NOT LISTED FOR SALE

1405 N Central Ave Duluth, MN 55807

Cody Neighborhood

Estimated Value: $230,000 - $257,000

4 Beds
2 Baths
1,392 Sq Ft
$172/Sq Ft Est. Value

Last Sold June 03, 2022

Last sale price $155,000 $111 Per Sq Ft

Est. 54% increase in value since last sale

Current estimated payment $1,416/month

7 Days on Market

Highlights

  • Deck
  • No HOA
  • Bungalow
  • Main Floor Primary Bedroom
  • Living Room
  • Bathroom on Main Level

About This Home

As of June 2022

This home was just renovated in 2022 with the following updates: new gas service to the property with new high efficiency gas furnace; 2 new full bathrooms; refinished hardwood floors; new power-vented gas water heater; new paint throughout, new interior doors, new flooring in kitchen & bathrooms, new dishwasher. Home has 2022 appraised market value of $195,000, but is being sold $40,000 below market value to income qualified buyers. Home must be owner-occupied and buyer’s gross household annual income cannot exceed the following (household size in parenthesis): $42,750 (1); 48,850 (2); $54,950 (3); $61,050 (4); $65,950 (5); $70,850 (6).

Last Agent to Sell the Property

Jim Philbin

1 Roof Community Housing Listed on: 04/19/2022

Last Buyer's Agent

Culley Fairchild

RE/MAX Results

RE/MAX Results

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,917

Year Built

  • Built in 1919

Lot Details

  • 4,792 Sq Ft Lot
  • Lot Dimensions are 40 x 100
  • Land Lease of $34

Parking

  • No Garage

Home Design

  • Bungalow
  • Concrete Foundation
  • Wood Frame Construction
  • Metal Siding

Interior Spaces

  • 1,392 Sq Ft Home
  • 2-Story Property
  • Living Room
  • Washer and Dryer Hookup

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom on Main
  • Bathroom on Main Level
  • 2 Full Bathrooms

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House

Outdoor Features

  • Deck

Utilities

  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 010-4030-01430

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,917

Year Built

Built in 1919

Lot Details

0

Listing Details

  • Class: SINGLE FAMILY
  • Directions: On Central Ave, just above Highland Street
  • L O1 Office Phone1 Number: 218-727-5372
  • LotLeaseAmount: 34
  • List Price/ Sq Ft: 111.35
  • Property Sub-Type: SF/Detached
  • Tax Year: 2022
  • Lot Description Waterfront: No
  • Amenities Exterior: Deck
  • Mfg And Park Info Construction Type: Frame/Wood
  • FinFootageAboveGrade: 1392
  • Garage Type: None
  • Heat: Forced Air, Natural Gas
  • MainFloorBath: Yes
  • Bedroom 3: Bedroom
  • TotalBedrooms: 4
  • Year Built: 1919
  • Level 1 Bedroom: Main
  • RoomLevel3: Main
  • RoomLevel4: Main
  • RoomLevel5: Second Floor
  • RoomLevel6: Second Floor
  • Property Style: Bungalow
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Microwave, Refrigerator, Range/Stove
  • Basement Features: Unfinished, Walkout, Washer Hook-Ups, Dryer Hook-Ups
  • Basement Material: Concrete Block
  • Estimated Basement Sq Ft: 840
  • Basement Style: Full
  • Bathroom Description: Full Main Floor, Full Upper
  • Fireplace: No
  • Bedroom Features:Main Floor Bedroom: Yes
  • Bathroom 1: Living Room
  • Bathroom 2: Kitchen
  • Main Residence Features:Family Room4: Bedroom
  • Bedroom 5: Bedroom
  • Stories: 2 Story
  • Room 6: Bedroom
  • Total Bathrooms: 2
  • Total Fin Square Footage: 1392
  • Exercise Room Level2: Main

Exterior Features

  • Construction Status: Previously Owned
  • Exterior: Metal

Utilities

  • Power Company: Minnesota Power
  • Sewer: City
  • Water: City

Condo/Co-op/Association

  • Association Fee: No

Schools

  • School District: Duluth #709
  • Junior High Dist: Duluth #709

Lot Info

  • Geo Update Timestamp: 2022-04-19
  • Estimated Lot Dimensions: 40 X 100
  • Estimated Number of Acres: 0.11
  • Cultivated Acreage: LSAR
  • Geo Subdivision: MN
  • Parcel Number: 010-4030-01430

