$235,000
SOLD FEB 18, 2025

14 Spinaker Cir Palm Coast, FL 32137

0.11 Acre
$2,136,364 Price per Acre
4,800 Sq Ft Lot

Recently Sold

$49 Per Sq Ft

87 Days on Market

Highlights

  • 40 Feet of Salt Water Canal Waterfront
  • Fitness Center
  • Gated Community
  • Old Kings Elementary School Rated A-
  • Intracoastal View
  • Clubhouse

About This Lot

As of February 2025

Welcome to this exceptional vacant lot located in Yacht Harbor Village, Palm Coast. This prime piece of real estate has just been surveyed and offers an unparalleled opportunity to build your dream home with direct saltwater canal frontage, providing seamless access to the Intracoastal Waterway and breathtaking water views.
Situated in a thriving community, this lot enjoys access to a wonderful selection of amenities. Residents can relax and unwind in the inviting swimming pool or host gatherings in the well-equipped clubhouse. For fitness enthusiasts, state-of-the-art exercise facilities are available, alongside pickleball courts for those who enjoy a touch of friendly competition. Boating enthusiasts will appreciate the convenience of the community's marina, enabling easy access to the water at any time.
The community features are further enhanced with well-maintained curbs and sidewalks, adding to the overall charm and accessibility of the area. Grounds maintenance is included in the quarterly HOA fees, ensuring beautifully maintained surroundings without the added worry.
Discover this incomparable opportunity to build within one of Palm Coast’s most desirable communities, offering a perfect blend of tranquility and convenience. Contact us today for more details or to schedule a visit to see the numerous possibilities this vacant lot offers.

Last Agent to Sell the Property

Onnalee Ricci

BERKSHIRE HATHAWAY HOMESERVICE License #3443316 Listed on: 11/08/2024

BERKSHIRE HATHAWAY HOMESERVICE

Last Buyer's Agent

TIMOTHY RICCI

BERKSHIRE HATHAWAY HOMESERVICE License #3461772

BERKSHIRE HATHAWAY HOMESERVICE

Property Details

Property Type

  • Land

Est. Annual Taxes

  • $2,350

Lot Details

  • 4,800 Sq Ft Lot
  • 40 Ft Wide Lot
  • 40 Feet of Salt Water Canal Waterfront
  • Property fronts an intracoastal waterway
  • Property fronts a saltwater canal
  • Northwest Facing Home
  • Cleared Lot
  • Property is zoned PUD

HOA Fees

  • $187 Monthly HOA Fees

Property Views

  • Intracoastal
  • Canal

Schools

  • Old Kings Elementary School
  • Indian Trails Middle-Fc School
  • Matanzas High School

Utilities

  • Underground Utilities
  • Phone Available
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 82
  • Assessor Parcel Number 04-11-31-3019-00000-0820

Community Details

Overview

  • Association fees include 24-Hour Guard, common area taxes, pool, escrow reserves fund, maintenance structure, ground maintenance, pest control, recreational facilities, trash
  • Carsten Georg Association, Phone Number (386) 446-0085
  • Visit Association Website
  • Harbor Village Marina Subdivision
  • The community has rules related to allowable golf cart usage in the community

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Pickleball Courts
  • Recreation Facilities
  • Fitness Center
  • Community Pool
  • Access to Saltwater Canal

Security

  • Security Guard
  • Gated Community

Property Details

Property Type

Land

Est. Annual Taxes

$2,350

Lot Details

0

HOA Fees

$187 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Common Area Taxes, Pool, Escrow Reserves Fund, Maintenance Structure, Maintenance Grounds, Pest Control, Recreational Facilities, Trash
  • Property Type: Land
  • Lot Size Acres: 0.11
  • Lot Size Sq Ft: 4800
  • Status: Sold
  • Ownership: Fee Simple
  • Escrow City: Flagler Beach
  • Escrow State: FL
  • Escrow Street Name: Moody Blvd STE 102
  • RATIO Current Price By Calculate: 48.96
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 1
  • MFR_CommunityAssociationWaterFeatures: Canal Front,Dock,Fishing,Intracoastal Waterway,Water Access
  • Tax Year: 2024
  • Special Features: VirtualTour
  • Property Sub Type: LotsLands

