NOT LISTED FOR SALE

14 Cross St Reading, MA 01867

Estimated Value: $691,000 - $734,810

3 Beds
2 Baths
1,260 Sq Ft
$565/Sq Ft Est. Value

Last Sold July 30, 2020

Last sale price $511,500 $406 Per Sq Ft

Est. 45% increase in value since last sale

Current estimated payment $4,535/month

5 Days on Market

Highlights

  • Wood Flooring
  • Porch
  • Forced Air Heating System
  • J. Warren Killam Elementary School Rated A-

About This Home

As of July 2020

Don’t miss this charming turn key colonial in mint condition just minutes from downtown, COMMUTER RAIL, and all major routes. With TWO FULL BATHS, ductless AIR CONDITIONING, OPEN FLOOR PLAN, fully updated kitchen with STAINLESS appliances and GRANITE counter tops there’s no need to compromise on your wish list here! Use your oversized wood burning FIREPLACED living room all Fall/Winter long to entertain guests OR if you wish to take it outside, enjoy the BRAND NEW back patio all Summer long!

Last Agent to Sell the Property

Felicia Giuliano

Classified Realty Group Listed on: 06/18/2020

Last Buyer's Agent

Kempton Giggey

Esquire Realty

Home Details

Home Type

  • Single Family

Year Built

  • Built in 1860

Lot Details

  • 5,663

Kitchen

  • Range
  • Dishwasher

Flooring

  • Wood
  • Wall to Wall Carpet
  • Tile

Laundry

  • Dryer
  • Washer

Utilities

  • Ductless Heating Or Cooling System
  • Forced Air Heating System
  • Heating System Uses Oil
  • Oil Water Heater

Additional Features

  • Porch
  • Property is zoned S15
  • Basement

Listing and Financial Details

  • Assessor Parcel Number M:008.0-0000-0140.0

Home Details

Home Type

Single Family

Year Built

Built in 1860

Lot Details

0

Listing Details

  • Property Type: Single Family
  • Single Family Type: Detached
  • Style: Colonial
  • Other Agent: 2.00
  • Year Built Description: Approximate
  • List Price Per Sq Ft: 396.75
  • Comp Based On: Net Sale Price
  • Year Built: 1860
  • Lead Paint: Unknown
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1860

Interior Features

  • Fireplaces: 1
  • Flooring: Tile, Wall to Wall Carpet, Hardwood
  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer
  • No Bedrooms: 3
  • Master Bedroom: On Level: First Floor, Dimension: 15X11, Flooring - Hardwood
  • Bedroom 2: On Level: Second Floor, Dimension: 10X8, Flooring - Wall to Wall Carpet
  • Bedroom 3: On Level: Second Floor, Dimension: 9X8, Flooring - Wall to Wall Carpet
  • Full Bathrooms: 2
  • Bathroom 1: On Level: First Floor, Bathroom - Full, Bathroom - Tiled With Tub & Shower
  • Bathroom 2: On Level: Second Floor, Bathroom - 3/4, Bathroom - Tiled With Shower Stall, Flooring - Stone/Ceramic Tile
  • No Rooms: 6
  • Dining Room: On Level: First Floor, Open Floor Plan, Recessed Lighting
  • Kitchen: On Level: First Floor, Dimension: 23X11, Flooring - Hardwood, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Cabinets - Upgraded, Open Floor Plan, Recessed Lighting
  • Laundry: On Level: Second Floor, Flooring - Stone/Ceramic Tile, Dryer Hookup - Electric, Washer Hookup
  • Living Room: On Level: First Floor, Dimension: 18X13, Fireplace, Flooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floor Plan, Recessed Lighting
  • Basement: Y
  • Basement Features: Full
  • Main Lo: B95141
  • Main So: D95057
  • Estimated Sq Ft: 1260.00

Exterior Features

  • Construction: Frame
  • Exterior: Wood
  • Exterior Features: Porch
  • Foundation: Fieldstone
  • Insulation Feature: Fiberglass, Blown In

Garage/Parking

  • Parking Feature: Off-Street
  • Parking Spaces: 3

Utilities

  • Sewer: City/Town Sewer
  • Water: City/Town Water
  • Cooling: Ductless Mini-Split System
  • Cooling Zones: 2
  • Heating: Forced Air, Oil
  • Hot Water: Oil
  • Utility Connections: for Electric Range, for Electric Oven, for Electric Dryer, Washer Hookup

Condo/Co-op/Association

  • Amenities: Public Transportation, Shopping, Tennis Court, Park, Walk/Jog Trails, Golf Course, Medical Facility, Laundromat, Conservation Area, Highway Access, House of Worship, Private School, Public School, T-Station

Lot Info

  • Assessments: 453700.00
  • Acre: 0.13
  • Lot Size: 5841.00
  • Page: 526
  • Parcel Number: M:008.0-0000-0140.0
  • Zoning: S15
  • Lot Description: Paved Drive

Green Features

  • Energy Features: Storm Windows

Tax Info

  • Taxes: 6329.00
  • Assessor Parcel Number: 731563

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 18, 2020
Closed on
Jul 9, 2020
Sold by
Harrison Timothy and Harrison Alexandra
Bought by
Giggey Matthew K and Koehler Rachel C
Seller's Agent
Felicia Giuliano
Classified Realty Group
Buyer's Agent
Kempton Giggey
Esquire Realty
List Price
$499,900
Sold Price
$511,500
Premium/Discount to List
$11,600
2.32%
Current Estimated Value
$740,365

