NOT LISTED FOR SALE

14 Towners Rd Carmel, NY 10512

Estimated Value: $374,729 - $416,000

1 Bed
1.5 Baths
1,100 Sq Ft
$360/Sq Ft Est. Value

Last Sold June 13, 2024

Last sale price $385,000 $350 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,547/month

156 Days on Market

Highlights

  • Lake Front
  • Water Access
  • Panoramic View
  • Carmel High School Rated A-
  • Cottage Room
  • Deck

About This Home

As of June 2024

Come view this charming lakefront retreat located on Lake Carmel with direct water access. The roof, gutters, siding, flooring, doors, trim work, kitchen, bathrooms water heater, boiler, well pump, well bladder tank, whole house filter and window screens have all been renovated within the last year and a half. As you enter this cozy cottage you are welcomed by a den which can double as an office space. The main living area is sundrenched with natural light and boasts beautiful views of the back yard and lake. The primary bedroom is complimented by a large walk in closet. The kitchen transitions openly into a dining area with sliders out to the back deck, perfect for enjoying a morning coffee or entertaining. Spend your days fishing, kayaking or enjoying the tranquility lake living has to offer.

Last Agent to Sell the Property

Daniel Beckley

Howard Hanna Rand Realty Brokerage Phone: (914) 769-3584 License #10401356816 Listed on: 11/06/2023

Howard Hanna Rand Realty

Last Buyer's Agent

Sandra Spector

Howard Hanna Rand Realty License #10401204890

Howard Hanna Rand Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $10,562

Year Built

  • Built in 1940

Lot Details

  • 3,485 Sq Ft Lot
  • Lake Front
  • Level Lot

Parking

  • Off-Street Parking

Property Views

  • Lake
  • Panoramic

Home Design

  • Cottage
  • Frame Construction
  • Vinyl Siding

Interior Spaces

  • 1,100 Sq Ft Home
  • 2-Story Property
  • Finished Basement
  • Walk-Out Basement
  • Laundry in unit

Kitchen

  • Oven
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 1 Bedroom
  • Walk-In Closet

Outdoor Features

  • Water Access
  • Deck
  • Cottage Room

Schools

  • Kent Elementary School
  • George Fischer Middle School
  • Carmel High School

Utilities

  • Cooling System Mounted In Outer Wall Opening
  • Baseboard Heating
  • Heating System Uses Oil
  • Well
  • Septic Tank

Listing and Financial Details

  • Exclusions: Dryer,Washer
  • Assessor Parcel Number 372200-033-064-0001-008-000-0000

Home Details

Home Type

Single Family

Est. Annual Taxes

$10,562

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Residential
  • Architectural Style: Two Story, Cottage
  • Property SubType: Single Family Residence
  • Exclusions: Dryer,Washer
  • Year Built: 1940
  • Attribution Contact: (914) 769-3584
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Oven, Refrigerator
  • Interior Amenities: Open kitchen, Walk-In Closet(s)
  • Living Area Units: Square Feet
  • Common Walls: No Common Walls
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Basement: Finished, Walk-Out Access
  • Inclusions: Curtains/Drapes,Dishwasher,Light Fixtures,Microwave,Refrigerator,Screens,Shades/Blinds,Shed
  • Total Bedrooms: 1
  • Living Area: 1100
  • Window Features: Oversized Windows
  • AtticDescription: Scuttle
  • SquareFootage: 1100.00
  • SquareFootageSource: Other

Exterior Features

  • Other Structures: Cottage
  • Construction Materials: Frame, Vinyl Siding
  • Waterfront Features: Lake Front, Water Access, Waterfront
  • View: Panoramic, Lake, Water
  • Patio and Porch Features: Deck
  • View YN: Yes

Garage/Parking

  • Attached Garage: No
  • Garage: No
  • Parking Description: Off Street

Utilities

  • Cooling: Wall Unit(s)
  • Cooling: Yes
  • Heating: Oil, Baseboard
  • Laundry Features: In Unit
  • Sewer: Septic Tank
  • Water Source: Well
  • GarbageRemoval: Public
  • Hot Water: Fuel Oil Stand Alone
  • NumberOfHeatingZones: 1

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Middle School: George Fischer Middle School

Lot Info

  • Lot Size Acres: 0.08
  • Lot Size Area: 0.08
  • Lot Size Sq Ft: 3485
  • Lot Size Units: Acres
  • Lot Features: Level, Sloped
  • Parcel Number: 372200-033-064-0001-008-000-0000
  • Property Attached: No
  • ResoLotSizeUnits: Acres

Rental Info

  • Lease Considered: Yes

Tax Info

  • Tax Annual Amount: 10562
  • Tax Map Number: 372200-033-064-0001-008-000-0000
  • IncludedInTaxes: Trash

MLS Schools

  • Elementary School: Kent Elementary School
  • High School: Carmel High School
  • Middle School District: Carmel

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 6, 2023
Closed on
Jun 13, 2024
Sold by
Longo Andrea
Bought by
Kung Steven
Seller's Agent
Daniel Beckley
Howard Hanna Rand Realty
Buyer's Agent
Sandra Spector
Howard Hanna Rand Realty
List Price
$399,000
Sold Price
$385,000
Premium/Discount to List
-$14,000
-3.51%
Views
690
Current Estimated Value
$395,682

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,682
Avg. Annual Appreciation
2.31%
Original Mortgage
$327,250
Outstanding Balance
$323,700
Interest Rate
7.09%
Mortgage Type
New Conventional
Estimated Equity
$71,982

Purchase Details

Listed on
May 21, 2022
Closed on
Aug 16, 2022
Sold by
Arket Real Estate Llc
Bought by
Longo Andrea
Seller's Agent
Ryan Arket
Compass Greater NY, LLC
List Price
$349,900
Sold Price
$375,000
Premium/Discount to List
$25,100
7.17%
Views
7

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.45%
Original Mortgage
$319,500
Interest Rate
5.3%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Kung Steven $385,000 The Security Title Guarantee
Longo Andrea $375,000 Westcor Land Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Kung Steven $327,250
Previous Owner Longo Andrea $319,500
Previous Owner Arket Real Estate Llc $150,000
Previous Owner Jertom Inc $50,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/13/2024 06/13/24 Sold $385,000 -3.5% $350 / Sq Ft
04/11/2024 04/11/24 Pending -- -- --
11/06/2023 11/06/23 For Sale $399,000 +6.4% $363 / Sq Ft
08/16/2022 08/16/22 Sold $375,000 +7.2% $341 / Sq Ft
06/15/2022 06/15/22 Pending -- -- --
05/21/2022 05/21/22 For Sale $349,900 -- $318 / Sq Ft
Source: OneKey® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $12,407 $245,000 $35,000 $210,000
2022 $8,533 $191,000 $18,100 $172,900
2021 $8,450 $191,000 $18,100 $172,900
2020 $8,520 $191,000 $18,100 $172,900
2019 $5,251 $191,000 $18,100 $172,900
2018 $8,077 $191,000 $18,100 $172,900
2016 $7,747 $175,200 $17,900 $157,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: OneKey® MLS

MLS Number: KEY6276756

OneKey® MLS

APN: 372200-033-064-0001-008-000-0000