NOT LISTED FOR SALE

1430 Railroad St Unit 2 Oceano, CA 93445

Oceano Neighborhood

Estimated Value: $434,000 - $495,000

2 Beds
2 Baths
865 Sq Ft
$175/mo HOA Fee

Last Sold October 29, 2021

Last sale price $411,000 $475 Per Sq Ft

Est. 14% increase in value since last sale

Current estimated payment $3,052/month

25 Days on Market

Highlights

  • Updated Kitchen
  • Granite Countertops
  • Family Room Off Kitchen
  • Arroyo Grande High School Rated A-
  • Open to Family Room
  • 1 Car Attached Garage

About This Home

As of October 2021

Affordable, cute, super clean beach condo in North Shore Villas. Walking distance to the park and beach. Two bedrooms, two full bathrooms with a fireplace in the living room, garden window in kitchen, granite counter tops, Spacious Master Suite W/Bay Windows, laminated floors, private patio and one car garage and one assigned parking. Only 6 Units in this Complex and all are beautifully maintained. Low HOA $175 per month.

Last Agent to Sell the Property

Judy Sharma

Redfin Corporation License #01886064 Listed on: 08/21/2021

Redfin Corporation

Last Buyer's Agent

Paul Swack

Keller Williams Realty Central Coast License #02032510

Keller Williams Realty Central Coast

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,827

Year Built

  • Built in 1989

Lot Details

  • Two or More Common Walls

HOA Fees

  • $175 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • 1 Open Parking Space

Interior Spaces

  • 865 Sq Ft Home
  • 2-Story Property
  • Crown Molding
  • Family Room Off Kitchen
  • Living Room with Fireplace

Kitchen

  • Updated Kitchen
  • Open to Family Room
  • Breakfast Bar
  • Granite Countertops

Bedrooms and Bathrooms

  • 2 Bedrooms
  • All Upper Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry in Garage

Utilities

  • Forced Air Heating System
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 2
  • Tax Tract Number 1506
  • Assessor Parcel Number 061044019
  • $3,756 per year additional tax assessments

Community Details

Overview

  • 6 Units
  • B&W Management Association, Phone Number (805) 489-0864
  • Janet Wood HOA
  • Oceano Subdivision

Amenities

  • Picnic Area

Recreation

  • Park

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,827

Year Built

Built in 1989

Lot Details

0

HOA Fees

$175 per month

Parking

1

Listing Details

  • Structure Type: House
  • Assessments: Yes
  • Inclusions: Stove, microwave, garbage disposer, refrigerator, Washer and dryer.
  • Property Attached: Yes
  • Subdivision Name Other: Oceano(350)
  • View: No
  • Zoning: RMF
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 061044019
  • Year Built: 1989
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 865.00 Square Feet
  • Interior Amenities: Crown Molding, Granite Counters
  • Stories: 2
  • Common Walls: 2+ Common Walls
  • Full Bathrooms: 2
  • Full And Three Quarter Bathrooms: 2
  • Total Bedrooms: 2
  • Eating Area: Breakfast Counter / Bar
  • Fireplace Features: Living Room
  • Levels: Two
  • Price Per Square Foot: 475.14
  • Room Type: All Bedrooms Up, Living Room, Master Bathroom, Master Bedroom
  • Room Kitchen Features: Granite Counters, Kitchen Open To Family Room, Remodeled Kitchen

Exterior Features

  • Pool Private: No

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 1.00
  • Total Parking Spaces: 2.00
  • Uncovered Spaces: 1.00

Utilities

  • Utilities: Cable Available
  • Heating: Yes
  • Laundry: Yes
  • Heating Type: Forced Air
  • Laundry Features: In Garage
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Association: Yes
  • Amenities: Picnic Area
  • Association Fee: 175.00
  • Association Fee Frequency: Monthly
  • Association Name: B&W Management
  • Phone: (805) 489-0864
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Park
  • Association Management: Janet Wood

Schools

  • School District: Lucia Mar Unified

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Size Sq Ft: 861.00
  • Lot Size Acres: 0.0198

Multi Family

  • Lease Considered: No
  • Lot Size Area: 861.0000 Square Feet
  • Number Of Units In Community: 6
  • Number Of Units Total: 6

Tax Info

  • Tax Census Tract: 122.00
  • Tax Lot: 2
  • Tax Tract Number: 1506
  • TaxOtherAnnualAssessmentAmount: 3756.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2021
Closed on
Oct 29, 2021
Sold by
Gil Maria Paula Bilbao
Bought by
Delaney Brandon
Seller's Agent
Judy Sharma
Redfin Corporation
Buyer's Agent
Paul Swack
Keller Williams Realty Central Coast
List Price
$395,000
Sold Price
$411,000
Premium/Discount to List
$16,000
4.05%
Current Estimated Value
$466,919

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$55,919
Avg. Annual Appreciation
3.29%
Original Mortgage
$385,700
Outstanding Balance
$350,958
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$115,961

