$465,000
SOLD NOV 1, 2024
4 Beds
2.5 Baths
2,756 Sq Ft
0.51 Acres

Recently Sold

$169 Per Sq Ft

15% Below List Price

38 Days on Market

Highlights

  • Spa
  • River Front
  • Deck
  • Oswego High School Rated A-
  • Mature Trees
  • 5-minute walk to Augusta Lake Park

About This Home

As of November 2024

If you are looking for a home that makes you feel like you are on vacation every day...your search has ended. Welcome to 14 Marina Drive in Oswego. This beautiful, quad level home is situated on a half-acre lot on the banks of the Fox River. You will be greeted at the front door to hardwood floors and a lovely living room that overlooks the well-manicured front lawn. A separate dining space and kitchen featuring ss appliances, granite countertops and table space look over the scenic back yard. The 2nd level offers a master suite with attached bath and walk in shower. You will find a private balcony off this room just perfect for your morning coffee or to sip a glass of wine and enjoy a view of the river at the end of the day. Two more spacious bedrooms with large closets round out this floor. Don't need a 4th bedroom, this space on the 3rd level would be great for a den, office, guest space, craft room, home school room or teen hangout space. You will also find tons of storage on this floor. Downstairs, you will find a family room with fireplace, powder room, laundry, garage access and a patio door that leads to a paver, lower patio housing the hot tub that is tucked away for your privacy. An attach 3 1/2 car, heated garage is the perfect spot for the person looking for a workshop, avid gardener or just extra space for storage. Fully fenced yard with gate access to the river complete with firepit. This home is also just a short distance from the Violet Patch Park pedestrian bridge that will lead you to miles of biking/walking path. Great way to head downtown for all that Oswego has to offer. Come take a look, this home will not last.

Last Agent to Sell the Property

Lisa Wagner

Charles Rutenberg Realty of IL License #471020973 Listed on: 08/23/2024

Charles Rutenberg Realty of IL

Last Buyer's Agent

Lyn Harvie

Baird & Warner

Baird & Warner

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,245

Year Built

  • Built in 1973

Lot Details

  • Lot Dimensions are 260x92x80x254
  • River Front
  • Fenced Yard
  • Mature Trees

Parking

  • 3.5 Car Attached Garage
  • Heated Garage
  • Garage Transmitter
  • Tandem Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 2,756 Sq Ft Home
  • Multi-Level Property
  • Built-In Features
  • Electric Fireplace
  • Window Treatments
  • Family Room with Fireplace
  • Living Room
  • Formal Dining Room
  • Water Views
  • Crawl Space

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Disposal

Flooring

  • Wood
  • Partially Carpeted

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Storm Screens
  • Storm Doors

Pool

  • Spa
  • Above Ground Pool

Outdoor Features

  • Tideland Water Rights
  • Balcony
  • Deck
  • Fire Pit
  • Shed
  • Brick Porch or Patio

Utilities

  • Central Air
  • Heating System Uses Natural Gas
  • Community Well
  • Water Purifier
  • Water Softener

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,245

Year Built

Built in 1973

Lot Details

0

Parking

3

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: Multi-Level
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: Multi-Level
  • Year Built: 1973
  • Age: 51-60 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Water Purifier, Water Softener
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Electric
  • Fireplaces: 1
  • Interior Amenities: Hardwood Floors, Built-in Features, Some Carpeting, Some Window Treatment, Some Wood Floors, Granite Counters, Separate Dining Room, Some Storm Doors
  • LivingArea: 2756
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 2756
  • Basement Description: Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 2756
  • Fireplace Location: Family Room
  • Total Sq Ft: 2756
  • Upper Level Sq Ft: 1898
  • Lower Level Sq Ft: 858
  • Flooring: Hardwood
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Balcony, Deck, Patio, Porch, Hot Tub, Brick Paver Patio, Above Ground Pool, Storms/Screens, Fire Pit
  • Foundation Details: Concrete Perimeter
  • List Price: 495000
  • Lot Features: Fenced Yard, River Front, Water Rights, Water View, Mature Trees
  • OtherStructures: Shed(s)
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 3.5
  • Parking Features: Driveway
  • ParkingTotal: 7.5
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s),Heated,Tandem
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage,Space/s
  • Parking On-Site: Yes

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Community Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 308