Interior Features

  • Living Area Units: Square Feet

Exterior Features

  • Direction Faces: Northwest
  • Water Body Name: INTERCOASTAL WATERWAY
  • Waterfront: Yes
  • Road Surface Type: Asphalt
  • Water Access: Canal - Saltwater
  • Water Frontage Feet Canal Salt: 40
  • Water View: Canal,Intracoastal Waterway
  • Water View YN: 1
  • Waterfront Feet Total: 40

Utilities

  • Utilities: Cable Available, Electricity Available, Phone Available, Public, Sewer Available, Street Lights, Underground Utilities, Water Available
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Curbs, Fitness Center, Gated Community - Guard, Golf Carts OK, Pool, Sidewalks, Tennis Courts, Waterfront Complex
  • Association Amenities: Clubhouse, Fitness Center, Gated, Pickleball Court(s), Pool, Recreation Facilities, Security
  • Association Fee: 562
  • Association Fee Frequency: Quarterly
  • Association Name: Carsten Georg
  • Phone: 386-446-0085 Ext
  • Association: Yes
  • Association 2 YN: 0
  • Association Fee Requirement: Required
  • Association Email: cgeorg@maymgt.com
  • Association URL: https://harborvillagemarinapoa.maysites.com/
  • Development: Yacht Harbor Village

Fee Information

  • Total Annual Fees: 2248.00
  • Total Monthly Fees: 187.33
  • Monthly HOA Amount: 187.33

Schools

  • Elementary School: Old Kings Elementary
  • High School: Matanzas High
  • Middle Or Junior School: Indian Trails Middle-FC

Lot Info

  • Zoning: PUD
  • Parcel Number: 04-11-31-3019-00000-0820
  • Additional Parcels: No
  • Current Use: Residential
  • Lot Features: Cleared
  • Lot Dimensions: 40x
  • Flood Zone Code: x

Rental Info

  • Pets Allowed: Yes

Tax Info

  • Tax Annual Amount: 2349.58
  • Tax Block: 00
  • Tax Book Number: 00
  • Tax Lot: 82

Multi Family

  • Waterfront Features: Canal - Saltwater, Intracoastal Waterway

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 8, 2024
Closed on
Feb 18, 2025
Sold by
Panovich Celia Michelle and Panovich Donald
Bought by
Miller Brian James and Mennucci Miller Gina
Seller's Agent
Onnalee Ricci
BERKSHIRE HATHAWAY HOMESERVICE
Buyer's Agent
TIMOTHY RICCI
BERKSHIRE HATHAWAY HOMESERVICE
List Price
$234,500
Sold Price
$235,000
Premium/Discount to List
$500
0.21%
Views
40
Current Estimated Value
$224,734

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$10,266
Avg. Annual Appreciation
-5.43%

Purchase Details

Listed on
Aug 14, 2023
Closed on
Jul 18, 2024
Sold by
Gallagher Stephen J
Bought by
Panovich Celia Michelle and Panovich Donald
Seller's Agent
Anthony Lombardo
COASTAL GATEWAY REAL ESTATE GR
Buyer's Agent
Onnalee Ricci
BERKSHIRE HATHAWAY HOMESERVICE
List Price
$298,500
Sold Price
$230,000
Premium/Discount to List
-$68,500
-22.95%
Views
62

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.71%

Purchase Details

Closed on
Mar 9, 2023
Sold by
Gallagher Stephen
Bought by
Stephen J Gallagher Trust

Purchase Details

Listed on
Apr 13, 2022
Closed on
Jul 29, 2022
Sold by
Caballero Jonathan P
Bought by
Gallagher Stephen
Seller's Agent
Erica Sobin
COASTAL GATEWAY REAL ESTATE GR
Buyer's Agent
Anthony Lombardo
COASTAL GATEWAY REAL ESTATE GR
List Price
$275,000
Sold Price
$195,000
Premium/Discount to List
-$80,000
-29.09%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.33%

