Seller's Agent in 2025
Greg Cosgriff
HomeSmart Real Estate Momentum LLC
(216) 214-8031
46 in this area
86 Total Sales
144 E 197th St Euclid, OH 44119
4
Beds
2.5
Baths
3,188
Sq Ft
5,624
Sq Ft Lot
Highlights
- Private Pool
- Lake Privileges
- Community Lake
- Fishing
- Colonial Architecture
- Clubhouse
About This Home
As of September 2025Welcome Home! Located on a quiet street in the highly sought-after Utopia Beach Club community, this beautifully maintained 4-bedroom, 2.5-bath colonial offers a perfect blend of classic charm and modern amenities. Step inside to gleaming hardwood floors that flow through the spacious living and dining rooms, setting the tone for warmth and elegance.
The large eat-in kitchen boasts corian countertops and generous cabinet space—ideal for casual meals or entertaining. Just off the kitchen and dining room, a stunning family room features vaulted ceilings and a vibrant stained glass mosaic window that bathes the space in natural light.
Upstairs, you’ll find three comfortable bedrooms and a full bath with a walk-in shower. The primary bedroom impresses with sleek closet doors and ample storage. You'll find a lofted office space from the 2nd-largest bedroom, perfect for working from home. A spiral staircase descends from the office space to the family room. The 3rd floor offers a private 4th bedroom and an additional full bathroom—perfect for guests or multigenerational living.
Downstairs, the retro-style basement adds charm with wood paneling, a cozy fireplace, and flexible space to relax or entertain.
This home is eligible for membership in the exclusive Utopia Beach Club, where residents enjoy access to a heated in-ground pool overlooking breathtaking Lake Erie views. The private club also features a kiddie pool, clubhouse with a full kitchen and banquet hall, basketball court, picnic area, playground, beach access, and a fishing pier—offering a resort-style lifestyle just steps from your front door. This club hosts fun activities throughout the year that the whole family can enjoy.
Recent updates include high furnace and A/C, washer (2020) dryer (2022) dishwasher (2021) Roof (2014).
Don’t miss the opportunity to own a piece of paradise in one of the area’s most desirable communities! Enjoy peace of mind with a 1-year seller-provided warranty.
Last Agent to Sell the Property
HomeSmart Real Estate Momentum LLC Brokerage Email: gregcosgriffsold@gmail.com, 216-214-8031 License #2018003170 Listed on: 05/10/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $5,538
Year Built
- Built in 1938 | Remodeled
Lot Details
- 5,624 Sq Ft Lot
- Partially Fenced Property
Parking
- 2 Car Detached Garage
- Front Facing Garage
- Driveway
- On-Street Parking
Home Design
- Colonial Architecture
- Brick Exterior Construction
- Asphalt Roof
- Aluminum Siding
- Stone Siding
Interior Spaces
- 3-Story Property
- Vaulted Ceiling
- Ceiling Fan
- 2 Fireplaces
- Wood Burning Fireplace
- Gas Fireplace
- Double Pane Windows
- Partially Finished Basement
Bedrooms and Bathrooms
- 4 Bedrooms
- 2.5 Bathrooms
Outdoor Features
- Private Pool
- Lake Privileges
Location
- Suburban Location
Utilities
- Forced Air Heating and Cooling System
- Radiant Heating System
Listing and Financial Details
- Home warranty included in the sale of the property
- Assessor Parcel Number 641-04-003
Community Details
Overview
- No Home Owners Association
- Utopia Beach 05 Subdivision
- Community Lake
Amenities
- Common Area
- Clubhouse
Recreation
- Community Playground
- Community Pool
- Fishing
- Park
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
May 10, 2025
Closed on
Sep 16, 2025
Sold by
Graf Mark G and Graf Marie V
Bought by
Harrison Willie C
Seller's Agent
Greg Cosgriff
HomeSmart Real Estate Momentum LLC
Buyer's Agent
De'Chella Woodruff
HomeSmart Real Estate Momentum LLC
List Price
$299,900
Sold Price
$260,000
Premium/Discount to List
-$39,900
-13.3%
Views
164
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.69%
Original Mortgage
$249,200
Outstanding Balance
$249,200
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$15,611
Purchase Details
Closed on
Jan 5, 1995
Sold by
Moran Joanne
Bought by
Graf Mark G and Graf Marie V
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$118,000
Interest Rate
9.27%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 24, 1986
Sold by
Woodcock James N
Bought by
Moran Joanne
Purchase Details
Closed on
Mar 29, 1978
Sold by
Vroome Esther L
Bought by
Woodcock James N
Purchase Details
Closed on
Mar 2, 1978
Sold by
Brunner Evelyn J
Bought by
Vroome Esther L
Purchase Details
Closed on
Jan 1, 1975
Bought by
Brunner Evelyn J
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $260,000 | Ohio Real Title | |
| Deed | $147,500 | -- | |
| Deed | $83,000 | -- | |
| Deed | $68,000 | -- | |
| Deed | -- | -- | |
| Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $249,200 | New Conventional | |
| Previous Owner | $118,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/17/2025 09/17/25 | Sold | $260,000 | -7.1% | $82 / Sq Ft |
| 08/27/2025 08/27/25 | Pending | -- | -- | -- |
| 08/07/2025 08/07/25 | Price Changed | $280,000 | -1.7% | $88 / Sq Ft |
| 07/11/2025 07/11/25 | Price Changed | $284,900 | -1.7% | $89 / Sq Ft |
| 05/21/2025 05/21/25 | Price Changed | $289,900 | -3.3% | $91 / Sq Ft |
| 05/10/2025 05/10/25 | For Sale | $299,900 | -- | $94 / Sq Ft |
Source: MLS Now
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,538 | $81,935 | $10,850 | $71,085 |
| 2023 | $4,887 | $57,610 | $8,960 | $48,650 |
| 2022 | $4,774 | $57,610 | $8,960 | $48,650 |
| 2021 | $5,334 | $57,610 | $8,960 | $48,650 |
| 2020 | $5,413 | $53,340 | $8,300 | $45,050 |
| 2019 | $4,876 | $152,400 | $23,700 | $128,700 |
| 2018 | $4,926 | $53,340 | $8,300 | $45,050 |
| 2017 | $5,330 | $48,230 | $7,070 | $41,160 |
| 2016 | $5,342 | $48,230 | $7,070 | $41,160 |
| 2015 | $4,853 | $48,230 | $7,070 | $41,160 |
| 2014 | $4,853 | $48,230 | $7,070 | $41,160 |
Source: Public Records
Agents Affiliated with this Home
-
Greg Cosgriff
-
De'Chella Woodruff
Buyer's Agent in 2025
De'Chella Woodruff
HomeSmart Real Estate Momentum LLC
(216) 403-8180
27 in this area
188 Total Sales
Map
Source: MLS Now
MLS Number: 5121643
APN: 641-04-003
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