$648,000
SOLD AUG 6, 2025

14304 Horseshoe Ford Rd Ashland, VA 23005

3 Beds
2 Baths
2,692 Sq Ft
3.4 Acres

Recently Sold

$241 Per Sq Ft

7% Below List Price

91 Days on Market

Highlights

  • Home fronts a creek
  • Deck
  • Main Floor Bedroom
  • Liberty Middle School Rated A-
  • Contemporary Architecture
  • High Ceiling

About This Home

As of August 2025

Waterfront living on Stagg Creek with no HOA, and priced below the appraised value! Welcome to 14304 Horseshoe Ford Road, a hidden gem nestled in a peaceful, picturesque community just minutes from the heart of Ashland. This lovely waterfront home offers the perfect blend of rural tranquility and convenient access to town — without the restrictions of an HOA. Set along the serene banks of Stagg Creek, the property invites you to unwind with nature right in your own backyard. Enjoy coffee on the deck with water views, launch a kayak from your private access, or simply soak in the quiet beauty of the surrounding trees and wildlife. Inside, you'll find a well-maintained, move-in-ready home with spacious living areas, abundant natural light, and thoughtful updates throughout. Whether you're entertaining friends or enjoying a cozy night in, this home is designed for comfort and ease. Don't miss this rare opportunity to own a piece of waterfront paradise in a quiet, established neighborhood with unbeatable value. Schedule your showing today and discover all that this unique property has. This residence boasts 3 spacious bedrooms with lots of light in each room and decks overlooking the water, and backyard gardens. The living room is expansive and has a beautiful Hearthstone porcelain wood stove insert with sliding glass doors and UV coated transom windows effectively
bringing nature inside. This light-filled room has cathedral ceilings and exposed wood beams. Nearby is the formal dining room with sliding glass doors enjoying a a clear view of the pristine creek. The kitchen has plenty of cabinet space, a farmhouse sink, and granite countertops. Step-down to the den area which has a separate entrance and offers a cozy space for reading or entertaining, or perhaps a home office. Wrap-around decks provide a bird's eye view of nature 24-7-365. There is a detached building with a newly built private space upstairs with a deck overlooking the water. It can be used as an artist's studio or home office.

Last Agent to Sell the Property

JP Payne

Long & Foster REALTORS Brokerage Phone: (804) 647-3550 License #0225238426 Listed on: 03/28/2025

Long & Foster REALTORS

Last Buyer's Agent

Shannon Beasley

ERA Woody Hogg & Assoc License #0225270119

ERA Woody Hogg & Assoc

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,086

Year Built

  • Built in 1977

Lot Details

  • 3.4 Acre Lot
  • Home fronts a creek
  • Partially Fenced Property
  • Zoning described as A1

Home Design

  • Contemporary Architecture
  • Frame Construction
  • Composition Roof
  • Wood Siding

Interior Spaces

  • 2,692 Sq Ft Home
  • 2-Story Property
  • High Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Main Floor Bedroom
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • Paved Parking
  • Guest Parking

Outdoor Features

  • Deck
  • Exterior Lighting

Schools

  • Ashland Elementary School
  • Liberty Middle School
  • Patrick Henry High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 7861-35-0721

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,086

Year Built

Built in 1977

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Year Built: 1977
  • Property Attached Yn: No
  • Attribution Contact: (804) 647-3550
  • Lot Size Acres: 3.4
  • Water Body Name: Stagg's Creek
  • Ownership: Individuals
  • Subdivision Name: None
  • Above Grade Finished Sq Ft: 2692.0
  • Architectural Style: Contemporary
  • Garage Yn: No
  • Unit Levels: Two
  • New Construction: No
  • Building Stories: 2
  • Year Built Details: Actual
  • Property Sub Type Additional: Single Family Residence
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Electric Water Heater, Refrigerator, Washer
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Wood Burning
  • Fireplace: Yes
  • Interior Amenities: Bedroom on Main Level, Ceiling Fan(s), High Ceilings
  • Living Area: 2692.0
  • Stories: 2