Rental Info

  • Lease Terms: Conventional

Tax Info

  • Tax Amount: 1917

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 19, 2022
Closed on
Jun 3, 2022
Sold by
One Roof Community Housing
Bought by
Lundgren Amanda
Seller's Agent
Jim Philbin
1 Roof Community Housing
Buyer's Agent
Culley Fairchild
RE/MAX Results
List Price
$155,000
Sold Price
$155,000
Current Estimated Value
$239,089

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$84,089
Avg. Annual Appreciation
13.81%
Original Mortgage
$154,575
Outstanding Balance
$146,872
Interest Rate
5.11%
Mortgage Type
New Conventional
Estimated Equity
$92,217

Purchase Details

Closed on
Jul 21, 2014
Sold by
Gargano Timothy J and Gargano Roseann M
Bought by
Gargano Stephen E M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$79,901
Interest Rate
4.19%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 6, 2013
Sold by
Gargano Stephanie M and Richison William F
Bought by
Gargano Timothy J

Purchase Details

Closed on
May 24, 2004
Sold by
Slowinski Traci E
Bought by
Northern Communities Land Trust

Purchase Details

Closed on
Aug 19, 2002
Sold by
Bankers Trust Company Of California Na
Bought by
Slowinski Traci E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$61,450
Interest Rate
4.75%
Mortgage Type
Construction
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lundgren Amanda $195,000 --
Gargano Stephen E M $79,900 Arrowhead Abstract
Gargano Timothy J $79,901 None Available
Northern Communities Land Trust $101,500 Arrowhead Abstract & Title C
Slowinski Traci E $59,900 Consolidated Title
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lundgren Amanda $154,575
Previous Owner Gargano Stephen E M $79,901
Previous Owner Slowinski Traci E $61,450
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
06/03/2022 06/03/22 Sold $155,000 0.0% $111 / Sq Ft
04/26/2022 04/26/22 Pending -- -- --
04/19/2022 04/19/22 For Sale $155,000 +11.5% $111 / Sq Ft
04/30/2021 04/30/21 Sold $139,000 0.0% $110 / Sq Ft View Prior Sale
03/14/2021 03/14/21 For Sale $139,000 -- $110 / Sq Ft
03/03/2021 03/03/21 Pending -- -- --
Source: Lake Superior Area REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,716 $190,800 $12,900 $177,900
2022 $1,942 $172,400 $12,600 $159,800
2021 $1,826 $138,800 $10,200 $128,600
2020 $1,764 $134,300 $9,900 $124,400
2019 $2,132 $128,600 $9,400 $119,200
2018 $1,460 $117,700 $9,400 $108,300
2017 $1,440 $82,100 $4,000 $78,100
2016 $1,380 $82,100 $4,000 $78,100
2015 $1,424 $52,200 $2,600 $49,600
2014 $1,424 $52,200 $2,600 $49,600
Source: Public Records

Agents Affiliated with this Home

  • J

    Seller's Agent in 2022

    Jim Philbin

    1 Roof Community Housing

    (218) 348-6258

    8 in this area

    99 Total Sales

    Jim Philbin
    Section Image

  • C

    Buyer's Agent in 2022

    Culley Fairchild

    RE/MAX

    (218) 343-3841

    5 in this area

    65 Total Sales

    Culley Fairchild
    Section Image
  • Tanya Templer

    Seller's Agent in 2021

    Tanya Templer

    Messina & Associates Real Estate

    (218) 269-9895

    6 in this area

    53 Total Sales

    Tanya Templer
    Section Image
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Map

Source: Lake Superior Area REALTORS®

MLS Number: 6102241

APN: 010403001430

Minnesota St Louis County Duluth 55807 Cody

1405 N Central Ave, Duluth, MN

This home is located at 1405 N Central Ave, Duluth, MN 55807 since 19 April 2022 and is currently estimated at $239,089, approximately $171 per square foot. This property was built in 1919. 1405 N Central Ave is a home located in St. Louis County with nearby schools including Laura MacArthur Elementary School, Lincoln Park Middle School, and Denfeld High School.

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