$120,000
$10K PRICE DROP

1401 W Finley Ave Ottumwa, IA 52501

Estimated payment $819/month

Total Views 25,030
3 Beds
1 Bath
1,571 Sq Ft
$76 Price per Sq Ft

About This Home

Welcome to 1401 W Finley, a spacious 3-bedroom home situated on a large corner lot in a desired Southside neighborhoods. This property offers 1,571 square feet of livable space, a durable metal roof, and an oversized 2-car garage—perfect for extra storage, hobbies, or workshop needs. Enjoy the convenience of being within walking distance of Wildwood Park, and just minutes from grocery stores, retail, and dining. Another added bonus is the close proximity to Farney Elementary, Liberty Elementary, and Evans Middle School—making school drop-offs a breeze. Inside, the home is full of potential. Some finishing touches like paint and new floor coverings are still needed, but it’s priced accordingly—giving you the opportunity to make it your own and build equity. Don’t miss out on the potential this property has to offer. Schedule your showing today and bring your vision to life!

Listing Agent

Derek Gates

Ottumwa Realty License #*** Listed on: 07/25/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,216

Year Built

  • Built in 1900

Parking

  • 2

Additional Features

  • Partial Basement
  • Lot Dimensions are 100x100
  • Forced Air Heating System

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,216

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Single Family Residence
  • Year Built: 1900
  • Property Type: Residential
  • Co List Office Mls Id: NOC19073
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Basement: Partial
  • Full Bathrooms: 1
  • Total Bedrooms: 3

Exterior Features

  • Construction Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 2
  • Parking Features: Detached Garage

Utilities

  • Heating: Forced Air
  • Sewer: City Sewer/Connected
  • Cooling: Central Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Name: SEIA

Lot Info

  • Lot Dimensions: 100X100
  • Lot Size Units: Acres
  • Lot Size Sq Ft: 10019

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 2314

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,216 $112,400 $14,130 $98,270
2023 $1,936 $112,400 $14,130 $98,270
2022 $1,910 $89,870 $14,130 $75,740
2021 $2,122 $83,570 $14,130 $69,440
2020 $1,436 $75,330 $14,130 $61,200
2019 $1,478 $75,330 $0 $0
2018 $1,070 $75,330 $0 $0
2017 $1,204 $79,030 $0 $0
2016 $824 $66,966 $0 $0
2015 $826 $66,966 $0 $0
2014 $826 $66,966 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/28/2025 07/28/25 Price Changed $120,000 -7.7% $76 / Sq Ft
07/25/2025 07/25/25 For Sale $130,000 -- $83 / Sq Ft
Source: NoCoast MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Source: Public Records

About the Listing Agent

Derek Gates

Ottumwa Realty

(641) 552-0247

Section Image

#1 Reason to call me if you are buying or selling, I'm great to work with and I return phone calls!

With 18 years of banking experience, I transitioned successfully to a prominent role in real estate. Formerly a branch manager at US Bank and C1st Credit Union, and most recently the Vice President of Residential Mortgage at First State Bank, I offer extensive financial expertise to clients.

My professional journey showcases a strategic mindset, keen opportunities' sense, and

Derek's Other Listings

  • 1508 Hamilton St, Ottumwa, IA 52501

    $225,000

    • 4 Beds
    • 3 Baths
    • 2,284 Sq Ft
    • 1508 Hamilton St
    • Ottumwa, IA

    Experience timeless elegance in this 4-bedroom, 2.5-bath Southside home. Sophisticated architectural details, including colonnades, custom built-ins, and a fireplace centerpiece, create a refined living space. Recent updates include a new furnace, roof was also recently replaced. The kitchen is thoughtfully updated with convenience in mind. Outside, enjoy a fenced yard and both an attached 2-car

    Derek Gates Ottumwa Realty

    Section Image
  • 1522 Greenwood Dr, Ottumwa, IA 52501

    $120,000 Pending

    • 2 Beds
    • 1 Bath
    • 760 Sq Ft
    • 1522 Greenwood Dr
    • Ottumwa, IA

    Welcome to this adorable 2-bedroom, 1-bath home on Ottumwa’s Southside! Offering 760 sq ft of well-maintained living space, this property has been lovingly cared for by the same owner since 1978. The home features a recently updated kitchen with attractive countertops, a new roof, and a basement that has been professionally waterproofed—dry as a bone and ready for storage or future finishing.

