K
Seller's Agent in 2026
Krystel Ellingham
Plantation Realty, Inc.
(352) 436-7463
2 in this area
123 Total Sales
1404 N Ridge Meadow Path Hernando, FL 34442
4
Beds
4.5
Baths
4,231
Sq Ft
0.28
Acres
Highlights
- Solar Heated Lap Pool
- Gated Community
- Attic
- Sauna
- Mediterranean Architecture
- Stone Countertops
About This Home
As of January 2026Come home for the holidays in the prestigious, gated community of Terra Vista. This former builder’s model home in Bellamy Ridge showcases 4,231 sq ft of refined living space with 4 bedrooms, 4.5 baths, and stunning hand-crafted murals and custom textures throughout. Designed for luxury and comfort, the home features an in-law suite, an extended primary suite with large closets and an extended bath area including a fireplace, sauna and steam bath, tiled floors throughout the home, a courtyard, travertine pavers, exotic granite, and designer window treatments. The chef’s kitchen offers beautiful Bentley maple cabinetry, a gas cooktop and Tuscan-style vent hood, new microwave/oven combo (2023) and new refrigerator (2021), while soaring 12-ft tray ceilings add elegance in every direction. The outdoor space is exceptional with a solar heated saltwater lap pool on an expansive lanai that includes an outdoor kitchen and fireplace. Lush, updated landscaping includes a pleasant variety of fruit trees: apple, avocado, Meyer lemon, grapefruit, orange, banana, and nectarine. Escape to pure peace and serenity. The property includes a 2-car garage with epoxy floors and storage cabinetry, two AC systems (2015 & 2018), whole-house water filtration (2023), tinted windows (2024), and a whole-house generator with upgraded panel (2024). Located on a beautifully maintained .28-acre lot, this home exemplifies quality, craftsmanship, and the Terra Vista lifestyle. Residents enjoy world-class community amenities, including a spa, fitness center, indoor and outdoor pools, indoor hot tub, on-site dining, shopping, and more.
Contact us for your private showing! Your new home awaits just in time for the holiday season.
Last Agent to Sell the Property
Plantation Realty, Inc. License #3544926 Listed on: 11/18/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $11,702
Year Built
- Built in 2007
Lot Details
- 0.28 Acre Lot
- Property fronts a county road
- Cleared Lot
- Property is zoned PDR
HOA Fees
- $24 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Driveway
Home Design
- Mediterranean Architecture
- Block Foundation
- Tile Roof
- Stucco
Interior Spaces
- 4,231 Sq Ft Home
- 1-Story Property
- Bar Fridge
- Tray Ceiling
- Fireplace
- Drapes & Rods
- Blinds
- Sauna
- Pull Down Stairs to Attic
- Home Security System
Kitchen
- Eat-In Kitchen
- Built-In Oven
- Gas Cooktop
- Built-In Microwave
- Stone Countertops
Flooring
- Carpet
- Travertine
Bedrooms and Bathrooms
- 4 Bedrooms
- Split Bedroom Floorplan
- Walk-In Closet
- Dual Sinks
- Bathtub with Shower
- Garden Bath
- Separate Shower
Pool
- Solar Heated Lap Pool
- Solar Heated In Ground Pool
- Saltwater Pool
- In Ground Spa
Outdoor Features
- Courtyard
- Rain Gutters
Schools
- Forest Ridge Elementary School
- Lecanto Middle School
- Lecanto High School
Utilities
- Central Heating and Cooling System
- Water Purifier is Owned
Community Details
Overview
- Association fees include cable TV, high speed internet, legal/accounting, ground maintenance, reserve fund, road maintenance, sprinkler, security
- Amherst Village / Bellamy Poa
- Terra Vista Poa & Spectrum Association
- Citrus Hills Terra Vista Bellamy Ridge Subdivision
- Greenbelt
Security
- Gated Community
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Nov 18, 2025
Closed on
Jan 15, 2026
Sold by
Searcy Lee Franklin and Searcy Kathy Dawn
Bought by
Victoria L Phillips Trust and Phillips
Seller's Agent
Krystel Ellingham
Plantation Realty, Inc.
Buyer's Agent
Krystel Ellingham
Plantation Realty, Inc.
