Seller's Agent in 2025
George Shanley
Coldwell Banker Real Estate Group
(815) 228-1859
311 in this area
471 Total Sales
1402 Champlain St Ottawa, IL 61350
2
Beds
1
Bath
--
Sq Ft
0.35
Acres
Highlights
- River Front
- Views
- Forced Air Heating System
- Ranch Style House
- Patio
- 4-minute walk to Recreation Office
About This Home
As of November 2025Two homes on one riverfront lot! A rare investment opportunity awaits with this unique property featuring two well-maintained 2-bedroom, 2-bathroom ranch homes on a riverfront lot. Ideal for investors, related living, or house hacking, both homes offer mirrored floor plans that include two bedrooms and shared full bathroom, a spacious living room, a kitchen with a walk-in pantry, and access to a full basement. Each basement is unfinished but provides excellent potential for storage, workshop, rec room, or future finishing, and includes a second bathroom and laundry area. Each home also includes its own detached one-car garage. Both homes are currently rented at $900 per month, with room for rent increases based on market potential. The property is conveniently located near downtown Ottawa's restaurants, shops, and amenities, with easy access to the interstate for commuters. Whether you're looking to expand your rental portfolio or live in one home while generating income from the other, this riverfront property is a smart, versatile investment with long-term upside.
Last Agent to Sell the Property
Coldwell Banker Real Estate Group License #475092481 Listed on: 10/14/2025
Property Details
Home Type
- Multi-Family
Est. Annual Taxes
- $4,988
Year Built
- Built in 1942
Lot Details
- 0.35 Acre Lot
- Lot Dimensions are 121x130
- River Front
Parking
- 2 Car Garage
- Driveway
- Off-Street Parking
- Parking Included in Price
Home Design
- Ranch Style House
- Block Foundation
- Asphalt Roof
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
- 1 Bathroom
Schools
- Ottawa Township High School
Utilities
- Forced Air Heating System
- Heating System Uses Natural Gas
Additional Features
- Basement Fills Entire Space Under The House
- Patio
- Property Views
Community Details
- 2 Units
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Oct 14, 2025
Closed on
Nov 26, 2025
Sold by
Walsh Mary E
Bought by
Lazcano Isidro
Seller's Agent
George Shanley
Coldwell Banker Real Estate Group
Buyer's Agent
Tammy Barry
Homesmart Realty Group IL
List Price
$226,900
Sold Price
$233,000
Premium/Discount to List
$6,100
2.69%
Views
43
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-98.46%
Original Mortgage
$174,750
Outstanding Balance
$174,750
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
-$7,869
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $233,000 | Wheatland Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $174,750 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 11/26/2025 11/26/25 | Sold | $233,000 | +2.7% | -- |
| 10/17/2025 10/17/25 | Pending | -- | -- | -- |
| 10/14/2025 10/14/25 | For Sale | $226,900 | -- | -- |
Source: Midwest Real Estate Data (MRED)
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,988 | $48,434 | $7,449 | $40,985 |
| 2023 | $4,566 | $43,349 | $6,667 | $36,682 |
| 2022 | $4,201 | $39,344 | $5,903 | $33,441 |
| 2021 | $3,965 | $36,877 | $5,533 | $31,344 |
| 2020 | $3,747 | $35,031 | $5,256 | $29,775 |
| 2019 | $3,836 | $34,673 | $5,202 | $29,471 |
| 2018 | $3,740 | $33,840 | $5,077 | $28,763 |
| 2017 | $3,612 | $32,803 | $4,921 | $27,882 |
| 2016 | $3,470 | $31,396 | $4,710 | $26,686 |
| 2015 | $3,298 | $29,949 | $4,493 | $25,456 |
| 2012 | -- | $32,741 | $4,913 | $27,828 |
Source: Public Records
Agents Affiliated with this Home
-
George Shanley
-
Tammy Barry
Buyer's Agent in 2025
Tammy Barry
Homesmart Realty Group IL
(815) 252-3113
195 in this area
355 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12494766
APN: 21-01-309000
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