4
Beds
2.5
Baths
2,700
Sq Ft
1.24
Acres
Highlights
- Wine Cellar
- Solar Power System
- Deck
- Valhalla High Rated A
- Panoramic View
- Bonus Room
About This Home
As of August 2025This is not just a home—it’s a financial win, priced at $999,900 to draw attention and designed to deliver over $150,000 in long-term value through energy savings and recent improvements. A 2/1 rate buydown or closing cost credit may be available with an acceptable offer. Depending on loan structure and down payment, the rate buydown could save the buyer between $24,000 and $27,000 in interest payments over the first two years. Terms are negotiable based on offer structure. The fully owned 7.67 kW solar system, installed in 2021, offers estimated utility savings of $4,500 to $6,000 per year. These are built-in monthly savings from day one—no lease, no additional cost. More than $120,000 in major upgrades have already been completed, including: Roof and solar installation in 2021 at a cost of $60,221; Fire-hardened siding and exterior improvements in 2022, totaling $35,000; Retaining wall rebuilt in 2021 for approximately $12,000; New HVAC system installed in 2022, including heat pump, A/C unit, and all new ductwork, valued at $14,900. These improvements are structural, energy-efficient, and designed to reduce long-term costs and future maintenance. The home offers privacy, natural views, and a flexible layout ideal for multigenerational living or work-from-home setups. Located minutes from Steele Canyon Golf Club, Jamul Casino, hiking trails, and equestrian-friendly terrain, this property offers the best of rural peace with quick access to modern amenities. No HOA. No Mello-Roos. Major systems are done. Utilities are low. Value is built in.
Last Agent to Sell the Property
HomeSmart Realty West License #01476958 Listed on: 06/18/2025
Last Buyer's Agent
Mike Aqrawi
San Diego Homes Realty License #02095502
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $9,873
Year Built
- Built in 1980
Lot Details
- 1.24 Acre Lot
- Partially Fenced Property
- Gentle Sloping Lot
Parking
- 2 Car Attached Garage
- Driveway
Property Views
- Panoramic
- Mountain
Home Design
- Composition Roof
- HardiePlank Type
Interior Spaces
- 2,700 Sq Ft Home
- 1-Story Property
- Entryway
- Wine Cellar
- Living Room with Fireplace
- Dining Area
- Home Office
- Bonus Room
- Laundry Room
Kitchen
- Stove
- Microwave
- Freezer
- Dishwasher
Bedrooms and Bathrooms
- 4 Bedrooms
Eco-Friendly Details
- Solar Power System
Outdoor Features
- Deck
- Wood Patio
- Wrap Around Porch
Utilities
- Separate Water Meter
- Septic System
Listing and Financial Details
- Assessor Parcel Number 596-090-24-00
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 15, 2020
Closed on
Nov 25, 2020
Sold by
Baker David L and Baker Tracy B
Bought by
Deoliveira An A and Deoliveira Kathryn A
Seller's Agent
Tracy Baker
Coldwell Banker West
Buyer's Agent
Jesse Morrison
HomeSmart Realty West
List Price
$775,000
Sold Price
$770,000
Premium/Discount to List
-$5,000
-0.65%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.05%
Original Mortgage
$616,000
Outstanding Balance
$549,685
Interest Rate
2.7%
Mortgage Type
New Conventional
Estimated Equity
$418,229
Purchase Details
Closed on
Jun 14, 2019
Sold by
Baker David L and Baker Tracy B
Bought by
Baker David L and Baker Tracy B
Purchase Details
Closed on
Jan 26, 2000
Sold by
Welsh Sharron F
Bought by
Baker David L and Baker Tracy B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,750
Interest Rate
8.12%
Purchase Details
Closed on
Sep 1, 1988
Similar Homes in Jamul, CA
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The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Grant Deed | $770,000 | Ticor Title | |
| Interfamily Deed Transfer | -- | None Available | |
| Interfamily Deed Transfer | -- | None Available | |
| Grant Deed | $312,000 | Fidelity National Title | |
| Deed | $265,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $616,000 | New Conventional | |
| Previous Owner | $483,000 | New Conventional | |
| Previous Owner | $250,000 | Credit Line Revolving | |
| Previous Owner | $426,000 | Unknown | |
| Previous Owner | $150,000 | Credit Line Revolving | |
| Previous Owner | $75,500 | Credit Line Revolving | |
| Previous Owner | $284,500 | Unknown | |
| Previous Owner | $50,000 | Credit Line Revolving | |
| Previous Owner | $40,000 | Credit Line Revolving | |
| Previous Owner | $280,750 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 08/11/2025 08/11/25 | Sold | $900,000 | -10.0% | $333 / Sq Ft |
| 07/25/2025 07/25/25 | Pending | -- | -- | -- |
| 07/18/2025 07/18/25 | Price Changed | $999,900 | +5.9% | $370 / Sq Ft |
| 06/27/2025 06/27/25 | Price Changed | $944,000 | +0.1% | $350 / Sq Ft |
| 06/18/2025 06/18/25 | For Sale | $943,000 | +22.5% | $349 / Sq Ft |
| 12/16/2020 12/16/20 | Sold | $770,000 | -0.6% | $285 / Sq Ft |
| 11/17/2020 11/17/20 | Pending | -- | -- | -- |
| 11/15/2020 11/15/20 | For Sale | $775,000 | -- | $287 / Sq Ft |
Source: San Diego MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $9,873 | $833,468 | $285,080 | $548,388 |
| 2024 | $9,873 | $817,127 | $279,491 | $537,636 |
| 2023 | $9,691 | $801,106 | $274,011 | $527,095 |
| 2022 | $9,459 | $785,399 | $268,639 | $516,760 |
| 2021 | $9,262 | $770,000 | $263,372 | $506,628 |
| 2020 | $5,375 | $438,459 | $149,971 | $288,488 |
| 2019 | $5,329 | $429,863 | $147,031 | $282,832 |
| 2018 | $5,236 | $421,436 | $144,149 | $277,287 |
| 2017 | $790 | $413,173 | $141,323 | $271,850 |
| 2016 | $5,029 | $405,072 | $138,552 | $266,520 |
| 2015 | $4,976 | $398,988 | $136,471 | $262,517 |
| 2014 | $4,782 | $391,173 | $133,798 | $257,375 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2025
Jesse Morrison
HomeSmart Realty West
(619) 312-5996
2 in this area
80 Total Sales
-
Seller Co-Listing Agent in 2025
Zachary Plumb
HomeSmart Realty West
(619) 438-5585
1 in this area
165 Total Sales
-
M
Buyer's Agent in 2025
Mike Aqrawi
San Diego Homes Realty
-
Seller's Agent in 2020
Tracy Baker
Coldwell Banker West
(619) 507-4230
1 in this area
36 Total Sales
Map
Source: San Diego MLS
MLS Number: 250030932
APN: 596-090-24
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