$620,000
SOLD MAR 14, 2025
5 Beds
3.5 Baths
4,276 Sq Ft
0.35 Acres

Recently Sold

$145 Per Sq Ft

3% Above List Price

4 Days on Market

Highlights

  • Mature Trees
  • Deck
  • Cathedral Ceiling
  • Smoky Row Elementary School Rated A+
  • Traditional Architecture
  • Wood Flooring

About This Home

As of March 2025

Welcome Home to Saddle Creek! This stunning 5-bedroom, 3.5-bathroom home boasts a full finished basement, a 3-car side-load garage, and countless features to fall in love with! Step into the grand 2-story foyer with hardwood floors and an abundance of natural light. The main floor includes a versatile living room/den with French doors, a spacious dining room, and a cozy family room complete with a gas-log fireplace and picturesque views of the fenced backyard. The backyard features a wrought iron fence, large deck with a charming pergola-perfect for entertaining or relaxing. The kitchen is a chef's dream, featuring 42" cabinets with dentil crown molding, granite countertops, stainless steel appliances including 5-burner gas range with dual ovens, breakfast bar, pantry, workspace niche, under-cabinet lighting, subway tile backsplash, and hardwood floors. The kitchen sink window overlooks the backyard. A convenient first-floor laundry room and storage closet round out the main level. Upstairs, the primary bedroom is a retreat, showcasing a vaulted ceiling, fan light, walk-in closet, and en suite bathroom with a Jacuzzi tub, frameless dual-head shower, dual sinks, and granite countertops. All bedrooms feature ceiling fans, and the hall bath also includes dual granite sinks. The finished basement is a versatile space perfect for entertaining or relaxing, with daylight/egress windows, a mirrored fitness area, a craft room, a full bathroom, and ample storage. Roof replaced 3+/- yrs. and condensing unit 3 yrs new. Saddle Creek is a sought-after community with amenities such as a pool, tennis courts, and walking paths. Carmel Schools. Schedule your showing today-this home has it all!

Last Agent to Sell the Property

Judy Wothke

Epique Inc Brokerage Email: SOLD@TheWothkes.com License #RB14045888 Listed on: 01/23/2025

Co-Listed By

Tom Wothke

Epique Inc Brokerage Email: SOLD@TheWothkes.com License #RB14046112

Last Buyer's Agent

Mikal Berhe

United Real Estate Indpls License #RB14046307

United Real Estate Indpls

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,156

Year Built

  • Built in 1999

Lot Details

  • 0.35 Acre Lot
  • Sprinkler System
  • Mature Trees

HOA Fees

  • $70 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side or Rear Entrance to Parking
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Brick Exterior Construction
  • Cement Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 2-Story Property
  • Cathedral Ceiling
  • Paddle Fans
  • Gas Log Fireplace
  • Vinyl Clad Windows
  • Entrance Foyer
  • Family Room with Fireplace
  • Attic Access Panel
  • Laundry on main level

Kitchen

  • Breakfast Bar
  • Gas Oven
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Walk-In Closet

Finished Basement

  • Basement Fills Entire Space Under The House
  • 9 Foot Basement Ceiling Height
  • Sump Pump
  • Basement Storage
  • Basement Window Egress

Home Security

  • Security System Owned
  • Radon Detector

Outdoor Features

  • Deck
  • Covered Patio or Porch

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Association fees include home owners, insurance, maintenance, management, snow removal, tennis court(s), trash, walking trails
  • Association Phone (317) 843-2226
  • Saddle Creek Subdivision
  • Property managed by Centerpoint

Listing and Financial Details

  • Legal Lot and Block 100 / 4
  • Assessor Parcel Number 290921007001000018
  • Seller Concessions Not Offered

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,156

Year Built

Built in 1999

Lot Details

0

HOA Fees

$70 per month

Parking

3

Listing Details

  • Property Sub Type: Single Family Residence
  • Architectural Style: TraditonalAmerican
  • Property Type: Residential
  • New Construction: No
  • Tax Year: 2024
  • Year Built: 1999
  • Building Area Total: 4276
  • Co List Office Phone: 317-708-0883
  • Garage Y N: Yes
  • Lot Size Acres: 0.35
  • Subdivision Name: Saddle Creek
  • Inspection Warranties: Not Applicable
  • Transaction Type: Sale
  • Website: http://www.TheWothkes.com
  • Accessibility Features YN: No
  • Website: https://www.saddlecreekhoa.com
  • MBR_AttributionContact: SOLD@TheWothkes.com
  • Attribution Contact: SOLD@TheWothkes.com
  • Special Features: VirtualTour

