140 Rock Ridge Ln Mount Holly, NC 28120
4
Beds
4
Baths
1,956
Sq Ft
$192/mo
HOA Fee
Highlights
- Open Floorplan
- Clubhouse
- Transitional Architecture
- South Point High School Rated A-
- Deck
- Community Pool
About This Home
As of June 2022Beautiful townhome in desirable Riverfront Community. Home features 4 bedrooms. Large bedroom/Bonus room on main level. Open floorpan on the main level is perfect for entertaining and accented by a large outdoor deck. Three additional bedrooms and 2 full baths on the upper level. Gas log fireplace in the Great room. Wood flooring throughout the main level. Granite counter tops, and stainless steel appliances, and decorative tile backsplash. HVAC is only a couple years old, this home is move in ready and shows like a model home. Community features marina, ship store, pool, tennis, playground, and clubhouse. Walking distance to the Marina and the local restaurant J Peter's. Located across the Catawba River is the US National Whitewater Center...
Last Agent to Sell the Property
Coldwell Banker Realty License #264614 Listed on: 04/29/2022
Townhouse Details
Home Type
- Townhome
Est. Annual Taxes
- $2,784
Year Built
- Built in 2002
HOA Fees
Home Design
- Transitional Architecture
- Slab Foundation
- Composition Roof
- Vinyl Siding
Interior Spaces
- Open Floorplan
- Ceiling Fan
- Great Room with Fireplace
- Vinyl Flooring
- Electric Dryer Hookup
Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 4 Bedrooms
- Walk-In Closet
Parking
- Attached Garage
- Garage Door Opener
Outdoor Features
- Deck
- Patio
Utilities
- Forced Air Zoned Heating System
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 184709
Community Details
Overview
- Bumgardner Assoc Mgmt Association, Phone Number (704) 829-7878
- Riverfront Townhomes Condos
- Riverfront Subdivision
- Mandatory home owners association
Amenities
- Clubhouse
Recreation
- Tennis Courts
- Recreation Facilities
- Community Playground
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 29, 2022
Closed on
Jun 8, 2022
Sold by
Delk Maekela R
Bought by
Morrison Wade E
Seller's Agent
Laurie Zdyb
Coldwell Banker Realty
Buyer's Agent
Shanley Graziano
Coldwell Banker Realty
List Price
$299,999
Sold Price
$304,000
Premium/Discount to List
$4,001
1.33%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.87%
Original Mortgage
$288,000
Outstanding Balance
$274,420
Interest Rate
5.1%
Mortgage Type
VA
Estimated Equity
$47,760
Purchase Details
Listed on
Jul 10, 2018
Closed on
Aug 15, 2018
Sold by
Cleary William and Cleary Holly
Bought by
Delk Maekela R
Seller's Agent
Rafik Missak
Real Estate Solutions, Inc
Buyer's Agent
Laurie Zdyb
Coldwell Banker Realty
List Price
$174,900
Sold Price
$177,400
Premium/Discount to List
$2,500
1.43%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
15.23%
Original Mortgage
$177,400
Interest Rate
5.75%
Mortgage Type
Adjustable Rate Mortgage/ARM
Purchase Details
Closed on
Nov 11, 2014
Sold by
Tourloukis Deborah A and Rash Eugene Ford
Bought by
Cleary William and Cleary Holly
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,200
Interest Rate
4.26%
Mortgage Type
New Conventional
Purchase Details
Closed on
Dec 10, 2009
Sold by
Bank Of America National Association
Bought by
Tourloukis Deborah A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$93,600
Interest Rate
5.01%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jul 29, 2009
Sold by
Montgomery Rachel
Bought by
Bank Of America National Association
Purchase Details
Closed on
Sep 19, 2006
Sold by
Hud
Bought by
Montgomery Rachel
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$99,800
Interest Rate
8.85%
Mortgage Type
Balloon
Purchase Details
Closed on
Apr 20, 2006
Sold by
Trager Kenneth C and Trager Glenda T
Bought by
Hud
Purchase Details
Closed on
Feb 27, 2002
Sold by
Westminster Homes Charlotte Inc
Bought by
Trager Kenneth C and Trager Glenda T
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$121,650
Interest Rate
6.81%
Mortgage Type
FHA
Purchase Details
Closed on
Feb 22, 2001
Sold by
Squires Enterprises Inc
Bought by
Westminster Homes Inc
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $304,000 | Mcnaught & Clements Pllc | |
| Warranty Deed | $177,500 | None Available | |
| Warranty Deed | $144,000 | None Available | |
| Special Warranty Deed | $117,500 | Investors Title | |
| Trustee Deed | $78,100 | None Available | |
| Deed | -- | None Available | |
| Trustee Deed | $126,433 | None Available | |
| Warranty Deed | $123,000 | -- | |
| Warranty Deed | $151,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $288,000 | VA | |
| Previous Owner | $177,400 | Adjustable Rate Mortgage/ARM | |
| Previous Owner | $115,200 | New Conventional | |
| Previous Owner | $108,000 | New Conventional | |
| Previous Owner | $93,600 | New Conventional | |
| Previous Owner | $99,800 | Balloon | |
| Previous Owner | $24,950 | Stand Alone Second | |
| Previous Owner | $121,691 | FHA | |
| Previous Owner | $121,650 | FHA |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/20/2025 07/20/25 | For Sale | $315,000 | +3.6% | $161 / Sq Ft |
| 06/08/2022 06/08/22 | Sold | $304,000 | +1.3% | $155 / Sq Ft |
| 05/04/2022 05/04/22 | Pending | -- | -- | -- |
| 04/29/2022 04/29/22 | For Sale | $299,999 | +69.1% | $153 / Sq Ft |
| 08/20/2018 08/20/18 | Sold | $177,400 | +1.4% | $92 / Sq Ft |
| 07/20/2018 07/20/18 | Pending | -- | -- | -- |
| 07/10/2018 07/10/18 | For Sale | $174,900 | -- | $91 / Sq Ft |
Source: Canopy MLS (Canopy Realtor® Association)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,784 | $277,290 | $19,000 | $258,290 |
| 2023 | $2,814 | $277,290 | $19,000 | $258,290 |
| 2022 | $2,188 | $168,980 | $11,500 | $157,480 |
| 2021 | $2,222 | $168,980 | $11,500 | $157,480 |
| 2019 | $2,239 | $168,980 | $11,500 | $157,480 |
| 2018 | $1,969 | $140,672 | $12,800 | $127,872 |
| 2017 | $1,969 | $140,672 | $12,800 | $127,872 |
| 2016 | $1,224 | $140,672 | $0 | $0 |
| 2014 | $1,257 | $144,492 | $16,000 | $128,492 |
Source: Public Records
Agents Affiliated with this Home
-
Laurie Zdyb
Seller's Agent in 2025
Laurie Zdyb
Coldwell Banker Realty
(704) 989-3469
186 Total Sales
-
Shanley Graziano
Seller Co-Listing Agent in 2025
Shanley Graziano
Coldwell Banker Realty
(315) 734-5899
149 Total Sales
-
Rafik Missak
R
Seller's Agent in 2018
Rafik Missak
Real Estate Solutions, Inc
(301) 661-4824
42 Total Sales
Map
Source: Canopy MLS (Canopy Realtor® Association)
MLS Number: 3852567
APN: 184709
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