$1,145,000
SOLD AUG 15, 2025
5 Beds
3.5 Baths
2,830 Sq Ft
0.64 Acres

Recently Sold

$405 Per Sq Ft

5% Below List Price

28 Days on Market

Highlights

  • Private Waterfront
  • Docks
  • Fireplace in Primary Bedroom
  • Deeded Waterfront Access Rights
  • 0.64 Acre Lot
  • Deck

About This Home

As of August 2025

A rare 282-ft private waterfront retreat on the St. Joe River with direct dock access—just minutes from Lake Michigan. Positioned to capture water views from every room, this 5BR, 3.5BA home offers a light-filled, open floor plan with soaring ceilings, expansive windows, and a stunning living room fireplace. The eat-in kitchen is adjacent to the sunroom leading to huge deck! The private primary suite features river views, its own walk-in closet, jetted tub, walk-in shower, and custom finishes. Entertain from the sunroom off the spacious kitchen, unwind on the riverside deck, or explore the lush, landscaped grounds with mature trees. Includes a 3-car garage, first-floor laundry, bonus room, and whole-house generator. A truly one-of-a-kind setting in a highly sought-after location!

Last Agent to Sell the Property

Shannon Kutchek

Compass Michigan LLC License #6506048786 Listed on: 06/13/2025

Compass Michigan LLC

Last Buyer's Agent

Jill Golden

Realty Executives Instant Equity License #6501424803

Realty Executives Instant Equity

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $12,109

Year Built

  • Built in 1998

Lot Details

  • 0.64 Acre Lot
  • Lot Dimensions are 166x282x220
  • Private Waterfront
  • 281 Feet of Waterfront
  • Property fronts a private road
  • Cul-De-Sac
  • Shrub
  • Level Lot
  • Sprinkler System
  • Wooded Lot
  • Garden

HOA Fees

  • $83 Monthly HOA Fees

Parking

  • 3 Car Attached Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Traditional Architecture
  • Composition Roof
  • Aluminum Roof
  • Wood Siding

Interior Spaces

  • 2,830 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Log Fireplace
  • Insulated Windows
  • Window Treatments
  • Living Room with Fireplace
  • 2 Fireplaces
  • Dining Area
  • Sun or Florida Room
  • Water Views
  • Crawl Space

Kitchen

  • Eat-In Kitchen
  • Range
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Laminate
  • Ceramic Tile

Bedrooms and Bathrooms

  • 5 Bedrooms | 1 Main Level Bedroom
  • Fireplace in Primary Bedroom
  • Bathroom on Main Level

Laundry

  • Laundry on main level
  • Dryer
  • Washer

Accessible Home Design

  • Accessible Bedroom

Outdoor Features

  • Deeded Waterfront Access Rights
  • Docks
  • Deck
  • Porch

Utilities

  • Humidifier
  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Power Generator
  • Phone Available
  • Cable TV Available

Community Details

  • Built by Norman Zielke
  • Hidden Isle Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$12,109

Year Built

Built in 1998

Lot Details

0

HOA Fees

$83 per month

Parking

3

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: Traditional
  • Stories: 2
  • Year Built: 1998
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 166x282x220
  • General Property Info:Waterfront3: Yes
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 2830.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 12109.0
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Roofing:Composition: Yes
  • Heat Type:Forced Air: Yes
  • Air Conditioning:Central Air: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Landscape:ShrubsHedges: Yes
  • Heat Source:Natural Gas3: Yes
  • General Property Info:Total Fireplaces: 2.0
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Utilities Attached:Natural Gas: Yes
  • Sewer:Public: Yes
  • Water:Public2: Yes
  • Lot Description:Cul-De-Sac: Yes
  • Waterfront Options:Water Frontage3: 281.0
  • Windows:Insulated Windows: Yes
  • General Property Info:Fireplace: Yes
  • Utilities Attached:Telephone Line: Yes
  • Additional Items:Ceiling Fans: Yes
  • Additional Items:Window Treatments: Yes
  • Location Property Info:Subdivision2: Hidden Isle
  • Additional Items:Humidifier: Yes
  • Landscape:Underground Sprinkler: Yes
  • Substructure:Crawl Space: Yes
  • Landscape:Flower Garden: Yes
  • Additional Items:Generator: Yes
  • Roofing:Aluminum: Yes
  • General Property Info:SqFt Above Grade: 2830.0
  • Location Property Info:Builder Name: Norman Zielke
  • Laundry Features Main Level: Yes
  • General Property Info Garage YN: Yes
  • Architectural Style:Traditional: Yes
  • Flooring:Wood Floor: Yes
  • Flooring:Laminate Floor: Yes
  • Flooring:Ceramic Floor: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Humidifier, Dishwasher, Disposal, Dryer, Range, Refrigerator, Washer
  • Accessibility Features: Accessible Mn Flr Bedroom, Accessible Mn Flr Full Bath
  • Flooring: Ceramic Tile, Laminate, Wood
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Eat-in Kitchen, Pantry
  • Fireplace Features: Gas Log, Living Room, Primary Bedroom
  • Fireplace: Yes
  • Fireplaces: 2
  • Total Bedrooms: 5
  • Main Level Bedrooms: 1
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Basement: Crawl Space
  • LivingArea: 2830.0
  • Window Features: Insulated Windows, Window Treatments
  • General Property Info:Stories2: 2.0
  • Kitchen Features:Eating Area: Yes
  • Appliances Range: Yes
  • Kitchen Features Pantry: Yes
  • Fireplace:Gas Log: Yes
  • Fireplace:Living: Yes
  • Appliances Dishwasher: Yes
  • Kitchen Features:Snack Bar: Yes
  • Fireplace:Primary Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Bedroom: Yes
  • Accessibility Feat:Accessible Mn Flr Full Bath: Yes

