1401 Central Row Rd Elsmere, KY 41018
3
Beds
2
Baths
957
Sq Ft
7,405
Sq Ft Lot
Highlights
- Deck
- Traditional Architecture
- No HOA
- Vaulted Ceiling
- Main Floor Primary Bedroom
- Neighborhood Views
About This Home
As of May 2025Stylish, Spacious & Move-In Ready in a Prime Location! Welcome to this beautifully updated 3-bedroom bi-level home that blends comfort, convenience, and style. From the moment you walk in, you'll love the upgraded vinyl plank flooring that flows seamlessly throughout both levels. The main living area features upgraded lighting and ceiling fans for a modern touch, while the kitchen comes equipped with a refrigerator that conveys with the sale, one less thing to think about on move-in day. Step outside to the walk-out deck and enjoy your morning coffee or host summer BBQs while overlooking your private, fully fenced yard with wooded views. Your own slice of peace and quiet! Both bathrooms have been tastefully modernized with solid surface countertops and sleek vanity storage, giving your daily routine a fresh, polished feel. And the location? Just minutes from Crestview Hills Town Center, shopping, dining, and entertainment! When can you move in?
Last Agent to Sell the Property
eXp Realty, LLC License #210274 Listed on: 04/17/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,729
Year Built
- Built in 2005
Lot Details
- 7,405 Sq Ft Lot
- Wood Fence
- Cleared Lot
Parking
- 1 Car Garage
- Front Facing Garage
- Garage Door Opener
- Driveway
Home Design
- Traditional Architecture
- Bi-Level Home
- Poured Concrete
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 957 Sq Ft Home
- Crown Molding
- Vaulted Ceiling
- Ceiling Fan
- Recessed Lighting
- Chandelier
- Fireplace
- Vinyl Clad Windows
- Insulated Windows
- Panel Doors
- Entryway
- Family Room
- Living Room
- Storage
- Neighborhood Views
Kitchen
- Eat-In Kitchen
- Electric Range
- Microwave
- Dishwasher
- Disposal
Flooring
- Carpet
- Concrete
- Tile
- Luxury Vinyl Tile
Bedrooms and Bathrooms
- 3 Bedrooms
- Primary Bedroom on Main
- En-Suite Bathroom
- Walk-In Closet
- 2 Full Bathrooms
- Bathtub with Shower
Laundry
- Laundry Room
- Laundry on lower level
- Washer and Electric Dryer Hookup
Finished Basement
- Basement Fills Entire Space Under The House
- Finished Basement Bathroom
- Basement Storage
Home Security
- Smart Thermostat
- Fire and Smoke Detector
Outdoor Features
- Deck
Schools
- Howell Elementary School
- Tichenor Middle School
- Lloyd High School
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Community Details
- No Home Owners Association
Listing and Financial Details
- Assessor Parcel Number 016-10-00-109.00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Apr 17, 2025
Closed on
May 21, 2025
Sold by
Murphy Madison Elizabeth and Baker Madison Elizabeth
Bought by
Mbengue Bathie
Seller's Agent
Janell Stuckwisch
eXp Realty, LLC
Buyer's Agent
Kathryn Hernandez
Pivot Realty Group
List Price
$250,000
Sold Price
$255,000
Premium/Discount to List
$5,000
2%
Views
58
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$5,979
Avg. Annual Appreciation
8.96%
Original Mortgage
$10,000
Outstanding Balance
$8,044
Interest Rate
6.62%
Mortgage Type
New Conventional
Estimated Equity
$252,935
Purchase Details
Closed on
Dec 2, 2019
Sold by
Schirmer Trevor and Schirmer Shelley
Bought by
Murphy Madison Elizabeth and Baker Alex Joseph
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$124,000
Interest Rate
3.6%
Mortgage Type
New Conventional
Purchase Details
Closed on
Mar 29, 2018
Sold by
Guenley William and Beumer Amy
Bought by
Schirmer Trevor and Schirmer Shelley
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,500
Interest Rate
4.4%
Mortgage Type
New Conventional
Purchase Details
Closed on
Nov 30, 2016
Sold by
Spencer Matthew and Walton Erin
Bought by
Guenley William and Beumer Amy
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$97,600
Interest Rate
3.54%
Mortgage Type
