co-Listing Agent in 2026
Carli Harman
EXP Realty LLC
(850) 218-5852
37 in this area
91 Total Sales
-
Pat Matthews
Buyer's Agent in 2026
Pat Matthews
Baywater Properties
(850) 376-3909
5 in this area
9 Total Sales
Map
Source: Emerald Coast Association of REALTORS®
MLS Number: 995853
APN: 22-1S-22-2693-0000-0060
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.
Nearby Homes
- 301 Windward Cove W
- 1430 Addie Dr
- 1403 Addie Dr
- 1448 Addie Dr
- 1451 Addie Dr
- 236 Windward Way
- 149 Gleneagles Dr
- 136 Gleneagles Dr
- 720 Putter Dr
- 134 Gleneagles Dr Unit 134
- 827 Fairway Lakes Dr
- 923 Lido Cir W
- 1434 Addie Dr
- 103 Capri Cove E
- 343 Oaklake Ln
- 170 Baywind Dr
- 900 Bay Dr Unit 48
- 308 Westlake Ct
- 4327 Rana Ln
- 4323 Rana Ln
Your Personal Tour Guide
Ask me questions while you tour the home.