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 260X92X80X254
  • Lot Size: .50-.99 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 10245
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2024
Closed on
Nov 1, 2024
Sold by
Wagner John R and Wagner Randi M
Bought by
Carreon Sanchez Isidro and Cristal Ochoa Cristal
Seller's Agent
Lisa Wagner
Charles Rutenberg Realty of IL
Buyer's Agent
Lyn Harvie
Baird & Warner
List Price
$550,000
Sold Price
$465,000
Premium/Discount to List
-$85,000
-15.45%
Views
64
Current Estimated Value
$472,051

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,051
Avg. Annual Appreciation
0.52%
Original Mortgage
$180,000
Outstanding Balance
$179,137
Interest Rate
6.25%
Mortgage Type
New Conventional
Estimated Equity
$287,849

Purchase Details

Listed on
Aug 10, 2016
Closed on
Oct 14, 2016
Sold by
Wright Maryhelen Ind
Bought by
Wagner John R and Wagner Randi M
Seller's Agent
Brian Hilgen
Legacy Properties, A Sarah Leonard Company, LLC
Buyer's Agent
Lisa Wagner
Charles Rutenberg Realty of IL
List Price
$325,000
Sold Price
$320,000
Premium/Discount to List
-$5,000
-1.54%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.76%
Original Mortgage
$220,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 14, 2014
Sold by
Wright Maryhelen Ind
Bought by
Wright Maryhelen Ind

Purchase Details

Closed on
Dec 27, 2007
Sold by
Wright Maryhelen Ind and Wright Maryhelen I
Bought by
Wright Maryhelen Ind

Purchase Details

Closed on
Jul 7, 2003
Sold by
Wright Maryhelen Ind
Bought by
Wright Maryhelen Ind and Wright Maryhelen I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
4.69%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Feb 14, 2003
Sold by
Wright Maryhelen Ind and Wright Maryhelen J
Bought by
Wright Maryhelen Ind

Purchase Details

Closed on
Aug 22, 2002
Sold by
Wright Maryhelen Ind
Bought by
Wright Maryhelen Ind and Wright Maryhelen I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
6.39%

Purchase Details

Closed on
May 2, 2001
Sold by
Wright Maryhelen Ind
Bought by
Wright Maryhelen Ind

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
7.05%

Purchase Details

Closed on
Apr 6, 2001
Sold by
Kohler Jerry A and Kohler Sara L
Bought by
Wright Maryhelen I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
7.05%

Purchase Details

Closed on
Mar 1, 1989

Purchase Details

Closed on
May 1, 1986
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $465,000 Fidelity National Title
Deed $320,000 First American Title
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- Chicago Title Insurance Co
Interfamily Deed Transfer -- --
Interfamily Deed Transfer -- First American Title Ins Co
Interfamily Deed Transfer -- Chicago Title Insurance Co
Warranty Deed $279,000 First American Title Ins Co
Deed $163,000 --
Deed $120,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $180,000 New Conventional
Previous Owner $207,000 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $147,500 New Conventional
Previous Owner $164,000 New Conventional
Previous Owner $145,000 New Conventional
Previous Owner $150,000 New Conventional
Previous Owner $160,000 Purchase Money Mortgage
Previous Owner $160,000 No Value Available
Previous Owner $160,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/01/2024 11/01/24 Sold $465,000 -6.1% $169 / Sq Ft
09/30/2024 09/30/24 Pending -- -- --
09/14/2024 09/14/24 Price Changed $495,000 -4.8% $180 / Sq Ft
09/04/2024 09/04/24 Price Changed $520,000 -5.5% $189 / Sq Ft
08/23/2024 08/23/24 For Sale $550,000 +71.9% $200 / Sq Ft
10/21/2016 10/21/16 Sold $320,000 -1.5% $107 / Sq Ft
08/17/2016 08/17/16 Pending -- -- --
08/10/2016 08/10/16 For Sale $325,000 -- $108 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $10,595 $139,848 $30,787 $109,061
2023 $9,643 $124,864 $27,488 $97,376
2022 $9,643 $114,554 $25,218 $89,336
2021 $9,304 $107,060 $23,568 $83,492
2020 $9,704 $110,371 $24,297 $86,074
2019 $9,473 $106,273 $24,297 $81,976
2018 $8,487 $92,937 $21,248 $71,689
2017 $8,418 $89,363 $20,431 $68,932
2016 $8,065 $84,704 $19,366 $65,338
2015 $7,947 $79,910 $18,270 $61,640
2014 -- $76,836 $17,567 $59,269
2013 -- $77,612 $17,744 $59,868
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12143402

Midwest Real Estate Data (MRED)

APN: 03-08-176-005