NOT LISTED FOR SALE

Estimated Value: $842,410 - $937,000

4 Beds
3 Baths
2,132 Sq Ft
$412/Sq Ft Est. Value

Sale Details

Date Sold: September 30, 2025

Last sale price $836,500 $392 Per Sq Ft

Est. 5% increase in value since last sale

Current estimated payment $5,311 / mo

72 Days on Market

Highlights

  • Wine Cellar
  • 2 Fireplaces
  • Laundry Room
  • Wood Flooring
  • Bathtub with Shower
  • 3-minute walk to Prospect Terrace Park

About This Home

As of September 2025

Welcome to 14 Cady Street on the East side of Providence. You've heard it before, and it rings true once again: Location... location... location. This two-family home boasts a gorgeous second and third-floor owner's unit that has been beautifully renovated. Everything was well thought out, and every inch of sq. feet in this unit was utilized(built-ins in the primary suite). Granite countertops, Subway tiles, a soaking tub, and elegant bathroom finishes complete this unit. This unit has 2 bedrooms, 2 full baths, with washer & Dryer in the unit, and a built-in work station for working from home. The open living room is comfortable and has a gas-fired insert fireplace for those lazy snowy Sundays. Skylights and French doors are just a few of the items that give this unit tons of natural light. Walk out of your unit to a private deck that has nice views of the city. Unit one has 2 BDRM, and a bath. This unit is vacant and ready for your creativity! Investors take note.........

Last Agent to Sell the Property

Dan Driscoll

Coastal Properties RI License #REB.0018922 Listed on: 07/07/2025

Last Buyer's Agent

Nelson Taylor

Compass

Compass

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $13,227

Year Built

  • Built in 1846

Lot Details

  • 1,742

Home Design

  • Combination Foundation
  • Stone Foundation
  • Clapboard

Interior Spaces

  • 2,132 Sq Ft Home
  • 3-Story Property
  • 2 Fireplaces
  • Fireplace Features Masonry
  • Wine Cellar
  • Storage Room
  • Utility Room

Kitchen

  • Oven
  • Range
  • Dishwasher

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 3 Full Bathrooms
  • Bathtub with Shower

Laundry

  • Laundry Room
  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Interior and Exterior Basement Entry

Parking

  • 1 Parking Space
  • No Garage

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • 100 Amp Service
  • Gas Water Heater

Additional Features

  • 1,742 Sq Ft Lot
  • Property near a hospital

Listing and Financial Details

  • Tenant pays for hot water
  • Tax Lot 547
  • Assessor Parcel Number 14CADYSTPROV

Community Details

Overview

  • 2 Units
  • East Side/ Benefit Street Subdivision

Amenities

  • Restaurant
  • Public Transportation

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$13,227

Year Built

Built in 1846

Lot Details

1,742 Sq Ft Lot

Listing Details

  • Property Sub Type: Multi Family
  • Prop. Type: Residential Income
  • Lot Size Acres: 0.04
  • Subdivision Name: East side/ Benefit Street
  • Above Grade Finished Sq Ft: 2132.0
  • Garage Yn: No
  • New Construction: No
  • Year Built: 1846
  • Special Features: VirtualTour

Interior Features

  • Number Of Buildings: 1
  • Appliances: Dryer, Dishwasher, Gas Water Heater, Oven, Range, Refrigerator, Water Heater, Washer
  • Has Basement: Exterior Entry, Full, Interior Entry, Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Masonry
  • Fireplaces: 2
  • Fireplace: Yes
  • Flooring: Ceramic Tile, Wood
  • Interior Amenities: Bathtub, Stall Shower, Tub Shower, Wine Cellar
  • Dining Room Type: Laundry, Storage Room, Utility Room, Wine Cellar
  • Stories: 3

Exterior Features

  • Construction Type: Drywall, Clapboard
  • Foundation Details: Combination, Stone

Garage/Parking

  • Parking Features: No Garage
  • Total Parking Spaces: 1.0

Utilities

  • Laundry Features: Common Area, In Unit
  • Cooling: Central Air
  • Cooling Y N: Yes
  • Heating: Forced Air, Gas
  • Heating Yn: Yes
  • Electric: 100 Amp Service
  • Sewer: Connected
  • Utilities: Sewer Connected
  • Water Source: Connected

Condo/Co-op/Association

  • Community Features: Highway Access, Near Hospital, Near Schools, Public Transportation, Restaurant
  • Senior Community: No

Lot Info

  • Land Lease: No
  • Lot Size Sq Ft: 1742.0
  • Parcel #: 14CADYSTPROV

Rental Info

  • Tenant Pays: Hot Water

Multi Family

  • Number Of Units Total: 2

Tax Info

  • Tax Annual Amount: 13227.0
  • Tax Lot: 547
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 7, 2025
Closed on
Sep 29, 2025
Sold by
Carroll Thomas
Bought by
Mcsparren Deborah and Mcsparren Jason
Seller's Agent
Dan Driscoll
Coastal Properties RI
Buyer's Agent
Nelson Taylor
Compass
List Price
$849,900
Sold Price
$836,500
Premium/Discount to List
-$13,400
-1.58%
Views
94
Current Estimated Value
$877,839

