$649,999
SOLD MAY 12, 2025

14 45th St Unit 203 Ocean City, MD 21842

3 Beds
3 Baths
1,960 Sq Ft
$1,050/mo HOA Fee

Recently Sold

$332 Per Sq Ft

15 Days on Market

Highlights

  • Building is oceanfront but unit may not have water views
  • Coastal Architecture
  • Elevator
  • Ocean City Elementary School Rated A
  • 1 Fireplace
  • Multiple Balconies

About This Home

As of May 2025

Say hello to this beautiful two-story condo steps away from Ocean City’s famous beaches, restaurants, and vibrant activities! This spacious home features 3 bedrooms and 3 bathrooms, offering ample space for your family and guests. Enjoy the open concept living, dining, and kitchen areas, with a convenient deck off the dining room perfect for relaxing and entertaining. The primary bedroom is a true retreat, complete with a deck, a large ensuite bathroom, and a generous walk-in closet. Plus, there is a storage room right next to the unit, ideal for storing all your beach gear and water sports equipment. In addition, this condo grants you access to a shared rooftop deck, where you can take in views of both the ocean and the bay. Don't miss out on this perfect coastal getaway!

Last Agent to Sell the Property

Kevin Decker

Coastal Life Realty Group LLC License #532548 Listed on: 03/11/2025

Last Buyer's Agent

Eka Suryadi Poling

Keller Williams Realty Delmarva License #RS-0037015

Keller Williams Realty Delmarva

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,782

Year Built

  • Built in 2001

Lot Details

  • Building is oceanfront but unit may not have water views
  • Cleared Lot

HOA Fees

  • $1,050 Monthly HOA Fees

Parking

  • Parking Lot

Home Design

  • Coastal Architecture
  • Masonry

Interior Spaces

  • 1,960 Sq Ft Home
  • Property has 2 Levels
  • Ceiling Fan
  • 1 Fireplace
  • Family Room Off Kitchen
  • Open Floorplan
  • Carpet

Kitchen

  • Stove
  • Built-In Microwave
  • Ice Maker
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Cooling System Utilizes Natural Gas
  • Natural Gas Water Heater

Additional Features

  • Multiple Balconies
  • Flood Risk

Listing and Financial Details

  • Tax Lot 203
  • Assessor Parcel Number 2410388813

Community Details

Overview

  • Association fees include common area maintenance, exterior building maintenance, insurance, management, reserve funds, trash
  • Low-Rise Condominium
  • Mann Properties Condos
  • Sea Palms Community

Amenities

  • Elevator

Pet Policy

  • Pets Allowed

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,782

Year Built

Built in 2001

Lot Details

0

HOA Fees

$1,050 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Unit/Flat/Apartment
  • Unit Building Type: Garden 1 - 4 Floors
  • Architectural Style: Bi-Level, Coastal
  • Ownership: Condominium
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: Yes
  • Year Built: 2001
  • Automatically Close On Close Date: No
  • Remarks Public: Say hello to this beautiful two-story condo steps away from Ocean City’s famous beaches, restaurants, and vibrant activities! This spacious home features 3 bedrooms and 3 bathrooms, offering ample space for your family and guests. Enjoy the open concept living, dining, and kitchen areas, with a convenient deck off the dining room perfect for relaxing and entertaining. The primary bedroom is a true retreat, complete with a deck, a large ensuite bathroom, and a generous walk-in closet. Plus, there is a storage room right next to the unit, ideal for storing all your beach gear and water sports equipment. In addition, this condo grants you access to a shared rooftop deck, where you can take in views of both the ocean and the bay. Don't miss out on this perfect coastal getaway!
  • Washer Dryer Hookups YN: Yes
  • Special Features: VirtualTour
  • Property Sub Type: Condos

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer, Icemaker, Refrigerator, Stove, Washer
  • Entry Floor: 2
  • Interior Amenities: Carpet, Ceiling Fan(s), Combination Dining/Living, Combination Kitchen/Dining, Family Room Off Kitchen, Primary Bath(s), Walk-In Closet(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 2
  • Basement: No
  • Total Sq Ft: 1960
  • Living Area Sq Ft: 1960
  • Price Per Sq Ft: 331.63
  • Above Grade Finished Sq Ft: 1960
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 14

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 1
  • All Lower Level Bedrooms: 2
  • Lower Level Bedroom: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 1.00
  • Lower Levels Bathrooms: 2
  • Lower Levels Bathrooms: 2.00
  • Main Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Concrete, Masonry
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Type Of Parking: Parking Lot