Exterior Features

  • Roof: Composition
  • Fencing: Partial
  • Pool Features: None
  • Waterfront Features: Creek, Waterfront
  • Waterfront: Yes
  • Construction Type: Frame, Wood Siding
  • Exterior Features: Deck, Lighting, Paved Driveway
  • Patio And Porch Features: Deck
  • Property Condition: Resale

Garage/Parking

  • Parking Features: Driveway, Guest, Paved

Utilities

  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Sewer: Septic Tank
  • Water Source: Well
  • Cooling Y N: Yes
  • Heating Yn: Yes

Schools

  • Middle Or Junior School: Liberty

Lot Info

  • Parcel Number: 7861-35-0721
  • Zoning Description: A1

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 4086.46

MLS Schools

  • Elementary School: Ashland
  • High School: Patrick Henry

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 28, 2025
Closed on
Aug 5, 2025
Sold by
Weiner Mark W and Bauserman Barbara M
Bought by
Davis Tania E and Davis Mitchell D
Seller's Agent
JP Payne
Long & Foster REALTORS
Buyer's Agent
Shannon Beasley
ERA Woody Hogg & Assoc
List Price
$699,950
Sold Price
$648,000
Premium/Discount to List
-$51,950
-7.42%
Views
192

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
18.17%
Original Mortgage
$223,000
Outstanding Balance
$223,000
Interest Rate
5.89%
Mortgage Type
New Conventional
Estimated Equity
$437,010

Purchase Details

Listed on
Sep 28, 2017
Closed on
Apr 20, 2018
Sold by
Lockridge Robert H and Lockridge Barbara K
Bought by
Weiner Mark W and Bauserman Barbara M
Seller's Agent
Bob Flanagan
Long & Foster REALTORS
Buyer's Agent
Lindy Patterson
Gold Key Realty LLC
List Price
$389,500
Sold Price
$390,000
Premium/Discount to List
$500
0.13%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.24%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $648,000 Old Republic National Title In
Deed $648,000 Old Republic National Title In
Warranty Deed $390,000 Attorney
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $223,000 New Conventional
Closed $223,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/06/2025 08/06/25 Sold $648,000 0.0% $241 / Sq Ft
06/27/2025 06/27/25 Pending -- -- --
06/06/2025 06/06/25 Price Changed $648,000 -3.6% $241 / Sq Ft
05/26/2025 05/26/25 Price Changed $672,000 -4.0% $250 / Sq Ft
03/28/2025 03/28/25 For Sale $699,950 +79.5% $260 / Sq Ft
05/04/2018 05/04/18 Sold $390,000 +0.1% $145 / Sq Ft
03/24/2018 03/24/18 Pending -- -- --
03/24/2018 03/24/18 For Sale $389,500 0.0% $145 / Sq Ft
03/06/2018 03/06/18 Pending -- -- --
03/01/2018 03/01/18 Price Changed $389,500 0.0% $145 / Sq Ft
03/01/2018 03/01/18 For Sale $389,500 -0.1% $145 / Sq Ft
10/18/2017 10/18/17 Off Market $390,000 -- --
09/28/2017 09/28/17 For Sale $425,000 -- $158 / Sq Ft
Source: Central Virginia Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,284 $528,900 $146,600 $382,300
2024 $4,086 $504,500 $136,300 $368,200
2023 $3,535 $459,100 $115,500 $343,600
2022 $3,226 $398,300 $96,100 $302,200
2021 $3,148 $388,600 $96,100 $292,500
2020 $2,887 $356,400 $90,100 $266,300
2019 $2,386 $356,400 $90,100 $266,300
2018 $2,386 $294,600 $90,100 $204,500
2017 $2,313 $285,500 $90,000 $195,500
2016 $2,313 $285,500 $90,000 $195,500
2015 $2,313 $285,500 $90,000 $195,500
2014 $2,313 $285,500 $90,000 $195,500
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Central Virginia Regional MLS

MLS Number: 2508117

Central Virginia Regional MLS

APN: 7861-35-0721