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$41,339
Avg. Annual Appreciation
7.66%
Original Mortgage
$794,675
Outstanding Balance
$791,822
Interest Rate
6.58%
Mortgage Type
New Conventional
Estimated Equity
$85,781

Purchase Details

Listed on
Oct 10, 2024
Closed on
Dec 16, 2024
Sold by
Amarnath Reganti Ret and Reganti
Bought by
Carroll Thomas
Seller's Agent
Kira Greene
Compass
Buyer's Agent
Bruce Lane
Lane Ceceri Group
List Price
$895,000
Sold Price
$820,000
Premium/Discount to List
-$75,000
-8.38%
Views
64

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.55%
Original Mortgage
$656,000
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Jul 14, 2020
Closed on
Aug 27, 2020
Sold by
Khamsyvoravong Xaykham
Bought by
Amarnath Reganti Ret and Reganti
Seller's Agent
Jim DeRentis
Residential Properties Ltd.
Buyer's Agent
Kevin Fox
Coldwell Banker Res. Brokerage
List Price
$689,000
Sold Price
$702,000
Premium/Discount to List
$13,000
1.89%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.68%

Purchase Details

Listed on
Mar 3, 2016
Closed on
Apr 29, 2016
Sold by
Cotter Kristen A and Holland Mark C
Bought by
Khamsyvoravong Xaykham
Seller's Agent
Nelson Taylor
Compass
Buyer's Agent
Markham And Derentis Associates
Residential Properties Ltd.
List Price
$489,000
Sold Price
$472,000
Premium/Discount to List
-$17,000
-3.48%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.60%
Original Mortgage
$377,600
Interest Rate
3.73%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 2, 2004
Sold by
Coburn Taylor T
Bought by
Cotter Kristen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$432,000
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 4, 1998
Sold by
Cerilli Peter J and Cerilli Patricia M
Bought by
Coborn Taylor T and Coborn Natalie G
Source: Public Records
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Buyer Sale Price Title Company
Mcsparren Deborah $836,500 --
Carroll Thomas $820,000 None Available
Carroll Thomas $820,000 None Available
Carroll Thomas $820,000 None Available
Amarnath Reganti Ret $702,000 None Available
Amarnath Reganti Ret $702,000 None Available
Khamsyvoravong Xaykham $472,000 --
Khamsyvoravong Xaykham $472,000 --
Cotter Kristen A $540,000 --
Cotter Kristen A $540,000 --
Coborn Taylor T $225,000 --
Coborn Taylor T $225,000 --
Source: Public Records

Mortgage History

We collect this data history from publicly available records. To have your information removed, we recommend requesting removal directly through your county’s website.

Date Status Borrower Loan Amount
Open Mcsparren Deborah $794,675
Previous Owner Carroll Thomas $656,000
Previous Owner Khamsyvoravong Xaykham $377,600
Previous Owner Coborn Taylor T $432,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
09/30/2025 09/30/25 Sold $836,500 -1.6% $392 / Sq Ft
09/17/2025 09/17/25 Pending -- -- --
07/07/2025 07/07/25 For Sale $849,900 +3.6% $399 / Sq Ft
12/16/2024 12/16/24 Sold $820,000 -3.4% $385 / Sq Ft View Prior Sale
11/30/2024 11/30/24 Pending -- -- --
10/23/2024 10/23/24 Price Changed $849,000 -5.1% $398 / Sq Ft
10/10/2024 10/10/24 For Sale $895,000 +27.5% $420 / Sq Ft
08/28/2020 08/28/20 Sold $702,000 +1.9% $183 / Sq Ft View Prior Sale
07/29/2020 07/29/20 Pending -- -- --
07/14/2020 07/14/20 For Sale $689,000 +46.0% $179 / Sq Ft
04/29/2016 04/29/16 Sold $472,000 -3.5% $234 / Sq Ft View Prior Sale
03/30/2016 03/30/16 Pending -- -- --
03/03/2016 03/03/16 For Sale $489,000 -- $243 / Sq Ft
Source: State-Wide MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,613 $875,900 $524,900 $351,000
2024 $13,227 $720,800 $369,400 $351,400
2023 $13,227 $720,800 $369,400 $351,400
2022 $12,830 $720,800 $369,400 $351,400
2021 $15,055 $613,000 $260,500 $352,500
2020 $15,055 $613,000 $260,500 $352,500
2019 $15,055 $613,000 $260,500 $352,500
2018 $14,392 $450,300 $247,600 $202,700
2017 $14,392 $450,300 $247,600 $202,700
2016 $14,392 $450,300 $247,600 $202,700
2015 $12,194 $368,400 $258,400 $110,000
2014 $12,434 $368,400 $258,400 $110,000
2013 $12,434 $368,400 $258,400 $110,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: State-Wide MLS

MLS Number: 1389283

State-Wide MLS

APN: PROV-100547-000000-000000

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