$217,000
SOLD AUG 1, 2025

1427 Elm St Chattanooga, TN 37415

2 Beds
1 Bath
882 Sq Ft
0.28 Acres

Recently Sold

$246 Per Sq Ft

8% Below List Price

26 Days on Market

Highlights

  • Deck
  • Wood Flooring
  • Covered Patio or Porch
  • Ranch Style House
  • No HOA
  • Breakfast Area or Nook

About This Home

As of August 2025

Charming Red Bank Cottage with Modern Updates!

Welcome to 1427 Elm St—a beautifully updated 2-bedroom, 1-bath home in the heart of Red Bank, TN. This move-in ready property features original hardwood floors, fresh interior paint, and a fenced-in yard perfect for pets or play.

The kitchen has been stylishly refreshed with a brand-new stove, microwave, dishwasher, tile flooring, updated cabinet hardware, a modern sink, and a sleek new faucet. Enjoy meals and entertaining in a space that feels brand new!

The bathroom offers fresh vinyl flooring, a new toilet, updated shower head and handles, plus a unique vent system over the shower with a built-in speaker—perfect for enjoying your favorite tunes while getting ready.

Additional highlights include an attached 1-car garage, new cordless blinds throughout (which remain with the home), and a spacious unfinished basement offering room for storage, hobbies, or future expansion.

Don't miss your chance to own this well-maintained gem in a convenient and desirable location. Schedule your showing today!

Last Agent to Sell the Property

Heidi Rau

Zach Taylor - Chattanooga License #337555 Listed on: 06/02/2025

Last Buyer's Agent

Michelle O'Neil

Keller Williams Realty License #326806

Keller Williams Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,378

Year Built

  • Built in 1950

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 80x153
  • Chain Link Fence
  • Garden

Parking

  • 1 Car Attached Garage
  • Driveway
  • Off-Street Parking

Home Design

  • Ranch Style House
  • Block Foundation
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 882 Sq Ft Home
  • Wired For Sound
  • Vinyl Clad Windows
  • Living Room
  • Laundry on main level
  • Unfinished Basement

Kitchen

  • Breakfast Area or Nook
  • Free-Standing Electric Oven
  • Microwave
  • Dishwasher

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Deck
  • Covered Patio or Porch
  • Rain Gutters

Schools

  • Dupont Elementary School
  • Hixson Middle School
  • Hixson High School

Utilities

  • Central Heating and Cooling System

Community Details

  • No Home Owners Association
  • Fairfax Hgts Subdivision

Listing and Financial Details

  • Assessor Parcel Number 118e B 019

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,378

Year Built

Built in 1950

Lot Details

0

Parking

1

Listing Details

  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Lot Size Acres: 0.28
  • Lot Size: 80X153
  • Subdivision Name: Fairfax Hgts
  • Directions: Hixson Pike to Access Rd. Right on Birmingham to Elm Street.
  • Above Grade Finished Sq Ft: 882.0
  • Architectural Style: Ranch
  • Carport Y N: No
  • Garage Yn: Yes
  • Unit Levels: One
  • Living Area: 882.0
  • New Construction: No
  • Structure Type: House
  • Year Built: 1950
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 118e B 019
  • Location Tax and Legal Elementary School: DuPont Elementary
  • Location Tax and Legal Middle Or Junior School2: Hixson Middle
  • Location Tax and Legal High School: Hixson High
  • Location Tax and Legal:Tax Annual Amount: 1377.6
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 882.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Acres: 0.28
  • General Property Information Lot Size Square Feet2: 12196.8
  • General Property Information Lot Size Dimensions: 80X153
  • General Property Information View YN2: No
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: Yes
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Flooring:Hardwood: Yes
  • Flooring:Tile: Yes
  • Roof:Shingle: Yes
  • Sewer:Public Sewer: Yes
  • Utilities:Electricity Connected: Yes
  • Utilities Water Connected: Yes
  • Room Types Bedroom Level: First
  • Foundation Details Block2: Yes
  • Levels:One: Yes
  • Room Types Living Room: Yes
  • Room Types Living Room Level: First
  • Patio And Porch Features Porch - Covered: Yes
  • Architectural Style Ranch: Yes
  • Laundry Features:Main Level: Yes
  • Interior Features Breakfast Nook: Yes
  • Structure Type:House: Yes
  • Fencing:Chain Link: Yes
  • Special Features: None

Interior Features

  • Appliances: Refrigerator, Microwave, Free-Standing Refrigerator, Free-Standing Electric Oven, Dishwasher
  • Has Basement: Unfinished
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Hardwood, Tile
  • Interior Amenities: Breakfast Nook, Wired for Sound
  • Window Features: Vinyl Frames
  • Basement:Unfinished: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Free-Standing Refrigerator: Yes
  • Appliances:Free-Standing Electric Oven: Yes
  • Interior Features:Wired for Sound: Yes