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$228,865
Avg. Annual Appreciation
6.21%
Original Mortgage
$409,200
Outstanding Balance
$362,851
Interest Rate
3.1%
Mortgage Type
New Conventional
Estimated Equity
$349,352

Purchase Details

Listed on
Oct 4, 2017
Closed on
Nov 28, 2017
Sold by
Cross St Development L
Bought by
Harrison Timothy and Harrison Alexandra
Seller's Agent
Chris Barrett
Barrett, Chris. J., REALTORS®
Buyer's Agent
Meg Steere
Berkshire Hathaway HomeServices Commonwealth Real Estate
List Price
$459,900
Sold Price
$452,000
Premium/Discount to List
-$7,900
-1.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.74%
Original Mortgage
$406,800
Interest Rate
3.13%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 10, 2016
Closed on
Jul 6, 2017
Sold by
Farhat Gebrael
Bought by
Developme Cross Street
Seller's Agent
Michael Morris
Vylla Home
Buyer's Agent
Mark Singh
Downey Realty Group, LLC
List Price
$279,000
Sold Price
$281,000
Premium/Discount to List
$2,000
0.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
218.78%
Original Mortgage
$320,000
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Listed on
Dec 10, 2016
Closed on
Jun 29, 2017
Sold by
Usa Va
Bought by
Farhat Gebrael
Seller's Agent
Michael Morris
Vylla Home
Buyer's Agent
Mark Singh
Downey Realty Group, LLC
List Price
$279,000
Sold Price
$281,000
Premium/Discount to List
$2,000
0.72%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$320,000
Interest Rate
3.95%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 25, 2016
Sold by
Lakeview Loan Servicin
Bought by
Department Of Housing & Urban Dev

Purchase Details

Closed on
Jul 28, 2009
Sold by
Kelly Sherri and Bilodeau Sara
Bought by
Schneider Devin and Schneider Abigail

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$309,514
Interest Rate
5.58%
Mortgage Type
VA

Purchase Details

Closed on
May 26, 2006
Sold by
Mcculley Debbie H and Mcculley Richard J
Bought by
Bilodeau Sara and Kelly Sherri

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$260,000
Interest Rate
6.53%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 20, 2003
Sold by
Griffin William K and Griffin Beth M
Bought by
Mcculley Debbie H and Mcculley Richard J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$302,000
Interest Rate
5.98%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 27, 1996
Sold by
Dowling Ralph P and Dowling Michelle M
Bought by
Griffin Beth M and Griffin William K

Purchase Details

Closed on
Jul 1, 1988
Sold by
Barone W Gregory
Bought by
Micciche Michelle M
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Giggey Matthew K $511,500 None Available
Harrison Timothy $452,000 --
Developme Cross Street -- --
Farhat Gebrael $251,000 --
Department Of Housing & Urban Dev -- --
Lakeview Loan Servicin -- --
Schneider Devin $303,000 --
Bilodeau Sara $325,000 --
Mcculley Debbie H $302,000 --
Griffin Beth M $147,000 --
Micciche Michelle M $133,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Giggey Matthew K $409,200
Previous Owner Harrison Timothy $406,800
Previous Owner Developme Cross Street $320,000
Previous Owner Schneider Devin $309,514
Previous Owner Bilodeau Sara $260,000
Previous Owner Mcculley Debbie H $302,000
Previous Owner Micciche Michelle M $20,000
Previous Owner Micciche Michelle M $137,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/30/2020 07/30/20 Sold $511,500 +2.3% $406 / Sq Ft
06/23/2020 06/23/20 Pending -- -- --
06/18/2020 06/18/20 For Sale $499,900 +10.6% $397 / Sq Ft
11/28/2017 11/28/17 Sold $452,000 0.0% $359 / Sq Ft View Prior Sale
10/31/2017 10/31/17 Pending -- -- --
10/30/2017 10/30/17 Off Market $452,000 -- --
10/23/2017 10/23/17 Pending -- -- --
10/04/2017 10/04/17 For Sale $459,900 +63.7% $365 / Sq Ft
07/03/2017 07/03/17 Sold $281,000 +8.1% $223 / Sq Ft View Prior Sale
04/26/2017 04/26/17 Pending -- -- --
03/22/2017 03/22/17 Price Changed $260,000 -6.8% $206 / Sq Ft
02/16/2017 02/16/17 For Sale $279,000 0.0% $221 / Sq Ft
01/30/2017 01/30/17 Pending -- -- --
01/20/2017 01/20/17 Price Changed $279,000 -6.2% $221 / Sq Ft
12/10/2016 12/10/16 For Sale $297,500 -- $236 / Sq Ft
Source: MLS Property Information Network (MLS PIN)

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,276 $638,800 $388,400 $250,400
2024 $7,059 $602,300 $366,200 $236,100
2023 $7,223 $573,700 $348,800 $224,900
2022 $6,953 $521,600 $317,100 $204,500
2021 $6,616 $479,100 $295,900 $183,200
2020 $6,329 $453,700 $280,200 $173,500
2019 $6,149 $432,100 $266,800 $165,300
2018 $5,551 $400,200 $253,500 $146,700
2017 $5,373 $383,000 $242,600 $140,400
2016 $5,411 $373,200 $243,400 $129,800
2015 $5,224 $355,400 $231,800 $123,600
2014 $4,873 $330,600 $215,600 $115,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MLS Property Information Network (MLS PIN)

MLS Number: 72676293

MLS Property Information Network (MLS PIN)

APN: READ-000008-000000-000140