NOT LISTED FOR SALE

14 Waterside Way Ottawa, IL 61350

Estimated Value: $610,843 - $629,000

3 Beds
2.5 Baths
1,920 Sq Ft
$322/Sq Ft Est. Value

Last Sold May 20, 2024

Last sale price $585,000 $305 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,769/month

16 Days on Market

Highlights

  • Waterfront
  • Loft
  • Formal Dining Room
  • Screened Deck
  • Screened Porch
  • Stainless Steel Appliances

About This Home

As of May 2024

Welcome to your dream Cape Cod Style waterfront retreat in the heart of Heritage Harbor Resort along the picturesque Illinois River. This exceptional home combines timeless design with modern comforts, offering an idyllic blend of elegance and relaxation. As you step inside, you'll immediately be captivated by the charm of this three-bedroom, two and a half bath haven. The first-floor master suite boasts convenience and privacy, providing a serene escape with its double vanity, expansive walk-in shower, and spacious walk-in closet. Hardwood floors guide you through the open-concept living space, where a captivating stone fireplace takes center stage, inviting cozy gatherings and warm moments on chilly evenings. The heart of the home is the thoughtfully designed kitchen adorned with granite counters and stainless steel appliances that effortlessly balance style and functionality. The second floor offers a versatile Flex Room that awaits your creative vision, whether it be a home office, studio, or cozy reading nook. Bask in the tranquility of outdoor living on three levels - a screened-in porch that offers a bug-free sanctuary for dining al fresco, and two additional levels that embrace the scenic views of the surrounding waterfront landscape. Your options for outdoor entertainment are endless, whether you're hosting a BBQ, enjoying morning coffee, or simply relishing the breathtaking sunsets. For water enthusiasts, the convenience of a seasonal boat slip located just behind the home presents a gateway to endless aquatic adventures along the Illinois River. The resort offers jet ski rentals, kayak rentals, pontoon rentals, golf cart and bike rentals as well. The unfinished 9' basement, thoughtfully roughed in for an additional bedroom and bathroom, allows for customization and expansion, catering to your future needs. The attention to detail continues in the garage, where an epoxied floor adds a touch of sophistication, and a screened garage door seamlessly extends your indoor entertainment space to the outdoors. Freshly painted walls exude a renewed sense of elegance and tranquility, while the possibilities are endless with the large attic space - awaiting your creative touch to transform it into a bonus room or private retreat. Nestled within the Heritage Harbor Resort community, you'll find an array of amenities that complement this remarkable home. Enjoy leisurely strolls along scenic walking paths, indulge your furry friend at the dog park, engage in a friendly game of pickleball, or take a refreshing dip in the outdoor pools. Savor culinary delights at the on-site restaurant, sip cocktails at the outdoor bar, and explore the expansive network of bike paths. Throughout the year, a calendar of engaging events adds a vibrant social dimension to life in this exceptional resort. Immerse yourself in the heart of Starved Rock Country, where the natural beauty of the surroundings harmonizes perfectly with the luxury and comfort of your Cape Cod Style waterfront retreat. This property offers not just a home, but a lifestyle of relaxation, adventure, and community.

Last Agent to Sell the Property

Tammy Barry

Homesmart Realty Group IL License #475168055 Listed on: 03/21/2024

Homesmart Realty Group IL

Last Buyer's Agent

Nicole Meyers

@properties Christie's International Real Estate License #475198511

@properties Christie's International Real Estate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $15,185

Year Built

  • Built in 2015

Lot Details

  • Lot Dimensions are 47 x 92 x 52 x 92
  • Waterfront

HOA Fees

  • $184 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,920 Sq Ft Home
  • 2-Story Property
  • Entrance Foyer
  • Formal Dining Room
  • Loft
  • Screened Porch
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Storm Screens

Kitchen

  • Gas Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Screened Deck
  • Patio

Schools

  • Ottawa Township High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Community Details

  • Association fees include pool, scavenger
  • Heritage Harbor Ottawa Association, Phone Number (815) 433-5000
  • Property managed by Heritage Harbor Ottawa