Interior Features

  • Basement: Yes
  • Basement Type: Ceiling - 9+ feet, Egress Window(s), Finished, Full, Storage Space
  • Appliances: Dishwasher, Disposal, Microwave, Gas Oven, Refrigerator, Gas Water Heater, Water Softener Owned
  • Levels: Two
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 5
  • Below Grade Sq Ft: 1379
  • Fireplace Features: Family Room, Gas Log, Gas Starter
  • Fireplaces: 1
  • Interior Amenities: Attic Access, Breakfast Bar, Cathedral Ceiling(s), Entrance Foyer, Paddle Fan, Hardwood Floors, Hi-Speed Internet Availbl, Pantry, Walk-in Closet(s), Windows Vinyl
  • Living Area: 4276
  • Other Equipment: Radon System, Security Alarm Paid, Sump Pump
  • Spa Y N: No
  • Areas Interior: Living Room Formal,Utility Room
  • Eating Area: Breakfast Room,Formal Dining Room
  • Basement Full Bathrooms: 1
  • Main Level Full Bathrooms: 0
  • Main Level Sq Ft: 1379
  • Basement Half Bathrooms: 0
  • Main Half Bathrooms: 1
  • Kitchen Features: Kitchen Updated
  • Upper Level Sq Ft: 1518
  • ResoLivingAreaSource: Assessor
  • Rooms Basement: 2

Exterior Features

  • Construction Materials: Brick, Cement Siding
  • Exterior Features: Sprinkler System
  • Fencing: Fence Full Rear, Wrought Iron
  • Foundation Details: Concrete Perimeter
  • List Price: 599900
  • Patio And Porch Features: Covered Porch, Deck Main Level
  • Pool Private Y N: No
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 3
  • Parking Features: Attached, Concrete, Garage Door Opener, Side Load Garage
  • Garage Parking Other: Finished Garage,Keyless Entry
  • Garage Sq Ft: 651

Utilities

  • Utilities: Cable Connected
  • Cooling: Central Electric
  • Heating: Forced Air, Gas
  • Laundry Features: Main Level
  • Water Source: Municipal/City
  • Solid Waste: No

Condo/Co-op/Association

  • Association Amenities: Basketball Court, Maintenance Grounds, Management, Pool, Snow Removal, Tennis Court(s), Trash
  • Association Fee: 421
  • Association Fee Frequency: Semi-Annually
  • Association Phone: 317-843-2226
  • Association YN: Yes
  • Management Company Name: Centerpoint
  • H O A Disclosures: Covenants & Restrictions,Rules & Regulations

Fee Information

  • Association Fee Includes: Association Home Owners, Entrance Common, Insurance, Maintenance, Management, Snow Removal, Tennis Court(s), Trash, Walking Trails

Lot Info

  • Lot Features: Sidewalks, Mature Trees
  • Property Attached Yn: No
  • Additional Parcels: No
  • Horse Amenities: None
  • Lot Size Sq Ft: 15246
  • Parcel Number: 290921007001000018
  • Acres: 1/4-1/2 Acre
  • Price Acre: 1771429

Green Features

  • Green Certification Y N: No

Tax Info

  • Tax Annual Amount: 5156
  • Tax Block: 4
  • Tax Lot: 100
  • Semi Annual Property Tax Amt: 2578
  • Tax Exemption: Homestead Tax Exemption

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 23, 2025
Closed on
Mar 13, 2025
Sold by
Andrew M Grunwald Irrevocable Trust and Kellum Lisa K
Bought by
Tecle Kflmariam and Mengstu Smret Tekie
Seller's Agent
Judy Wothke
Epique Inc
Buyer's Agent
Mikal Berhe
United Real Estate Indpls
List Price
$599,900
Sold Price
$620,000
Premium/Discount to List
$20,100
3.35%
Views
53
Current Estimated Value
$626,760

