1423 N 2nd St Saint Charles, MO 63301
Old Town Saint Charles NeighborhoodEstimated Value: $180,925
1
Bed
1.5
Baths
1,314
Sq Ft
$138/Sq Ft
Est. Value
Highlights
- Vaulted Ceiling
- Eat-In Kitchen
- Forced Air Heating and Cooling System
- Covered patio or porch
- Historic or Period Millwork
- 3-minute walk to Dusable Park
About This Home
As of September 2019Est. 1900: BACK ON MARKET because buyer couldn't get loan! NO RESIDENTIAL LOANS - buyer must be cash or preapproved for mixed use or investment loan. Investor opportunity in St. Charles City's Frenchtown business district. Frenchtown poised to increase in value with city's new revitalization focus for the neighborhood. 1st floor rented as art studio $600/mon, month to month with tenant who will sign a lease and stay but could also vacant. Building could bring in $1400 today, or $1500/month with limited updates. Mixed use, main floor is commercial, currently 3 room art studio with half bath plus room with water for future sink or laundry. 2nd floor 1 bedroom/1 bath apartment. Basement access from both units. Alley parking pad for 4, backyard shed for storage, covered front porch. Building next door just purchased - will be renovated into 6 rental units. Most of this lot is located in the 500 year flood plain but owner does not pay FEMA insur. SELLER TO MAKE NO REPAIRS, SELLING AS-IS.
Last Listed By
Karen Goodman
RedKey Realty Leaders License #2001027677 Listed on: 06/01/2019
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,524
Year Built
- Built in 1900
Lot Details
- 5,750 Sq Ft Lot
- Lot Dimensions are 38 x 151
- Partially Fenced Property
- Wood Fence
- Level Lot
- Historic Home
Home Design
- Frame Construction
Interior Spaces
- 1,314 Sq Ft Home
- 1.5-Story Property
- Historic or Period Millwork
- Vaulted Ceiling
- Combination Kitchen and Dining Room
- Laundry on main level
Kitchen
- Eat-In Kitchen
- Electric Oven or Range
Bedrooms and Bathrooms
- 1 Bedroom
- Primary Bathroom is a Full Bathroom
Unfinished Basement
- Basement Fills Entire Space Under The House
- Walk-Up Access
Parking
- Off-Street Parking
- Off Alley Parking
Outdoor Features
- Covered patio or porch
Schools
- Coverdell Elem. Elementary School
- Jefferson / Hardin Middle School
- St. Charles High School
Utilities
- Forced Air Heating and Cooling System
- Two Cooling Systems Mounted To A Wall/Window
- Heating System Uses Gas
- Gas Water Heater
Listing and Financial Details
- Assessor Parcel Number 6-006D-B056-00-0012.0000000
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jun 1, 2019
Closed on
Sep 6, 2019
Sold by
Bay Joseph W and Wright Jessie F
Bought by
Large Bird Properties Llc
Seller's Agent
Karen Goodman
RedKey Realty Leaders
Buyer's Agent
Default Zmember
Zdefault Office
List Price
$124,900
Sold Price
$121,000
Premium/Discount to List
-$3,900
-3.12%
Total Days on Market
61
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$59,925
Avg. Annual Appreciation
7.52%
Original Mortgage
$93,000
Outstanding Balance
$82,847
Interest Rate
3.7%
Mortgage Type
Future Advance Clause Open End Mortgage
Estimated Equity
$99,800
Purchase Details
Listed on
May 18, 2015
Closed on
Aug 13, 2015
Sold by
Richardson David F and Richardson Joanne C
Bought by
Bay Joseph W and Wright Jessie F
Seller's Agent
Angeles Jonske
Keller Williams Realty St. Louis
Buyer's Agent
Shannon Gabbert
Coldwell Banker Realty - Gundaker
List Price
$69,000
Sold Price
$58,500
Premium/Discount to List
-$10,500
-15.22%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.55%
Original Mortgage
$113,760
Interest Rate
4.75%
Mortgage Type
FHA
Purchase Details
Closed on
Mar 6, 2015
Sold by
Richardson David F
Bought by
Richardson Joanne C and Richardson David F
Purchase Details
Closed on
Aug 2, 2013
Sold by
Richardson Neil A
Bought by
Richardson David F
Purchase Details
Closed on
Aug 9, 2005
Sold by
Richardson Connie J
Bought by
Richardson Connie J and Richardson Trust
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Similar Homes in Saint Charles, MO
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Large Bird Properties Llc | -- | None Available | |
| Bay Joseph W | -- | Ust | |
| Richardson Joanne C | -- | None Available | |
| Richardson David F | -- | None Available | |
| Richardson David F | -- | None Available | |
| Richardson Connie J | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Large Bird Properties Llc | $93,000 | |
| Previous Owner | Bay Joseph W | $111,776 | |
| Previous Owner | Bay Joseph W | $113,760 | |
| Previous Owner | Richardson Connie J | $10,000 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 09/06/2019 09/06/19 | Sold | -- | -- | -- |
| 08/02/2019 08/02/19 | Pending | -- | -- | -- |
| 07/19/2019 07/19/19 | For Sale | $124,900 | 0.0% | $95 / Sq Ft |
| 06/24/2019 06/24/19 | Pending | -- | -- | -- |
| 06/01/2019 06/01/19 | For Sale | $124,900 | +81.0% | $95 / Sq Ft |
| 08/13/2015 08/13/15 | Sold | -- | -- | -- |
| 08/13/2015 08/13/15 | For Sale | $69,000 | -- | $53 / Sq Ft |
| 06/23/2015 06/23/15 | Pending | -- | -- | -- |
Source: MARIS MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2023 | $2,524 | $37,599 | $0 | $0 |
| 2022 | $2,285 | $31,813 | $0 | $0 |
| 2021 | $2,287 | $31,813 | $0 | $0 |
| 2020 | $1,952 | $26,200 | $0 | $0 |
| 2019 | $1,936 | $26,200 | $0 | $0 |
| 2018 | $1,758 | $22,722 | $0 | $0 |
| 2017 | $1,735 | $22,722 | $0 | $0 |
| 2016 | $1,650 | $20,858 | $0 | $0 |
| 2015 | $1,647 | $20,858 | $0 | $0 |
| 2014 | -- | $20,082 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Seller's Agent in 2019
Karen Goodman
RedKey Realty Leaders
-
Default Zmember
D
Buyer's Agent in 2019
Default Zmember
Zdefault Office
(314) 984-9111
39 in this area
7,628 Total Sales
-
Seller's Agent in 2015
Angeles Jonske
Keller Williams Realty St. Louis
-
Buyer's Agent in 2015
Shannon Gabbert
Coldwell Banker Realty - Gundaker
Map
Source: MARIS MLS
MLS Number: MAR19019695
APN: 6-006D-B056-00-0012.0000000
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