1409 W Highway 98 Unit 401 Mary Esther, FL 32569
Estimated payment $3,320/month
Highlights
- Views of a Sound
- Boat Dock
- Property fronts an intracoastal waterway
- Florosa Elementary School Rated 9+
- Beach
- Boat Lift
About This Home
Welcome to this dreamy waterfront escape nestled in the heart of Mary Esther! This top-floor condo offers stunning views of the Santa Rosa Sound, where sunsets paint the sky and dolphins occasionally wave hello. Step inside to find a bright, open-concept layout with breezy coastal vibes and plenty of natural light. Complete remodel in 2023. The kitchen sparkles with stainless steel appliances and granite countertops, perfect for whipping up beach-day snacks or hosting sunset dinners. The spacious living area flows seamlessly onto a private balcony. Unit comes with deeded boat slip and lift added in 2024. Just hop on your boat and go! Whether you're seeking a full-time haven, a vacation escape, or a smart investment, Unit 401 is ready to welcome you home with style, salt air, and charm
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,376
Year Built
- Built in 2000
Lot Details
- Property fronts an intracoastal waterway
- Home fronts a sound
HOA Fees
- $660 Monthly HOA Fees
Property Views
- Views of a Sound
- Intracoastal
- Gulf
Home Design
- Slab Foundation
- Metal Roof
- Vinyl Siding
- Piling Construction
Interior Spaces
- 1,292 Sq Ft Home
- 4-Story Property
- Ceiling Fan
- Double Pane Windows
- Living Room
- Storage Room
- Vinyl Flooring
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Cooktop with Range Hood
- Microwave
- Ice Maker
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
- Primary Bathroom includes a Walk-In Shower
Laundry
- Dryer
- Washer
Parking
- 1 Carport Space
- Guest Parking
Outdoor Features
- Deeded access to the beach
- Boat Lift
- Boat Slip
- Docks
- Balcony
- Rain Gutters
Schools
- Florosa Elementary School
- Bruner Middle School
- Fort Walton Beach High School
Utilities
- Cooling Available
- Air Source Heat Pump
- Electric Water Heater
- Phone Available
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 14-2S-25-1893-0000-0401
Community Details
Overview
- Association fees include accounting, ground keeping, insurance, recreational faclty, repairs/maintenance, trash
- 12 Buildings
- 12 Units
- Rum Island Condominium Subdivision
Amenities
- Community Storage Space
- Elevator
Recreation
- Boat Dock
- Beach
- Community Pool
- Fishing
Map
Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $3,275 | $300,000 | -- | $300,000 |
| 2023 | $3,275 | $300,000 | $0 | $300,000 |
| 2022 | $2,941 | $275,000 | $0 | $275,000 |
| 2021 | $2,498 | $205,000 | $0 | $205,000 |
| 2020 | $2,280 | $200,000 | $0 | $200,000 |
| 2019 | $2,008 | $173,000 | $0 | $173,000 |
| 2018 | $1,729 | $150,000 | $0 | $0 |
| 2017 | $1,622 | $138,000 | $0 | $0 |
| 2016 | $1,576 | $135,000 | $0 | $0 |
| 2015 | $1,735 | $144,000 | $0 | $0 |
| 2014 | $1,685 | $138,000 | $0 | $0 |
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 10/23/2025 10/23/25 | For Sale | $450,000 | +233.6% | $348 / Sq Ft | |
| 06/23/2019 06/23/19 | Off Market | $134,900 | -- | -- | |
| 06/15/2017 06/15/17 | Rented | $1,250 | 0.0% | -- | |
| 06/15/2017 06/15/17 | Under Contract | -- | -- | -- | |
| 05/16/2017 05/16/17 | For Rent | $1,250 | +13.6% | -- | |
| 06/08/2015 06/08/15 | Rented | $1,100 | 0.0% | -- | |
| 06/08/2015 06/08/15 | Under Contract | -- | -- | -- | |
| 03/04/2015 03/04/15 | For Rent | $1,100 | -99.2% | -- | |
| 03/25/2014 03/25/14 | Under Contract | -- | -- | -- | |
| 02/25/2014 02/25/14 | Sold | $134,900 | 0.0% | $104 / Sq Ft | View Prior Sale |
| 02/25/2014 02/25/14 | For Rent | $1,200 | 0.0% | -- | |
| 02/25/2014 02/25/14 | Rented | $1,200 | 0.0% | -- | |
| 12/12/2013 12/12/13 | Pending | -- | -- | -- | |
| 11/23/2013 11/23/13 | For Sale | $134,900 | -- | $104 / Sq Ft |
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $405,000 | Allure Title | |
| Special Warranty Deed | $134,900 | Attorney Title & Escrow Llc | |
| Special Warranty Deed | $209,714 | Shore To Shore Title Inc | |
| Warranty Deed | $164,800 | -- |
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $154,800 | No Value Available |
Source: Emerald Coast Association of REALTORS®
MLS Number: 988122
APN: 14-2S-25-1893-0000-0401
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