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,760
Avg. Annual Appreciation
2.16%
Original Mortgage
$496,000
Outstanding Balance
$495,176
Interest Rate
6.95%
Mortgage Type
New Conventional
Estimated Equity
$130,809

Purchase Details

Closed on
Aug 21, 2020
Sold by
Grunwald Andrew Michael
Bought by
Kellum Lisa K and Grunwald Andrew M

Purchase Details

Listed on
May 19, 2017
Closed on
Jun 13, 2017
Sold by
Choi Peter Y and Jung Christine Y
Bought by
Grunwald Andrew Michael
Seller's Agent
Kristie Blankenhorn
F.C. Tucker Company
Buyer's Agent
Rachel Rose
List Price
$384,900
Sold Price
$380,000
Premium/Discount to List
-$4,900
-1.27%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.27%
Original Mortgage
$380,000
Interest Rate
4.02%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Apr 1, 2015
Closed on
May 8, 2015
Sold by
Ruth Bryce Clinton
Bought by
Choi Peter Y and Jung Christine Y
Seller's Agent
Sylvia Nagy
Berkshire Hathaway Home
Buyer's Agent
Kristie Blankenhorn
F.C. Tucker Company
List Price
$368,000
Sold Price
$368,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.54%
Original Mortgage
$368,000
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM

Purchase Details

Closed on
Apr 30, 2012
Sold by
Fisher Thomas L and Fisher Christine
Bought by
Ruth Bryee Clinton

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$242,800
Interest Rate
3.38%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 30, 2009
Sold by
Fisher Thomas L
Bought by
Fisher Thomas L and Fisher Christine

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$255,400
Interest Rate
5.08%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 2, 2007
Sold by
Denny Carl P and Denny Julyan
Bought by
Fisher Thomas L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$228,000
Interest Rate
6.72%
Mortgage Type
Purchase Money Mortgage
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $620,000 Chicago Title
Interfamily Deed Transfer -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Warranty Deed -- None Available
Interfamily Deed Transfer -- Investors Titlecorp
Warranty Deed -- Stewart Title Guaranty Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $496,000 New Conventional
Previous Owner $269,000 New Conventional
Previous Owner $380,000 Purchase Money Mortgage
Previous Owner $368,000 Adjustable Rate Mortgage/ARM
Previous Owner $242,800 New Conventional
Previous Owner $255,400 New Conventional
Previous Owner $28,215 Stand Alone Second
Previous Owner $228,000 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $620,000 +3.4% $145 / Sq Ft
01/27/2025 01/27/25 Pending -- -- --
01/23/2025 01/23/25 For Sale $599,900 +57.9% $140 / Sq Ft
06/13/2017 06/13/17 Sold $380,000 -1.3% $89 / Sq Ft
05/20/2017 05/20/17 Pending -- -- --
05/19/2017 05/19/17 For Sale $384,900 +4.6% $90 / Sq Ft
05/08/2015 05/08/15 Sold $368,000 0.0% $86 / Sq Ft
04/03/2015 04/03/15 Pending -- -- --
04/03/2015 04/03/15 For Sale $368,000 0.0% $86 / Sq Ft
04/01/2015 04/01/15 For Sale $368,000 +21.3% $86 / Sq Ft
12/06/2012 12/06/12 Sold $303,500 0.0% $71 / Sq Ft
10/26/2012 10/26/12 Pending -- -- --
07/23/2012 07/23/12 For Sale $303,500 -- $71 / Sq Ft
Source: MIBOR Broker Listing Cooperative®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,090 $564,300 $149,800 $414,500
2023 $5,155 $468,800 $97,000 $371,800
2022 $5,110 $448,700 $97,000 $351,700
2021 $4,005 $350,100 $97,000 $253,100
2020 $3,926 $343,200 $97,000 $246,200
2019 $3,970 $347,000 $64,300 $282,700
2018 $3,942 $350,400 $64,300 $286,100
2017 $3,710 $329,900 $64,300 $265,600
2016 $3,725 $336,200 $64,300 $271,900
2014 $3,259 $305,800 $62,800 $243,000
2013 $3,259 $308,600 $62,800 $245,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIBOR Broker Listing Cooperative®

MLS Number: 22018900

MIBOR Broker Listing Cooperative®

APN: 29-09-21-007-001.000-018