D
Seller's Agent in 2025
Dan Driscoll
Coastal Properties RI
(401) 207-6200
1 in this area
70 Total Sales
14 Cady St Providence, RI 02903
College Hill Neighborhood
4
Beds
3
Baths
2,132
Sq Ft
1,742
Sq Ft Lot
Highlights
- Wine Cellar
- 2 Fireplaces
- Laundry Room
- Wood Flooring
- Bathtub with Shower
- 3-minute walk to Prospect Terrace Park
About This Home
As of September 2025Welcome to 14 Cady Street on the East side of Providence. You've heard it before, and it rings true once again: Location... location... location. This two-family home boasts a gorgeous second and third-floor owner's unit that has been beautifully renovated. Everything was well thought out, and every inch of sq. feet in this unit was utilized(built-ins in the primary suite). Granite countertops, Subway tiles, a soaking tub, and elegant bathroom finishes complete this unit. This unit has 2 bedrooms, 2 full baths, with washer & Dryer in the unit, and a built-in work station for working from home. The open living room is comfortable and has a gas-fired insert fireplace for those lazy snowy Sundays. Skylights and French doors are just a few of the items that give this unit tons of natural light. Walk out of your unit to a private deck that has nice views of the city. Unit one has 2 BDRM, and a bath. This unit is vacant and ready for your creativity! Investors take note.........
Last Agent to Sell the Property
Coastal Properties RI License #REB.0018922 Listed on: 07/07/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $13,227
Year Built
- Built in 1846
Home Design
- Combination Foundation
- Stone Foundation
- Clapboard
Interior Spaces
- 2,132 Sq Ft Home
- 3-Story Property
- 2 Fireplaces
- Fireplace Features Masonry
- Wine Cellar
- Storage Room
- Utility Room
Kitchen
- Oven
- Range
- Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- 3 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Dryer
- Washer
Unfinished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Parking
- 1 Parking Space
- No Garage
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Gas
- 100 Amp Service
- Gas Water Heater
Additional Features
- 1,742 Sq Ft Lot
- Property near a hospital
Listing and Financial Details
- Tenant pays for hot water
- Tax Lot 547
- Assessor Parcel Number 14CADYSTPROV
Community Details
Overview
- 2 Units
- East Side/ Benefit Street Subdivision
Amenities
- Restaurant
- Public Transportation
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 7, 2025
Closed on
Sep 29, 2025
Sold by
Carroll Thomas
Bought by
Mcsparren Deborah and Mcsparren Jason
Seller's Agent
Dan Driscoll
Coastal Properties RI
Buyer's Agent
Nelson Taylor
Compass
List Price
$849,900
Sold Price
$836,500
Premium/Discount to List
-$13,400
-1.58%
Views
94
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$794,675
Outstanding Balance
$793,968
Interest Rate
6.58%
Mortgage Type
New Conventional
Purchase Details
Listed on
Oct 10, 2024
Closed on
Dec 16, 2024
Sold by
Amarnath Reganti Ret and Reganti
Bought by
Carroll Thomas
Seller's Agent
Kira Greene
Compass
Buyer's Agent
Bruce Lane
Lane Ceceri Group
List Price
$895,000
Sold Price
$820,000
Premium/Discount to List
-$75,000
-8.38%
Views
64
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.55%
Original Mortgage
$656,000
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Listed on
Jul 14, 2020
Closed on
Aug 27, 2020
Sold by
Khamsyvoravong Xaykham
Bought by
Amarnath Reganti Ret and Reganti
Seller's Agent
Jim DeRentis
Residential Properties Ltd.
Buyer's Agent
Kevin Fox
Compass
List Price
$689,000
Sold Price
$702,000
Premium/Discount to List
$13,000
1.89%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.68%
Purchase Details
Listed on
Mar 3, 2016
Closed on
Apr 29, 2016
Sold by
Cotter Kristen A and Holland Mark C
Bought by
Khamsyvoravong Xaykham
Seller's Agent
Nelson Taylor
Compass
Buyer's Agent
Markham And Derentis Associates
Residential Properties Ltd.
