NOT LISTED FOR SALE

1440 Ramona Ln Saint Charles, MO 63304

Estimated Value: $206,000 - $237,000

3 Beds
1 Bath
864 Sq Ft
$262/Sq Ft Est. Value

Last Sold April 23, 2021

Current estimated payment $1,376/month

Highlights

  • Open Floorplan
  • Ranch Style House
  • Patio
  • Central Elementary School Rated A-
  • Eat-In Kitchen
  • Living Room

About This Home

As of April 2021

This charming home is conveniently located and full of updates! Walk in and immediately see the sun-filled living room and open floor plan to the large, eat-in kitchen. The main floor boasts three comfortable bedrooms and an updated full bathroom, and the lower level could easily be finished to add even more living space to the home. The level, fenced backyard includes a side patio and gravel area that could be used for storage or outdoor entertaining. A carport space and long driveway add off-street parking convenience. Don't miss out!

Last Agent to Sell the Property

Patrick Haggerty

EXP Realty, LLC License #2015007478 Listed on: 03/08/2021

EXP Realty, LLC

Co-Listed By

Jessica Kuhn

Elevate Realty, LLC License #2016040485

Last Buyer's Agent

Lauren Johnson

Lux Properties License #2007037960

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,015

Year Built

  • Built in 1972

Lot Details

  • 5,837 Sq Ft Lot
  • Lot Dimensions are 53x109
  • Fenced
  • Level Lot

HOA Fees

  • $8 Monthly HOA Fees

Home Design

  • Ranch Style House
  • Traditional Architecture
  • Vinyl Siding

Interior Spaces

  • 864 Sq Ft Home
  • Open Floorplan
  • Ceiling Fan
  • Insulated Windows
  • Tilt-In Windows
  • Sliding Doors
  • Six Panel Doors
  • Living Room
  • Combination Kitchen and Dining Room
  • Partially Carpeted

Kitchen

  • Eat-In Kitchen
  • Gas Oven or Range
  • Dishwasher
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • 1 Full Bathroom

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Storage

Home Security

  • Storm Doors
  • Fire and Smoke Detector

Parking

  • 1 Carport Space
  • Off-Street Parking

Outdoor Features

  • Patio

Schools

  • Central Elem. Elementary School
  • Bryan Middle School
  • Francis Howell Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 3-0016-4964-00-0020.0000000

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,015

Year Built

Built in 1972

Lot Details

0

HOA Fees

$8 per month

Listing Details

  • Property Type: Residential
  • Style: 1 Story
  • Style Description: Ranch
  • Municipality Township: Unincorporated
  • Special Areas: Living Room
  • Special Description: Owner Occupied
  • Age: 49
  • Ownership: Private
  • Year Built: 1972
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 1

Interior Features

  • Basement: Full, Storage/Locker, Unfinished
  • Bedroom Types: Main Floor Master
  • Dining Room: Kitchen/Dining Combo
  • Interior Amenities: Open Floor Plan, Some Carpeting
  • Kitchen: Custom Cabinetry, Eat-In Kitchen
  • Main Level Bedrooms: 3
  • Main Full Bathrooms: 1
  • Master Bed.: Full Bath
  • Misc Features: Patio, Smoke Alarm/Detec
  • Windows/Doors: 6 Panel Door(s), Sliding Glass Doors, Some Insulated Wndws, Some Storm Doors, Some Tilt-In Windows
  • Appliances: Dishwasher, Disposal, Range/Oven-Gas
  • Bathrooms: 1.00
  • Bedrooms: 3.00
  • Square Footage: 864
  • Total Full Baths: 1

Exterior Features

  • Architecture: Traditional
  • Construction: Vinyl Siding

Garage/Parking

  • Carport Spaces: 1
  • Parking: Covered, Off Street

Utilities

  • Sewer: Public
  • Water: Public
  • Water Heater: Gas
  • Cooling: Ceiling Fan, Central-Electric
  • Heating: Forced Air

Condo/Co-op/Association

  • Association Fee: 97
  • Association Fee Frequency: Yearly

Schools

  • School District: Francis Howell R-III
  • Elementary School: Central Elem.
  • Middle School: Bryan Middle
  • High School: Francis Howell Central High
  • Elementary School: Central Elem.
  • Junior High School: Bryan Middle
  • School District: Francis Howell R-III
  • Senior High School: Francis Howell Central High