New Conventional
Purchase Details
Closed on
Aug 28, 2014
Sold by
Cimaglio Gerard
Bought by
Spencer Matthew and Walton Erin
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,017
Interest Rate
4.2%
Mortgage Type
FHA
Purchase Details
Closed on
Jun 18, 2014
Sold by
Grimes Tammy
Bought by
Cimagio Gerald
Purchase Details
Closed on
Jun 22, 2012
Sold by
Mason Kristen D
Bought by
Grimes Tammy and Cimaglio Gerard
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,017
Interest Rate
3.79%
Mortgage Type
FHA
Purchase Details
Closed on
May 28, 2010
Sold by
Mcalonan Robert J and Mcalonan Heather N
Bought by
Mason Kristen D
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$92,400
Interest Rate
5.03%
Mortgage Type
New Conventional
Purchase Details
Closed on
Apr 28, 2005
Sold by
Sallee Vernon and Sallee Nancy
Bought by
Mcalonan Robert J and Mcalonan Heather N
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$111,900
Interest Rate
4.8%
Mortgage Type
Purchase Money Mortgage
Purchase Details
Closed on
Aug 20, 2004
Sold by
Sallee Vernon and Sallee Nancy
Bought by
Sallee Frank and Sallee Cynthia
Purchase Details
Closed on
Nov 24, 2003
Sold by
Sallee Vernon and Sallee Nancy
Bought by
Sallee Vernon and Sallee Nancy
Purchase Details
Closed on
Aug 15, 2003
Sold by
Spegal Brenda B
Bought by
Sallee Vernon and Sallee Nancy
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $255,000 | None Listed On Document | |
| Deed | $155,000 | Kentucky Land Title Agency | |
| Warranty Deed | $138,000 | Northwest Title Family Of Co | |
| Warranty Deed | $122,000 | Prominent Title Agency Llc | |
| Deed | $103,900 | None Available | |
| Quit Claim Deed | -- | None Available | |
| Warranty Deed | $103,900 | Stewart Title Company | |
| Warranty Deed | $115,500 | Lawyers Title Of Cincinnati | |
| Warranty Deed | $117,900 | Advanced Land Title Agency L | |
| Interfamily Deed Transfer | -- | Community Title Inc | |
| Interfamily Deed Transfer | -- | -- | |
| Deed | $150,000 | Community Title Inc |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $10,000 | New Conventional | |
| Open | $247,350 | New Conventional | |
| Closed | $247,350 | New Conventional | |
| Closed | $10,000 | New Conventional | |
| Closed | $216,000 | Construction | |
| Previous Owner | $124,000 | New Conventional | |
| Previous Owner | $135,500 | New Conventional | |
| Previous Owner | $97,600 | New Conventional | |
| Previous Owner | $102,017 | FHA | |
| Previous Owner | $102,017 | FHA | |
| Previous Owner | $92,400 | New Conventional | |
| Previous Owner | $111,900 | Purchase Money Mortgage |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 05/21/2025 05/21/25 | Sold | $255,000 | +2.0% | $266 / Sq Ft |
| 04/21/2025 04/21/25 | Pending | -- | -- | -- |
| 04/17/2025 04/17/25 | For Sale | $250,000 | -- | $261 / Sq Ft |
Source: Northern Kentucky Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,729 | $177,800 | $20,000 | $157,800 |
| 2023 | $2,665 | $177,800 | $20,000 | $157,800 |
| 2022 | $2,575 | $155,000 | $20,000 | $135,000 |
| 2021 | $2,608 | $155,000 | $20,000 | $135,000 |
| 2020 | $2,593 | $155,000 | $20,000 | $135,000 |
| 2019 | $2,285 | $138,000 | $20,000 | $118,000 |
| 2018 | $2,071 | $122,000 | $20,000 | $102,000 |
| 2017 | $1,948 | $122,000 | $20,000 | $102,000 |
| 2015 | $1,958 | $103,900 | $20,000 | $83,900 |
| 2014 | $1,915 | $103,900 | $20,000 | $83,900 |
Source: Public Records
Agents Affiliated with this Home
-
Janell Stuckwisch
Seller's Agent in 2025
Janell Stuckwisch
eXp Realty, LLC
(859) 992-1602
2 in this area
279 Total Sales
-
Kathryn Hernandez
Buyer's Agent in 2025
Kathryn Hernandez
Pivot Realty Group
(859) 816-1774
2 in this area
26 Total Sales
Map
Source: Northern Kentucky Multiple Listing Service
MLS Number: 631628
APN: 016-10-00-109.00
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Listing information is deemed reliable, but not guaranteed.
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