NOT LISTED FOR SALE

14 Ridgerock Dr Signal Mountain, TN 37377

Estimated Value: $1,171,000 - $1,456,000

6 Beds
6 Baths
5,791 Sq Ft
$229/Sq Ft Est. Value

Last Sold May 17, 2022

Last sale price $975,000 $168 Per Sq Ft

Est. 36% increase in value since last sale

Current estimated payment $7,423/month

2 Days on Market

Highlights

  • Recreation Room with Fireplace
  • Wood Flooring
  • Covered Patio or Porch
  • Thrasher Elementary School Rated A-
  • Separate Formal Living Room
  • Double Oven

About This Home

As of May 2022

Welcome home to 14 Ridgerock Drive, a handsome home set within the coveted St. Ives community on Signal Mountain. Step inside the stately front doors and you'll find arched doorways throughout the main floor, lots of natural light from the large windows, and an open layout between the living room, formal dining room, and office space as well as a beautiful staircase leading to the second floor. The living room will quickly become a family favorite with its cozy fireplace and access to the roomy back patio and screened-in porch. This home is perfect for entertaining with its open layout between the upstairs family room featuring another fireplace, space for a breakfast table with floor to ceiling windows, and kitchen. The family chef will fall in love with this gorgeous kitchen which boasts a large island, freshly painted cabinetry, and new countertops. From the kitchen, you also have convenient access to the screened-in porch with beautiful board and batten ceiling perfect for enjoying a morning coffee or evening outdoors with friends and family. At the end of the day, retire to your spacious main-level master suite with access to the covered porch. Enjoy relaxing in your en suite featuring French doors, separate sinks, a walk-in shower with multiple sprayers, separate water closet, as well as a jetted soaking tub overlooking the beautiful trees surrounding the property. Upstairs, your guests will feel right at home in their spacious guest suites, two of which share a bathroom with jack and jill sinks and tub/shower combo. One of the other guest rooms also features its own en suite. There is also a large bonus room upstairs and the current owners have recently replaced the carpeting upstairs as well. Downstairs, the terrace level is finished with space for a breakfast table, a separate brightly lit space that can be used as an office, home gym, or teen hangout space.

Last Agent to Sell the Property

Sarah Brogdon

Real Estate Partners Chattanooga, LLC Brokerage Phone: 4232904416 License #324028 Listed on: 03/31/2022

Real Estate Partners Chattanooga, LLC

Last Buyer's Agent

Jodi Yother

Real Estate Partners Chattanooga, LLC License #343899

Real Estate Partners Chattanooga, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $9,993

Year Built

  • Built in 2007

Lot Details

  • 1.2 Acre Lot
  • Lot Dimensions are 353.24x382.66
  • Sloped Lot
  • Irrigation

HOA Fees

  • $58 Monthly HOA Fees

Parking

  • 3 Car Garage
  • Garage Door Opener

Home Design

  • Brick Exterior Construction
  • Asphalt Roof

Interior Spaces

  • 5,791 Sq Ft Home
  • Property has 3 Levels
  • Wet Bar
  • Central Vacuum
  • ENERGY STAR Qualified Windows
  • Separate Formal Living Room
  • Recreation Room with Fireplace
  • 3 Fireplaces
  • Fire and Smoke Detector
  • Property Views
  • Finished Basement

Kitchen

  • Double Oven
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Walk-In Closet

Outdoor Features

  • Covered Deck
  • Covered Patio or Porch
  • Outdoor Gas Grill

Schools

  • Thrasher Elementary School
  • Signal Mountain Middle/High School

Utilities

  • Humidifier
  • Central Heating
  • Heating System Uses Natural Gas
  • Tankless Water Heater

Community Details

  • St Ives Community Subdivision

Listing and Financial Details

  • Assessor Parcel Number 098H H 001

Home Details

Home Type

Single Family

Est. Annual Taxes

$9,993

Year Built

Built in 2007

Lot Details

0

HOA Fees

$58 per month

Parking

3

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 2007
  • Unit Levels: Three Or More
  • Building Stories: 2
  • Year Built Details: EXIST
  • ResoPropertyType: Residential
  • ResoBuildingAreaSource: Assessor
  • Attribution Contact: 4232904416
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Interior Amenities: Central Vacuum, High Ceilings, Walk-In Closet(s), Wet Bar, Humidifier, Primary Bedroom Main Floor
  • Appliances: Refrigerator, Microwave, Ice Maker, Disposal, Dishwasher, Double Oven, Electric Oven
  • Fireplace Features: Recreation Room, Great Room
  • Fireplace: Yes
  • Fireplaces: 3
  • Flooring: Carpet, Finished Wood, Tile
  • Total Bedrooms: 6
  • Full Bathrooms: 4
  • Half Bathrooms: 2
  • Has Basement: Finished
  • Building Area Units: Square Feet
  • Living Area: 5791
  • Living Area Units: Square Feet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Exterior Features: Gas Grill, Garage Door Opener, Irrigation System
  • Construction Type: Fiber Cement, Brick
  • Patio And Porch Features: Covered Deck, Covered Patio, Covered Porch
  • Pool Private: No
  • Roof: Asphalt
  • View: Mountain(s)
  • View: Yes
  • Waterfront: No