    Derek Gates Ottumwa Realty

    Section Image
  • 1923 Richmond Ave, Ottumwa, IA 52501

    $129,000

    • 3 Beds
    • 1 Bath
    • 904 Sq Ft
    • 1923 Richmond Ave
    • Ottumwa, IA

    1923 Richmond Ave – Charming Home with Modern Upgrades & Great Location This inviting home offers a perfect mix of classic character and thoughtful updates. While the county assessor lists the property as a 3-bedroom, the current layout functions best as 2 bedrooms plus a flexible bonus room—perfect for an office, nursery, hobby room, or cozy sitting area. Inside, you’ll love the updated kitchen

    Derek Gates Ottumwa Realty

    Section Image
  • 1620 Mowrey Ave, Ottumwa, IA 52501

    $39,999 Pending

    • 2 Beds
    • 1 Bath
    • 1,058 Sq Ft
    • 1620 Mowrey Ave
    • Ottumwa, IA

    WHOA New Price! Calling all investors—this is the opportunity you've been waiting for! Check out the walkthrough video! (Video not available on some sites that start with zill and rhyme with willow). Situated on a generous corner lot with a large yard, 1620 Mowrey St is ready for someone with vision to bring it back to life. While the home does need significant repairs and updates, the potential

    Derek Gates Ottumwa Realty

    Section Image
  • 537 S Moore St, Ottumwa, IA 52501

    $49,999 Pending

    • 2 Beds
    • 1 Bath
    • 677 Sq Ft
    • 537 S Moore St
    • Ottumwa, IA

    Check out the walkthrough video! (Video not available on some sites that start with zill and rhyme with willow). Welcome to 537 S Moore St, a cozy 2-bedroom, 1-bath home brimming with potential and priced to move! With 677 square feet of smartly designed living space, this property is ideal for anyone seeking a low-maintenance home, a starter investment, or a renovation opportunity. Enjoy the

    Derek Gates Ottumwa Realty

    Section Image
  • 612 Clinton Ave, Ottumwa, IA 52501

    $75,000

    • 2 Beds
    • 1 Bath
    • 906 Sq Ft
    • 612 Clinton Ave
    • Ottumwa, IA

    Check out this 2-bedroom, 1-bath home conveniently located on the Southside of Ottumwa—close to Farney Elementary, Liberty, and Evans Middle School. With 906 sq ft, this property offers cozy living and plenty of potential to make it your own. Inside, you’ll find a nice size dining room, central air, and an enclosed porch that makes the perfect spot for morning coffee, plant space, or even a “kick

    Derek Gates Ottumwa Realty

    Section Image
  • 750 N Green St, Ottumwa, IA 52501

    $175,000

    • 4 Beds
    • 2 Baths
    • 2,316 Sq Ft
    • 750 N Green St
    • Ottumwa, IA

    Welcome to 750 N Green St – where space, character, and comfort collide! This beautifully spacious 4-bedroom, 2-bath home offers over 2,300 square feet of inviting living space designed for both entertaining and everyday life. From the moment you step inside, you’ll notice the warm charm of the fireplace centerpiece, perfect for cozy evenings or hosting guests in style. The expansive kitchen is

    Derek Gates Ottumwa Realty

    Section Image
  • 0 150th Unit 6314578, Ottumwa, IA 52501

    $274,500

    • Land
    • 14.86 Acres
    • $18,472 per Acre
    • 0 150th
    • Unit 6314578
    • Ottumwa, IA

    View a 3D aerial view under virtual tours. 14.86 tillable acres located between 150th and Highway 163 next to exit 42. Land carries CSR2 of 84.4. This location could also make for an excellent build site.

    Derek Gates Ottumwa Realty

    Section Image
  • 1110 Chester Ave, Ottumwa, IA 52501

    $233,000 Sold Aug 15, 2025

    • 3 Beds
    • 2 Baths
    • 1,576 Sq Ft
    • 1110 Chester Ave
    • Ottumwa, IA

    Photos are great but check out the walkthrough video! This beautifully cared-for 3-bedroom, 2-bath home offers a perfect balance of comfort, charm, and functionality. A spacious wraparound porch welcomes you and sets the tone for relaxed living—ideal for enjoying quiet mornings or entertaining guests. Inside, the open-concept kitchen and dining area seamlessly connect to a warm and inviting

    Derek Gates Ottumwa Realty

Source: NoCoast MLS

MLS Number: NOC6330172

NoCoast MLS

APN: 007417540103000