List Price
$489,000
Sold Price
$472,000
Premium/Discount to List
-$17,000
-3.48%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.60%
Original Mortgage
$377,600
Interest Rate
3.73%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 2, 2004
Sold by
Coburn Taylor T
Bought by
Cotter Kristen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$432,000
Interest Rate
5.94%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Sep 4, 1998
Sold by
Cerilli Peter J and Cerilli Patricia M
Bought by
Coborn Taylor T and Coborn Natalie G
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $836,500 | -- | |
| Deed | $820,000 | None Available | |
| Deed | $820,000 | None Available | |
| Deed | $820,000 | None Available | |
| Warranty Deed | $702,000 | None Available | |
| Warranty Deed | $702,000 | None Available | |
| Warranty Deed | $472,000 | -- | |
| Warranty Deed | $472,000 | -- | |
| Deed | $540,000 | -- | |
| Deed | $540,000 | -- | |
| Warranty Deed | $225,000 | -- | |
| Warranty Deed | $225,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $794,675 | New Conventional | |
| Previous Owner | $656,000 | Purchase Money Mortgage | |
| Previous Owner | $377,600 | New Conventional | |
| Previous Owner | $432,000 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 09/30/2025 09/30/25 | Sold | $836,500 | -1.6% | $392 / Sq Ft | |
| 09/17/2025 09/17/25 | Pending | -- | -- | -- | |
| 07/07/2025 07/07/25 | For Sale | $849,900 | +3.6% | $399 / Sq Ft | |
| 12/16/2024 12/16/24 | Sold | $820,000 | -3.4% | $385 / Sq Ft | View Prior Sale |
| 11/30/2024 11/30/24 | Pending | -- | -- | -- | |
| 10/23/2024 10/23/24 | Price Changed | $849,000 | -5.1% | $398 / Sq Ft | |
| 10/10/2024 10/10/24 | For Sale | $895,000 | +27.5% | $420 / Sq Ft | |
| 08/28/2020 08/28/20 | Sold | $702,000 | +1.9% | $183 / Sq Ft | View Prior Sale |
| 07/29/2020 07/29/20 | Pending | -- | -- | -- | |
| 07/14/2020 07/14/20 | For Sale | $689,000 | +46.0% | $179 / Sq Ft | |
| 04/29/2016 04/29/16 | Sold | $472,000 | -3.5% | $234 / Sq Ft | View Prior Sale |
| 03/30/2016 03/30/16 | Pending | -- | -- | -- | |
| 03/03/2016 03/03/16 | For Sale | $489,000 | -- | $243 / Sq Ft |
Source: State-Wide MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $6,613 | $875,900 | $524,900 | $351,000 |
| 2024 | $13,227 | $720,800 | $369,400 | $351,400 |
| 2023 | $13,227 | $720,800 | $369,400 | $351,400 |
| 2022 | $12,830 | $720,800 | $369,400 | $351,400 |
| 2021 | $15,055 | $613,000 | $260,500 | $352,500 |
| 2020 | $15,055 | $613,000 | $260,500 | $352,500 |
| 2019 | $15,055 | $613,000 | $260,500 | $352,500 |
| 2018 | $14,392 | $450,300 | $247,600 | $202,700 |
| 2017 | $14,392 | $450,300 | $247,600 | $202,700 |
| 2016 | $14,392 | $450,300 | $247,600 | $202,700 |
| 2015 | $12,194 | $368,400 | $258,400 | $110,000 |
| 2014 | $12,434 | $368,400 | $258,400 | $110,000 |
| 2013 | $12,434 | $368,400 | $258,400 | $110,000 |
Source: Public Records
Agents Affiliated with this Home
-
Dan Driscoll
-
Nelson Taylor
Buyer's Agent in 2025
Nelson Taylor
Compass
(401) 214-1524
30 in this area
593 Total Sales
-
Kira Greene
Seller's Agent in 2024
Kira Greene
Compass
(401) 339-5621
47 in this area
395 Total Sales
-
Kevin Fox
Seller Co-Listing Agent in 2024
Kevin Fox
Compass
(401) 688-5556
19 in this area
184 Total Sales
-
Bruce Lane
Buyer's Agent in 2024
Bruce Lane
Lane Ceceri Group
(401) 419-1912
1 in this area
258 Total Sales
-
Jim DeRentis
Seller's Agent in 2020
Jim DeRentis
Residential Properties Ltd.
(401) 529-2188
78 in this area
464 Total Sales
Map
Source: State-Wide MLS
MLS Number: 1389283
APN: PROV-100547-000000-000000
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