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Natural Gas
  • Cooling Type: Central A/C
  • Heating Fuel: Natural Gas
  • Heating Type: Forced Air
  • Heating: Yes
  • Hot Water: Natural Gas
  • Sewer/Septic System: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Condo Co-Op Association: Yes
  • Condo Co-Op Fee: 3150.00
  • Condo Co-Op Fee Frequency: Quarterly
  • Condo Co-Op Name: Mann Properties
  • HOA Condo Co-Op Amenities: Elevator
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Ext Bldg Maint, Insurance, Management, Reserve Funds, Trash
  • HOA: No
  • Senior Community: No

Schools

  • School District: WORCESTER COUNTY PUBLIC SCHOOLS
  • School District Key: 121138066543
  • School District Source: Listing Agent

Lot Info

  • Additional Parcels: No
  • Land Use Code: U
  • Lot Features: Cleared
  • Lot Dimensions: 0.00 x 0.00
  • Outdoor Living Structures: Balconies- Multiple
  • Year Assessed: 2024
  • Zoning: R-3
  • In City Limits: Yes

Rental Info

  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4782.00
  • Assessor Parcel Number: 2410388813
  • Tax Lot: 203
  • Tax Total Finished Sq Ft: 1960
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 05/12/2025

MLS Schools

  • School District Name: WORCESTER COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 11, 2025
Closed on
May 12, 2025
Sold by
Armstrong Lisa Joan and Armstrong Lori B
Bought by
Nunn John Timmothy and Jones-Nunn Lydia
Seller's Agent
Kevin Decker
Coastal Life Realty Group LLC
Buyer's Agent
Eka Suryadi Poling
Keller Williams Realty Delmarva
List Price
$649,999
Sold Price
$649,999
Views
18

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-4.51%
Original Mortgage
$487,499
Outstanding Balance
$487,499
Interest Rate
6.64%
Mortgage Type
New Conventional
Estimated Equity
$159,506

Purchase Details

Closed on
Jun 27, 2023
Sold by
Armstrong Lisa Joan
Bought by
Armstrong Lisa Joan and Armstrong Lori B

Purchase Details

Closed on
Jun 22, 2017
Sold by
Armstrong Ronald W
Bought by
Armstrong Ronald W

Purchase Details

Closed on
Apr 2, 2002
Sold by
Beach Pad Llc
Bought by
Armstrong Ronald W and Armstrong Mary Ann
Source: Public Records

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $649,999 Old Republic National Title
Personal Reps Deed -- None Listed On Document
Personal Reps Deed -- None Listed On Document
Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Deed $344,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $487,499 New Conventional
Previous Owner $193,400 New Conventional
Previous Owner $195,000 Stand Alone Second
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/12/2025 05/12/25 Sold $649,999 0.0% $332 / Sq Ft
03/11/2025 03/11/25 For Sale $649,999 -- $332 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,768 $341,667 $0 $0
2023 $4,530 $321,400 $160,700 $160,700
2022 $4,517 $321,400 $160,700 $160,700
2021 $4,542 $321,400 $160,700 $160,700
2020 $4,541 $321,400 $160,700 $160,700
2019 $4,572 $321,400 $160,700 $160,700
2018 $4,727 $321,400 $160,700 $160,700
2017 $4,927 $348,800 $0 $0
2016 $4,952 $348,800 $0 $0
2015 $4,795 $348,800 $0 $0
2014 $4,795 $348,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Kevin Decker

    Seller's Agent in 2025

    Kevin Decker

    Coastal Life Realty Group LLC

    (443) 235-6552

    145 in this area

    336 Total Sales

    Kevin Decker
    Section Image
  • Eka Suryadi Poling

    Buyer's Agent in 2025

    Eka Suryadi Poling

    Keller Williams Realty Delmarva

    (443) 735-6032

    44 in this area

    101 Total Sales

    Eka Suryadi Poling
    Section Image
See All Agents

Map

Source: Bright MLS

MLS Number: MDWO2029304

Bright MLS

APN: 10-388813

Maryland Worcester County Ocean City 21842

14 45th St Unit 203, Ocean City, MD

This home is located at 14 45th St Unit 203, Ocean City, MD 21842 and is currently priced at $649,999, approximately $331 per square foot. This property was built in 2001. 14 45th St Unit 203 is a home located in Worcester County with nearby schools including Ocean City Elementary School, Stephen Decatur Middle School, and Berlin Intermediate School.

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