Home Details

Home Type

Single Family

Est. Annual Taxes

$15,185

Year Built

Built in 2015

Lot Details

0

HOA Fees

$184 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple w/ HO Assn.
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2015
  • Age: 6-10 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Interstate Access
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s), Gas Oven
  • Basement: Full
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 3
  • LivingArea: 1920
  • Room Type: Loft, Walk In Closet, Foyer, Balcony/Porch/Lanai, Screened Porch
  • Estimated Total Finished Sq Ft: 1920
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 1920
  • Total Sq Ft: 2920
  • Upper Level Sq Ft: 750
  • Main Level Sq Ft: 1170
  • Unfinished Lower Sq Ft: 1000
  • ResoLivingAreaSource: Plans

Exterior Features

  • ExteriorFeatures: Balcony, Deck, Patio, Porch, Screened Deck, Storms/Screens
  • Foundation Details: Concrete Perimeter
  • List Price: 599000
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Other,Fiber Cement

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Concrete
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 184
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Heritage Harbor Ottawa
  • Management Contact Name: Heritage Harbor Ottawa
  • Management Phone: 815-433-5000
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Pool, Scavenger

Schools

  • High School: Ottawa Township High School
  • Middle/Junior School District: 230

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 47 X 92 X 52 X 92
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 15185
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 21, 2024
Closed on
May 17, 2024
Sold by
Camodeca Frank and Camodeca Dawn
Bought by
Cosgrove Jeffrey A and Jody M Cosgrove Family Trust
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Nicole Meyers
@properties Christie's International Real Estate
List Price
$599,000
Sold Price
$585,000
Premium/Discount to List
-$14,000
-2.34%
Views
32
Current Estimated Value
$617,711

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$32,711
Avg. Annual Appreciation
3.85%
Original Mortgage
$409,500
Outstanding Balance
$403,758
Interest Rate
6.88%
Mortgage Type
New Conventional
Estimated Equity
$213,953

Purchase Details

Listed on
Apr 23, 2021
Closed on
Jun 18, 2021
Sold by
Glunt L Layne L and Glunt Joan
Bought by
Camodeca Frank and Camodeca Dawn
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Tammy Barry
Homesmart Realty Group IL
Sold Price
$490,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.26%
Original Mortgage
$441,000
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 18, 2019
Closed on
Jun 7, 2019
Sold by
Bedeker Daniel and Bedeker Tracy
Bought by
Glunt L Layne and Glunt Joan
Seller's Agent
Tammy Barry
Homesmart Realty Group IL
Buyer's Agent
Tammy Barry
Homesmart Realty Group IL
List Price
$489,000
Sold Price
$477,000
Premium/Discount to List
-$12,000
-2.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.33%
Original Mortgage
$429,300
Interest Rate
4.2%
Mortgage Type
Construction

Purchase Details

Closed on
Jun 5, 2014
Sold by
Heritage Harbor Ottawa Resort
Bought by
Heritage Harbor Dev Llc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Cosgrove Jeffrey A $585,000 Wheatland Title Co
Camodeca Frank $490,000 None Available
Glunt L Layne $477,000 None Available
Heritage Harbor Dev Llc -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Cosgrove Jeffrey A $409,500
Previous Owner Camodeca Frank $441,000
Previous Owner Glunt L Layne $429,300
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
05/20/2024 05/20/24 Sold $585,000 -2.3% $305 / Sq Ft
04/07/2024 04/07/24 Pending -- -- --
03/21/2024 03/21/24 For Sale $599,000 +22.2% $312 / Sq Ft
06/18/2021 06/18/21 Sold $490,000 -5.6% $255 / Sq Ft View Prior Sale
05/14/2021 05/14/21 For Sale -- -- --
05/13/2021 05/13/21 Pending -- -- --
04/23/2021 04/23/21 For Sale $519,000 +8.8% $270 / Sq Ft
06/07/2019 06/07/19 Sold $477,000 -2.5% $211 / Sq Ft View Prior Sale
03/19/2019 03/19/19 Pending -- -- --
03/18/2019 03/18/19 For Sale $489,000 -- $216 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $16,151 $171,715 $42,987 $128,728
2023 $14,849 $154,559 $38,692 $115,867
2022 $15,184 $155,754 $36,474 $119,280
2021 $14,472 $146,689 $34,351 $112,338
2020 $13,826 $141,278 $33,084 $108,194
2019 $13,690 $138,576 $32,451 $106,125
2018 $13,197 $135,288 $31,681 $103,607
2017 $12,926 $132,078 $30,929 $101,149
2016 $3,036 $31,346 $31,346 $0
2015 $2,962 $31,020 $31,020 $0
2012 -- $158 $158 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12002837

Midwest Real Estate Data (MRED)

APN: 15-44-300045