Garage/Parking

  • Attached Garage: No
  • Carport Y N: No
  • Covered Parking Spaces: 3
  • Garage Spaces: 3
  • Garage Yn: Yes
  • Parking Features: Attached - Side
  • Total Parking Spaces: 3

Utilities

  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric, Natural Gas
  • Heating Yn: Yes
  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Security: Smoke Detector(s)
  • Utilities: Electricity Available

Condo/Co-op/Association

  • Association Fee: 700
  • Association Fee Frequency: Annually
  • Amenities: Sidewalks
  • Association: Yes
  • Senior Community: No
  • ResoAssociationFeeFrequency: Annually

Green Features

  • Efficiency: Tankless Water Heater, Windows

Lot Info

  • Lot Features: Sloped, Other
  • Lot Size Acres: 1.2
  • Lot Size: 353.24X382.66
  • Lot Size Units: Acres
  • Parcel #: 098H H 001
  • Property Attached Yn: No
  • ResoLotSizeUnits: Acres

Multi Family

  • Above Grade Finished Area Units: Square Feet

Tax Info

  • Tax Annual Amount: 9993

MLS Schools

  • Elementary School: Thrasher Elementary School
  • High School: Signal Mountain Middle/High School
  • Middle Or Junior School: Signal Mountain Middle/High School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 31, 2022
Closed on
May 12, 2022
Sold by
Leverett Neville
Bought by
Ferguson Jeffery S and Ferguson Ashley E
Seller's Agent
Sarah Brogdon
Real Estate Partners Chattanooga, LLC
Buyer's Agent
Jodi Yother
Real Estate Partners Chattanooga, LLC
List Price
$965,000
Sold Price
$975,000
Premium/Discount to List
$10,000
1.04%
Current Estimated Value
$1,322,229

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$347,229
Avg. Annual Appreciation
9.60%
Original Mortgage
$731,250
Outstanding Balance
$454,083
Interest Rate
4.48%
Mortgage Type
New Conventional
Estimated Equity
$859,100

Purchase Details

Listed on
Apr 8, 2019
Closed on
Jul 20, 2020
Sold by
Carroll Patrick and Carroll Jennifer
Bought by
Neville Leverett
Seller's Agent
Liz Wilkerson
Crye-Leike, REALTORS
Buyer's Agent
Jay Robinson
Keller Williams Realty
List Price
$849,900
Sold Price
$745,000
Premium/Discount to List
-$104,900
-12.34%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.93%
Original Mortgage
$596,000
Interest Rate
3.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 15, 2010
Sold by
Wilkinson William R and Wilkinson Susan M
Bought by
Carroll Patrick and Carroll Jennifer

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$680,800
Interest Rate
4.97%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 31, 2008
Sold by
Christensen Erik J and Christensen Audra E
Bought by
Wilkinson William R and Wilkinson Susan M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$540,176
Interest Rate
5.68%
Mortgage Type
Unknown

Purchase Details

Closed on
Feb 17, 2006
Sold by
Burks Brent and Burks Cassandra
Bought by
Christensen Erik J and Christensen Audra E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,750
Interest Rate
6.08%
Mortgage Type
Fannie Mae Freddie Mac

Purchase Details

Closed on
Sep 30, 1998
Sold by
Temo Enterprises Of Tenn L P
Bought by
Burks Brent and Burks Cassandra

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$39,000
Interest Rate
6.95%
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ferguson Jeffery S $975,000 Cumberland Title & Guaranty
Neville Leverett $745,000 Cumberland Title & Guaranty
Carroll Patrick $851,000 Realty Title & Escrow Servic
Wilkinson William R $771,680 None Available
Christensen Erik J $65,000 Title Services Tennessee Inc
Burks Brent $50,491 Pioneer Title Agency Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ferguson Jeffery S $80,000
Open Ferguson Jeffery S $731,250
Previous Owner Neville Leverett $596,000
Previous Owner Carroll Patrick $417,000
Previous Owner Carroll Patrick $680,800
Previous Owner Wilkinson William R $540,176
Previous Owner Christensen Erik J $70,200
Previous Owner Christensen Erik J $561,600
Previous Owner Christensen Erik J $453,715
Previous Owner Christensen Erik J $61,750
Previous Owner Burks Brent $39,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/17/2022 05/17/22 Sold $975,000 +1.0% $168 / Sq Ft
04/02/2022 04/02/22 Pending -- -- --
03/31/2022 03/31/22 For Sale $965,000 +29.5% $167 / Sq Ft
07/20/2020 07/20/20 Sold $745,000 -12.3% $129 / Sq Ft
06/09/2020 06/09/20 Pending -- -- --
04/08/2019 04/08/19 For Sale $849,900 -- $147 / Sq Ft
Source: Realtracs

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,177 $186,700 $0 $0
2023 $4,177 $186,700 $0 $0
2022 $4,177 $186,700 $0 $0
2021 $4,177 $186,700 $0 $0
2020 $5,940 $214,825 $0 $0
2019 $5,940 $214,825 $0 $0
2018 $5,940 $214,825 $0 $0
2017 $5,940 $214,825 $0 $0
2016 $5,145 $0 $0 $0
2015 $5,145 $186,050 $0 $0
2014 $5,145 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Realtracs

MLS Number: 2417492

Realtracs

APN: 098H-H-001