$475,000
PENDING

Ocean Reef 14415 Front Beach Rd Unit 1105 Panama City Beach, FL 32413

Estimated payment $3,929/month

Total Views 3,778
2 Beds
2 Baths
1,146 Sq Ft
$414 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Sauna
  • J.R. Arnold High School Rated A-
  • Main Floor Primary Bedroom
  • Community Pool

About This Home

Experience the tranquil, laid-back lifestyle of coastal living in this inviting Ocean Reef condo. Sold fully furnished and rental-ready , this 2-bedroom, 2-bathroom unit is the perfect investment—whether you're enjoying it with family and friends or renting it out as a vacation getaway. Both the living room and primary bedroom open to a spacious Gulf-front balcony, where you'll be captivated by endless views of the sparkling emerald-green waters. This balcony will quickly become your favorite spot, whether you're savoring your morning coffee or unwinding in the evening with your favorite drink watching a spectacular sunset. On special days, you may even catch a glimpse of dolphins playing in the surf or rays gliding gracefully by, creating unforgettable memories. This unit has some specia some special touches such as plantation shutters on the sliding glass doors in the living room and master bedroom. It is pleasantly decorated. New applicances were recently added in the kitchen. This one is ready to enjoy. Ocean Reef offers fantastic amenities, including an outdoor pool overlooking the beach, hot tub, an indoor heated pool, a fitness center, and a sauna. Centrally located in the heart of Panama City Beach, it's just a short walk to popular local favorites like Runaway Island Restaurant, Amore Donuts, and Fun Land, along with many other great dining and entertainment options nearby. Don't miss this incredible opportunity to own a piece of paradise!

Listing Agent

Amanda Cialoni

Seashore Realty LLC License #3073206 Listed on: 04/25/2025

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,441

Year Built

  • Built in 2008

HOA Fees

  • $888 Monthly HOA Fees

Interior Spaces

  • 1,146 Sq Ft Home
  • Living Room

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • 2 Full Bathrooms

Schools

  • Hutchinson Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Balcony
  • Central Air

Listing and Financial Details

  • Assessor Parcel Number 40001-250-049

Community Details

Overview

  • Association fees include ground keeping, insurance, sewer, water, cable TV, trash
  • Ocean Reef Subdivision

Amenities

  • Picnic Area

Recreation

  • Beach

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,441

Year Built

Built in 2008

Lot Details

0

HOA Fees

$888 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Subdivision Name: OCEAN REEF
  • Directions: From Panama City Beach Parkway turn south on Nautilus Rd then right on Front Beach Rd. Ocean Reef will be on the gulf side.
  • Architectural Style: N/A
  • Carport Y N: No
  • New Construction: No
  • Year Built: 2008
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Rooms:Living Room: Yes
  • Waterview:Gulf2: Yes
  • Waterfront:Gulf: Yes
  • Waterfront:Unit Waterfront: Yes
  • Special Features: None

Interior Features

  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Master Bedroom:First: Yes

Exterior Features

  • Pool Features: Pool Type
  • View: Gulf
  • Waterfront Features: Unit Waterfront, Gulf
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Balcony: Yes

Garage/Parking

  • General Property Info:Garage2: No

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Beach, Exercise Room, Picnic Area, Pool, Sauna/Steam Room, Waterfront
  • Association #2 Fee: 2663.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Ground Keeping, Insurance, Sewer, Water, Cable TV, Trash

Schools

  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Parcel #: 40001-250-049

Map

Range of Values:

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Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,441 $396,991 -- --
2023 $5,441 $360,901 $0 $488,750
2022 $4,372 $328,092 $0 $0
2021 $3,726 $298,265 $0 $0
2020 $3,338 $280,500 $0 $280,500
2019 $2,980 $246,500 $0 $246,500
2018 $2,845 $229,500 $0 $0
2017 $2,710 $238,000 $0 $0
2016 $2,773 $239,275 $0 $0
2015 $2,631 $219,938 $0 $0
2014 $2,458 $205,615 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/30/2025 07/30/25 Pending -- -- --
07/26/2025 07/26/25 Price Changed $475,000 -3.1% $414 / Sq Ft
04/25/2025 04/25/25 For Sale $490,000 +104.3% $428 / Sq Ft
06/20/2022 06/20/22 Off Market $239,900 -- --
06/20/2022 06/20/22 Off Market $280,000 -- --
08/31/2018 08/31/18 Sold $280,000 -6.6% $244 / Sq Ft
06/07/2018 06/07/18 Pending -- -- --
03/24/2018 03/24/18 For Sale $299,900 +25.0% $262 / Sq Ft
10/24/2013 10/24/13 Sold $239,900 0.0% $209 / Sq Ft
10/20/2013 10/20/13 Pending -- -- --
10/11/2013 10/11/13 For Sale $239,900 -- $209 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $280,000 Attorney
Warranty Deed $239,900 Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $160,000 New Conventional
Previous Owner $191,920 Seller Take Back
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 974852

Emerald Coast Association of REALTORS®

APN: 40001-250-049