Purchase Details

Listed on
Aug 21, 2021
Closed on
Sep 23, 2021
Sold by
Trede Marshan W and Trede Amanda L
Bought by
Delaney Brandon
Seller's Agent
Judy Sharma
Redfin Corporation
Buyer's Agent
Paul Swack
Keller Williams Realty Central Coast
List Price
$395,000
Sold Price
$411,000
Premium/Discount to List
$16,000
4.05%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$385,700
Outstanding Balance
$350,958
Interest Rate
2.8%
Mortgage Type
New Conventional
Estimated Equity
$115,961

Purchase Details

Listed on
Nov 16, 2016
Closed on
Dec 21, 2016
Sold by
Greemore Jon S and Greemore Julie D
Bought by
Trede Marshall W and Trede Amanda L
Seller's Agent
Jennifer Mandulay
Blair Properties
Buyer's Agent
Tyler Wieland
Century 21 Masters-Arroyo Grande
List Price
$319,000
Sold Price
$305,000
Premium/Discount to List
-$14,000
-4.39%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.47%
Original Mortgage
$289,750
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 14, 2013
Closed on
Jul 16, 2013
Sold by
Csrj Land & Cattle Llc
Bought by
Greemore Jon S and Greemore Julie D
Seller's Agent
Karen Palmer
Clarion Community Properties, Inc.
Buyer's Agent
Karen Palmer
Clarion Community Properties, Inc.
List Price
$239,000
Sold Price
$215,000
Premium/Discount to List
-$24,000
-10.04%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.41%
Original Mortgage
$172,000
Interest Rate
3.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jan 7, 2013
Sold by
Stark Mary Mcelhinney
Bought by
Csrj Land & Cattle Llc

Purchase Details

Closed on
Sep 22, 2005
Sold by
Stark Mary Mcelhinney
Bought by
Stark Mary Mcelhinney and Mary Mcelhinney Stark Living T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$315,000
Interest Rate
7.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 3, 2003
Sold by
Stark Mary Mcelhinney
Bought by
Stark Mary Mcelhinney and Mary Mcelhinney Stark Living T

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,113
Interest Rate
5.75%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 8, 2003
Sold by
Bowers Robert C and Bowers Patsy S
Bought by
Stark Mary Mcelhinney

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$275,113
Interest Rate
5.75%
Mortgage Type
FHA

Purchase Details

Closed on
May 2, 2001
Sold by
Bowers Robert C and Bowers Robert
Bought by
Bowers Robert C and Bowers Patsy S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$151,300
Interest Rate
6.92%

Purchase Details

Closed on
Oct 21, 1992
Sold by
Hines Christine
Bought by
Bowers Robert

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,000
Interest Rate
4.12%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Delaney Brandon -- First American Title
Delaney Brandon $411,000 First American Title Company
Trede Marshall W $305,000 First American Title Company
Greemore Jon S $215,000 First American Title Company
Csrj Land & Cattle Llc $150,200 None Available
Stark Mary Mcelhinney -- First American Title Co
Stark Mary Mcelhinney -- First American Title Co
Stark Mary Mcelhinney -- Cuesta Title Company
Stark Mary Mcelhinney $279,000 Cuesta Title Company
Bowers Robert C -- Fidelity National Title Co
Bowers Robert $75,500 Ticor Title Insurance Compan
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Delaney Brandon $385,700
Previous Owner Trede Marshall W $289,750
Previous Owner Greemore Jon S $172,000
Previous Owner Stark Mary Mcelhinney $315,000
Previous Owner Stark Mary Mcelhinney $275,113
Previous Owner Bowers Robert C $151,300
Previous Owner Bowers Robert $90,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/29/2021 10/29/21 Sold $411,000 +4.1% $475 / Sq Ft
09/15/2021 09/15/21 Pending -- -- --
09/11/2021 09/11/21 For Sale $395,000 0.0% $457 / Sq Ft
08/24/2021 08/24/21 Pending -- -- --
08/22/2021 08/22/21 Price Changed $395,000 +4.0% $457 / Sq Ft
08/21/2021 08/21/21 For Sale $379,900 +24.6% $439 / Sq Ft
01/27/2017 01/27/17 Sold $305,000 -1.3% $353 / Sq Ft View Prior Sale
12/20/2016 12/20/16 Pending -- -- --
12/14/2016 12/14/16 Price Changed $308,900 -3.2% $357 / Sq Ft
11/16/2016 11/16/16 For Sale $319,000 +48.4% $369 / Sq Ft
07/19/2013 07/19/13 Sold $215,000 -10.0% $249 / Sq Ft View Prior Sale
05/01/2013 05/01/13 Pending -- -- --
02/14/2013 02/14/13 For Sale $239,000 -- $276 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,827 $436,155 $238,771 $197,384
2024 $4,775 $427,604 $234,090 $193,514
2023 $4,775 $419,220 $229,500 $189,720
2022 $4,707 $411,000 $225,000 $186,000
2021 $3,797 $327,021 $160,830 $166,191
2020 $3,756 $323,668 $159,181 $164,487
2019 $3,730 $317,322 $156,060 $161,262
2018 $3,664 $311,100 $153,000 $158,100
2017 $2,870 $227,089 $132,029 $95,060
2016 $2,722 $222,638 $129,441 $93,197
2015 $2,362 $219,295 $127,497 $91,798
2014 $2,275 $215,000 $125,000 $90,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC21184463

California Regional Multiple Listing Service (CRMLS)

APN: 061-044-019