Lot Info

  • Lot Description: Fencing, Level Lot
  • Lot Dimensions: 53x109
  • Lot Sq Ft: 5837
  • Acres: 0.1340

Tax Info

  • Taxes Paid: 1676
  • Taxes Paid Year: 2020
  • Assessor Parcel Number: 3-0016-4964-00-0020.0000000

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 8, 2021
Closed on
Apr 23, 2021
Sold by
Knop Rachel B
Bought by
Thompson Natalie
Seller's Agent
Patrick Haggerty
EXP Realty, LLC
Buyer's Agent
Lauren Johnson
Lux Properties
List Price
$149,900
Current Estimated Value
$226,333

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.64%
Original Mortgage
$443,055
Outstanding Balance
$402,371
Interest Rate
3.1%
Mortgage Type
Stand Alone Second
Estimated Equity
-$177,704

Purchase Details

Listed on
May 15, 2019
Closed on
Jun 27, 2019
Sold by
Quint Jonathan Michael and Quint Usha
Bought by
Knop Rachel B
Seller's Agent
Ashley Dorman
EXP Realty, LLC
Buyer's Agent
Linda Boehmer
Berkshire Hathaway HomeServices Select Properties
List Price
$139,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.28%
Original Mortgage
$140,650
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Listed on
May 25, 2017
Closed on
Jun 29, 2017
Sold by
Enlow Randy
Bought by
Quint Jonathan Michael
Seller's Agent
Tony Brown
Realty Executives Premiere
Buyer's Agent
Melissa Fields
Coldwell Banker Premier Group
List Price
$134,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.44%
Original Mortgage
$130,591
Interest Rate
5.5%
Mortgage Type
FHA

Purchase Details

Closed on
Nov 1, 2011
Sold by
Enlow Laura P
Bought by
Enlow Randy

Purchase Details

Closed on
Aug 11, 2003
Sold by
Hester Laura P
Bought by
Enlow Randy

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,300
Interest Rate
5.56%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 16, 2003
Sold by
Tasios George M and Tasios Larissa
Bought by
Enlow Randy and Hester Paige

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$102,300
Interest Rate
5.56%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Sep 1, 2000
Sold by
Hinch Barry E and Hinch Judith A
Bought by
Tasios George M and Schroeder Larissa

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,954
Interest Rate
8.16%
Mortgage Type
FHA
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Thompson Natalie -- None Available
Knop Rachel B -- Investors Title Company
Quint Jonathan Michael $133,000 National Title Center Inc
Enlow Randy -- None Available
Enlow Randy -- --
Enlow Randy -- Enterprise Land Title
Tasios George M -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Thompson Natalie $443,055
Closed Thompson Natalie $157,140
Previous Owner Knop Rachel B $140,650
Previous Owner Quint Jonathan Michael $130,591
Previous Owner Enlow Randy $102,300
Previous Owner Tasios George M $88,954
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2021 04/23/21 Sold -- -- --
03/09/2021 03/09/21 Pending -- -- --
03/08/2021 03/08/21 For Sale $149,900 +7.8% $173 / Sq Ft
06/27/2019 06/27/19 Sold -- -- --
05/20/2019 05/20/19 Pending -- -- --
05/15/2019 05/15/19 For Sale $139,000 +3.0% $161 / Sq Ft
06/29/2017 06/29/17 Sold -- -- --
05/25/2017 05/25/17 For Sale $134,900 -- $156 / Sq Ft
Source: MARIS MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,015 $34,097 -- --
2023 $2,015 $33,522 $0 $0
2022 $1,789 $27,609 $0 $0
2021 $1,790 $27,609 $0 $0
2020 $1,676 $24,998 $0 $0
2019 $1,669 $24,998 $0 $0
2018 $1,551 $22,186 $0 $0
2017 $1,538 $22,186 $0 $0
2016 $1,412 $19,579 $0 $0
2015 $1,381 $19,579 $0 $0
2014 $1,389 $19,097 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MARIS MLS

MLS Number: MIS21014313

MARIS MLS

APN: 3-0016-4964-00-0020.0000000