Exterior Features

  • Builder Name: Norman Zielke
  • Construction Materials: Wood Siding
  • List Price: 1200000.0
  • Lot Features: Level, Wooded, Cul-De-Sac
  • Patio and Porch Features: 3 Season Room, Deck, Porch(es)
  • Road Frontage Type: Private Road
  • Road Surface Type: Paved
  • Roof: Aluminum, Composition
  • Water Body Name: St Joseph River
  • Waterfront Features: River
  • Waterfront: Yes
  • Access Feat:Accessibility Features2: Yes
  • Exterior Material:Wood Siding: Yes
  • Exterior Features 3 Season Room: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 3.0
  • Garage: Yes
  • Parking Features: Garage Faces Side, Garage Door Opener, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Side: Yes
  • General Property Info:Garage Spaces: 3.0

Utilities

  • Cooling: Central Air
  • Cooling: Yes
  • Electric: Generator
  • Heating: Forced Air
  • Heating: Yes
  • Laundry Features: Main Level
  • Sewer: Public
  • Utilities: Phone Connected, Natural Gas Connected, Cable Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 500.0
  • Association Fee Frequency: Semi-Annually
  • Association: Yes

Association/Amenities

  • Water Fea Amenities:All Sports: Yes
  • Association Info:Approx Assoc Fee2: 500.0
  • Water Fea Amenities:Private Frontage: Yes
  • Water Fea Amenities:Deeded Access: Yes
  • Association Info:Assoc Fee Payable: Semi-Annually
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Dock: Yes

Fee Information

  • Association Fee Includes: Other

Lot Info

  • Lot Size Acres: 0.64
  • Lot Size Area: 0.64
  • Lot Dimensions: 166x282x220
  • Lot Size Sq Ft: 27907.0

Tax Info

  • Tax Annual Amount: 12109.0
  • Tax Year: 2024

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 8, 2023
Closed on
Jul 20, 2023
Sold by
Thompson Dennis F and Thompson Paula J
Bought by
Feichtinger Jeffrey E
Seller's Agent
Mark Wortman
@properties Christie's International R.E.
Buyer's Agent
The Petzke Team
RE/MAX by the Lake
List Price
$823,000
Sold Price
$835,000
Premium/Discount to List
$12,000
1.46%
Views
59

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.39%
Original Mortgage
$668,000
Outstanding Balance
$643,813
Interest Rate
6.71%
Mortgage Type
New Conventional
Estimated Equity
$550,518

Purchase Details

Closed on
Nov 16, 2022
Sold by
Thompson Dennis F and Thompson Paula J
Bought by
Thompson Dennis F and Thompson Dennis F

Purchase Details

Listed on
Mar 1, 2016
Closed on
Jun 8, 2016
Sold by
Mckee Alan H and Mckee Patricia R
Bought by
Thompson Dennis F and Thompson Paula J
Seller's Agent
Anne Gain
@properties Christie's International R.E.
Buyer's Agent
Mark Wortman
@properties Christie's International R.E.
List Price
$499,900
Sold Price
$450,000
Premium/Discount to List
-$49,900
-9.98%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.15%

Purchase Details

Closed on
Apr 30, 1997
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $835,000 Chicago Title
Warranty Deed -- --
Warranty Deed $450,000 Attorney
Deed $85,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $668,000 New Conventional
Previous Owner $417,000 New Conventional
Previous Owner $70,000 Credit Line Revolving
Previous Owner $359,600 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/15/2025 08/15/25 Sold $1,145,000 -4.6% $405 / Sq Ft
06/13/2025 06/13/25 For Sale $1,200,000 +43.7% $424 / Sq Ft
07/17/2023 07/17/23 Sold $835,000 +1.5% $295 / Sq Ft
06/14/2023 06/14/23 Pending -- -- --
06/08/2023 06/08/23 For Sale $823,000 +82.9% $291 / Sq Ft
06/08/2016 06/08/16 Sold $450,000 -10.0% $159 / Sq Ft
06/03/2016 06/03/16 Pending -- -- --
03/01/2016 03/01/16 For Sale $499,900 -- $177 / Sq Ft
Source: Southwestern Michigan Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $12,109 $417,500 $0 $0
2024 $7,329 $434,300 $0 $0
2023 $5,025 $430,600 $0 $0
2022 $4,785 $286,900 $0 $0
2021 $7,660 $274,500 $53,900 $220,600
2020 $7,133 $269,400 $0 $0
2019 $6,807 $252,700 $53,900 $198,800
2018 $6,673 $252,700 $0 $0
2017 $6,599 $248,500 $0 $0
2016 $5,846 $241,900 $0 $0
2015 $5,832 $235,400 $0 $0
2014 $3,798 $228,800 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Southwestern Michigan Association of REALTORS®

MLS Number: 25028245

Southwestern Michigan Association of REALTORS®

APN: 11-18-3115-0016-00-1