Exterior Features

  • Fencing: Chain Link
  • View: No
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Vinyl Siding
  • Exterior Features: Garden, Rain Gutters
  • Foundation Details: Block
  • Patio And Porch Features: Deck, Porch, Porch - Covered
  • Roof: Shingle
  • Construction Materials:Vinyl Siding: Yes
  • Patio And Porch Features:Deck: Yes
  • Patio and Porch Features:Porch: Yes
  • Window Features:Vinyl Frames: Yes
  • Exterior Features:Garden: Yes
  • Exterior Features:Rain Gutters: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.0
  • Parking Features: Driveway, Garage, Off Street
  • General Property Information:Garage YN: Yes
  • General Property Information:Attached Garage YN: Yes
  • General Property Information:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage: Yes
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Main Level
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Connected, Sewer Connected, Water Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: DuPont Elementary
  • High School: Hixson High
  • Middle Or Junior School: Hixson Middle

Lot Info

  • Lot Size Sq Ft: 12196.8
  • Additional Parcels: No
  • Parcel #: 118e B 019

Tax Info

  • Tax Annual Amount: 1377.6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 2, 2025
Closed on
Aug 1, 2025
Sold by
Martin Amanda M
Bought by
Kelley Victoria Grai
Seller's Agent
Heidi Rau
Zach Taylor - Chattanooga
Buyer's Agent
Michelle O'Neil
Keller Williams Realty
List Price
$235,000
Sold Price
$217,000
Premium/Discount to List
-$18,000
-7.66%
Views
64

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
516.67%
Original Mortgage
$184,450
Outstanding Balance
$184,450
Interest Rate
6.81%
Mortgage Type
New Conventional
Estimated Equity
$48,929

Purchase Details

Listed on
Apr 27, 2019
Closed on
May 22, 2019
Sold by
Chambers Wesley R and Chambers Gwyn H
Bought by
Martin Amanda M
Seller's Agent
Brandy Sams Coleman
Crye-Leike, REALTORS
Buyer's Agent
Heidi Rau
RE/MAX Ambassadors
List Price
$135,000
Sold Price
$140,000
Premium/Discount to List
$5,000
3.7%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.32%
Original Mortgage
$135,800
Interest Rate
4.1%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 27, 2007
Sold by
Guillot Sara E and Miller Sara E
Bought by
Chambers Wesley R and Chambers Gwyn H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$68,000
Interest Rate
6.21%
Mortgage Type
FHA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $140,000 Realty T&E Svcs Inc
Warranty Deed $85,000 Pioneer Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $135,800 New Conventional
Closed $4,200 Stand Alone Second
Previous Owner $68,000 FHA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/01/2025 08/01/25 Sold $217,000 -7.7% $246 / Sq Ft
06/28/2025 06/28/25 Pending -- -- --
06/02/2025 06/02/25 For Sale $235,000 +67.9% $266 / Sq Ft
05/22/2019 05/22/19 Sold $140,000 +3.7% $159 / Sq Ft
04/28/2019 04/28/19 Pending -- -- --
04/27/2019 04/27/19 For Sale $135,000 -- $153 / Sq Ft
Source: Greater Chattanooga REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $687 $30,700 $0 $0
2023 $687 $30,700 $0 $0
2022 $687 $30,700 $0 $0
2021 $687 $30,700 $0 $0
2020 $701 $25,350 $0 $0
2019 $701 $25,350 $0 $0
2018 $704 $25,350 $0 $0
2017 $701 $25,350 $0 $0
2016 $594 $0 $0 $0
2015 $1,205 $21,475 $0 $0
2014 $1,205 $0 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Heidi Rau

    Seller's Agent in 2025

    Heidi Rau

    Zach Taylor - Chattanooga

    (423) 987-8018

    3 in this area

    111 Total Sales

    Section Image
  • Michelle O'Neil

    Buyer's Agent in 2025

    Michelle O'Neil

    Keller Williams Realty

    (423) 718-5866

    1 in this area

    120 Total Sales

    Section Image

  • B

    Seller's Agent in 2019

    Brandy Sams Coleman

    Crye-Leike, REALTORS

  • H

    Buyer's Agent in 2019

    Heidi Foster

    Keller Williams Realty

See All Agents

Map

Source: Greater Chattanooga REALTORS®

MLS Number: 1513954

Greater Chattanooga REALTORS®

APN: 118E-B-019

Tennessee Hamilton County Chattanooga 37415

1427 Elm St, Chattanooga, TN

This home is located at 1427 Elm St, Chattanooga, TN 37415 and is currently priced at $217,000, approximately $246 per square foot. This property was built in 1950. 1427 Elm St is a home located in Hamilton County with nearby schools including DuPont Elementary School, Hixson Middle School, and Hixson High School.

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