List Price
$1,200,000
Sold Price
$1,135,000
Premium/Discount to List
-$65,000
-5.42%
Views
35
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-75.95%
Original Mortgage
$744,000
Outstanding Balance
$744,000
Interest Rate
5.54%
Mortgage Type
New Conventional
Estimated Equity
$297,976
Purchase Details
Closed on
Jan 21, 2025
Sold by
Searcy Lee Franklin and Searcy Kathy Dawn
Bought by
Searcy Family Trust and Searcy
Purchase Details
Listed on
Oct 26, 2021
Closed on
Apr 27, 2022
Sold by
Hanner Charles E and Hanner Theresa R
Bought by
Searcy Lee Franklin and Searcy Kathy B
Seller's Agent
Maria Fleming
REALTRUST REALTY
Buyer's Agent
Lake Sumter Member
Realtor Association of Lake Sumter Member
List Price
$975,000
Sold Price
$935,000
Premium/Discount to List
-$40,000
-4.1%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.90%
Original Mortgage
$505,000
Interest Rate
4.16%
Mortgage Type
New Conventional
Purchase Details
Closed on
Oct 28, 2010
Sold by
Hampton Hills
Bought by
Hanner Charles E and Hanner Theresa R
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$798,045
Interest Rate
4.37%
Mortgage Type
Seller Take Back
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $1,135,000 | Clever Title Florida | |
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $100 | None Listed On Document | |
| Warranty Deed | $935,000 | New Title Company Name | |
| Warranty Deed | $890,000 | Manatee Title Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $744,000 | New Conventional | |
| Previous Owner | $505,000 | New Conventional | |
| Previous Owner | $798,045 | Seller Take Back |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 01/15/2026 01/15/26 | Sold | $1,135,000 | -5.4% | $268 / Sq Ft | |
| 11/28/2025 11/28/25 | Pending | -- | -- | -- | |
| 11/18/2025 11/18/25 | For Sale | $1,200,000 | +28.3% | $284 / Sq Ft | |
| 06/23/2022 06/23/22 | Off Market | $935,000 | -- | -- | |
| 04/27/2022 04/27/22 | Sold | $935,000 | -4.1% | $221 / Sq Ft | View Prior Sale |
| 03/14/2022 03/14/22 | Pending | -- | -- | -- | |
| 10/26/2021 10/26/21 | For Sale | $975,000 | -- | $230 / Sq Ft |
Source: REALTORS® Association of Citrus County
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $11,702 | $843,273 | -- | -- |
| 2024 | $11,563 | $819,507 | $57,370 | $762,137 |
| 2023 | $11,563 | $802,656 | $57,370 | $745,286 |
| 2022 | $7,467 | $547,241 | $0 | $0 |
| 2021 | $7,166 | $531,302 | $0 | $0 |
| 2020 | $7,141 | $586,480 | $57,370 | $529,110 |
| 2019 | $7,071 | $572,910 | $57,370 | $515,540 |
| 2018 | $7,064 | $579,451 | $57,370 | $522,081 |
| 2017 | $7,065 | $492,298 | $82,000 | $410,298 |
| 2016 | $7,182 | $482,172 | $82,000 | $400,172 |
| 2015 | $7,308 | $478,820 | $82,000 | $396,820 |
| 2014 | $7,494 | $475,020 | $90,097 | $384,923 |
Source: Public Records
Agents Affiliated with this Home
-
Krystel Ellingham
-
Melissa Champlin
M
Seller Co-Listing Agent in 2026
Melissa Champlin
Plantation Realty, Inc.
(352) 422-7550
3 in this area
104 Total Sales
-
Maria Fleming
Seller's Agent in 2022
Maria Fleming
REALTRUST REALTY
(352) 422-1976
61 in this area
92 Total Sales
-
Susan Grow-Mullen
Seller Co-Listing Agent in 2022
Susan Grow-Mullen
REALTRUST REALTY
(352) 422-2133
51 in this area
79 Total Sales
-
L
Buyer's Agent in 2022
Lake Sumter Member
Realtor Association of Lake Sumter Member
Map
Source: REALTORS® Association of Citrus County
MLS Number: 850060
APN: 18E-18S-25-0260-00000-1220
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Information is deemed reliable but not guaranteed.
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