Purchase Details

Listed on
Jul 26, 2020
Closed on
Mar 24, 2021
Sold by
Cramer Iszabelle
Bought by
Caballero Jonathan P
Seller's Agent
TERESA BROWN
REMAX SELECT PROFESSIONALS
Buyer's Agent
Erica Sobin
COLDWELL BANKER REALTY
List Price
$165,000
Sold Price
$153,500
Premium/Discount to List
-$11,500
-6.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.71%
Original Mortgage
$138,150
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jul 26, 2020
Closed on
Feb 26, 2021
Sold by
Cramer Isabelle
Bought by
Caballero Jonathan P
Seller's Agent
TERESA BROWN
REMAX SELECT PROFESSIONALS
Buyer's Agent
Erica Sobin
COLDWELL BANKER REALTY
List Price
$165,000
Sold Price
$153,500
Premium/Discount to List
-$11,500
-6.97%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$138,150
Interest Rate
2.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 30, 2016
Closed on
Jun 21, 2016
Sold by
Advanced Holdings Real Estate Llc
Bought by
Cramer Isabelle
Seller's Agent
Anthony Lombardo
COASTAL GATEWAY REAL ESTATE GR
Buyer's Agent
Non-Member FLG (Reciprocal 1)
NON-MLS OFFICE
List Price
$159,900
Sold Price
$145,000
Premium/Discount to List
-$14,900
-9.32%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.20%

Purchase Details

Listed on
Mar 30, 2016
Closed on
Jun 1, 2016
Bought by
Cramer Isabelle
Seller's Agent
Anthony Lombardo
COASTAL GATEWAY REAL ESTATE GR
Buyer's Agent
Non-Member FLG (Reciprocal 1)
NON-MLS OFFICE
List Price
$159,900
Sold Price
$145,000
Premium/Discount to List
-$14,900
-9.32%

Purchase Details

Closed on
Apr 15, 2014
Sold by
The Heritage Bank
Bought by
Advanced Holdings R E Llc

Purchase Details

Closed on
Sep 30, 2013
Sold by
Souther R Michael
Bought by
The Heritage Bank

Purchase Details

Closed on
Aug 9, 2002
Sold by
Ginn-La Marina L L L P
Bought by
Moran Antonio

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$308,980
Interest Rate
6.31%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $235,000 Veterans Title
Warranty Deed $230,000 Veterans Title
Quit Claim Deed $100 None Listed On Document
Quit Claim Deed $100 --
Quit Claim Deed $100 None Listed On Document
Warranty Deed $195,000 New Title Company Name
Warranty Deed $153,500 Select Title Agency
Warranty Deed $153,500 Select Title
Warranty Deed $145,000 Covenant Closing & Ttl Svcs
Deed $145,000 --
Warranty Deed $75,000 Coast Title Ins Agency Inc
Quit Claim Deed -- None Available
Warranty Deed $70,000 None Available
Warranty Deed $324,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $138,150 New Conventional
Previous Owner $138,150 New Conventional
Previous Owner $308,980 No Value Available
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/18/2025 02/18/25 Sold $235,000 +0.2% $49 / Sq Ft
02/03/2025 02/03/25 Pending -- -- --
11/08/2024 11/08/24 For Sale $234,500 +2.0% $49 / Sq Ft
07/18/2024 07/18/24 Sold $230,000 -4.1% $48 / Sq Ft View Prior Sale
06/28/2024 06/28/24 Pending -- -- --
05/28/2024 05/28/24 Price Changed $239,800 -2.1% $50 / Sq Ft
04/03/2024 04/03/24 Price Changed $244,900 -10.9% $51 / Sq Ft
02/06/2024 02/06/24 Price Changed $274,880 +79.1% $57 / Sq Ft
12/17/2023 12/17/23 Off Market $153,500 -- --
08/14/2023 08/14/23 For Sale $298,500 +94.5% $62 / Sq Ft
04/02/2021 04/02/21 Sold $153,500 -7.0% $32 / Sq Ft View Prior Sale
02/11/2021 02/11/21 Pending -- -- --
07/26/2020 07/26/20 For Sale $165,000 +13.8% $34 / Sq Ft
06/22/2016 06/22/16 Sold $145,000 -9.3% $30 / Sq Ft View Prior Sale
05/27/2016 05/27/16 Pending -- -- --
03/28/2016 03/28/16 For Sale $159,900 -- $33 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,447 $190,500 $190,500 --
2024 $2,056 $190,500 $190,500 --
2023 $2,056 $136,400 $136,400 $0
2022 $1,883 $128,000 $128,000 $0
2021 $1,213 $84,000 $84,000 $0
2020 $1,079 $69,000 $69,000 $0
2019 $1,908 $124,000 $124,000 $0
2018 $1,820 $119,000 $119,000 $0
2017 $1,617 $100,000 $100,000 $0
2016 $1,256 $76,000 $0 $0
2015 $1,202 $72,000 $0 $0
2014 $1,097 $64,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: FC305075

Stellar MLS

APN: 04-11-31-3019-00000-0820