Seller's Agent in 2025
Adam Cherko
eXp Realty
(914) 620-2471
1 in this area
34 Total Sales
14 Memory Ln Westerly, RI 02891
2
Beds
1
Bath
864
Sq Ft
1970
Built
Highlights
- In Ground Pool
- Attic
- Recreation Facilities
- Wood Flooring
- Corner Lot
- 1 Car Attached Garage
About This Home
As of May 2025This is a rare opportunity to own a home on Memory Lane! This home has been lovingly maintained by the same family for decades. This home is the perfect summer cottage featuring an amazing 14,000 gallon inground pool. This is an impressive gunite pool with an underwater light and a floor drain. The pool is 4 feet deep on either end and 5 feet in the center where the stairs are. This pool was completely redone in 2016 to the tune of $32,000. The backyard is fenced in and the perfect space for entertaining. The Kitchen was also very tastefully updated a few years ago. Enjoy plenty of natural light in the bathroom thanks to the skylight. The current seller is using one of the upstairs bedrooms as a dining room. The second bedroom was moved down to the basement to serve his family dynamic. The home also has a wonderful enclosed porch that can comfortably be used for 3 seasons. It boasts 240 SF which is in addition to the main levels 864 SF and the other 864 SF in the basement. This is a corner property with a great front yard. The Address is 14 Memory Ln, and the walkway from the street on Memory Ln goes to the door in the kItchen which is the one the owner uses as the main entrance to the home with guests. The property also includes a 5 zone sprinkler system. This is your chance to get a great property in Westerly for such a great price. BEST AND FINAL Bids due Wednesday March 26 at 8pm
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,402
Year Built
- Built in 1970
Lot Details
- Fenced
- Corner Lot
- Sprinkler System
Parking
- 1 Car Attached Garage
Home Design
- Wood Siding
- Shingle Siding
- Concrete Perimeter Foundation
Interior Spaces
- 864 Sq Ft Home
- 1-Story Property
- Attic
Kitchen
- Oven
- Range with Range Hood
- Dishwasher
Flooring
- Wood
- Ceramic Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- 1 Full Bathroom
- Bathtub with Shower
Laundry
- Laundry Room
- Dryer
- Washer
Partially Finished Basement
- Basement Fills Entire Space Under The House
- Interior and Exterior Basement Entry
Pool
- In Ground Pool
Utilities
- No Cooling
- Baseboard Heating
- 200+ Amp Service
- Electric Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 11
- Assessor Parcel Number 14MEMORYLANEWEST
Community Details
Amenities
- Shops
- Restaurant
Recreation
- Recreation Facilities
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Mar 20, 2025
Closed on
May 19, 2025
Sold by
Speice Donald G
Bought by
Cugno Dana M
Seller's Agent
Adam Cherko
eXp Realty
Buyer's Agent
Jessica Gardner
Keller Williams Coastal
List Price
$430,000
Sold Price
$475,000
Premium/Discount to List
$45,000
10.47%
Views
110
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$9,326
Avg. Annual Appreciation
-5.08%
Original Mortgage
$225,000
Outstanding Balance
$224,202
Interest Rate
6.64%
Mortgage Type
Purchase Money Mortgage
Estimated Equity
$241,472
Purchase Details
Closed on
Aug 21, 1972
Bought by
Speice Donald G
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $475,000 | None Available | |
| Warranty Deed | $475,000 | None Available | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $225,000 | Purchase Money Mortgage | |
| Closed | $225,000 | Purchase Money Mortgage | |
| Previous Owner | $75,000 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 05/19/2025 05/19/25 | Sold | $475,000 | +10.5% | $550 / Sq Ft |
| 03/27/2025 03/27/25 | Pending | -- | -- | -- |
| 03/20/2025 03/20/25 | For Sale | $430,000 | -- | $498 / Sq Ft |
Source: State-Wide MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,402 | $244,900 | $120,800 | $124,100 |
| 2023 | $2,356 | $244,900 | $120,800 | $124,100 |
| 2022 | $2,341 | $244,900 | $120,800 | $124,100 |
| 2021 | $2,267 | $196,800 | $105,100 | $91,700 |
| 2020 | $2,226 | $196,800 | $105,100 | $91,700 |
| 2019 | $2,204 | $196,800 | $105,100 | $91,700 |
| 2018 | $2,112 | $177,800 | $105,100 | $72,700 |
| 2017 | $2,061 | $177,800 | $105,100 | $72,700 |
| 2016 | $2,077 | $177,800 | $105,100 | $72,700 |
| 2015 | $2,147 | $198,400 | $112,300 | $86,100 |
| 2014 | $2,111 | $198,400 | $112,300 | $86,100 |
Source: Public Records
Agents Affiliated with this Home
-
Adam Cherko
-
Jessica Gardner
Buyer's Agent in 2025
Jessica Gardner
Keller Williams Coastal
(401) 932-4326
7 in this area
53 Total Sales
Map
Source: State-Wide MLS
MLS Number: 1380301
APN: WEST-000111-000011
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