
Ocean Reef 14415 Front Beach Rd Unit 1105 Panama City Beach, FL 32413
Estimated payment $3,929/month
Highlights
- Beach
- Property fronts gulf or ocean
- Sauna
- J.R. Arnold High School Rated A-
- Main Floor Primary Bedroom
- Community Pool
About This Home
Experience the tranquil, laid-back lifestyle of coastal living in this inviting Ocean Reef condo. Sold fully furnished and rental-ready , this 2-bedroom, 2-bathroom unit is the perfect investment—whether you're enjoying it with family and friends or renting it out as a vacation getaway. Both the living room and primary bedroom open to a spacious Gulf-front balcony, where you'll be captivated by endless views of the sparkling emerald-green waters. This balcony will quickly become your favorite spot, whether you're savoring your morning coffee or unwinding in the evening with your favorite drink watching a spectacular sunset. On special days, you may even catch a glimpse of dolphins playing in the surf or rays gliding gracefully by, creating unforgettable memories. This unit has some specia some special touches such as plantation shutters on the sliding glass doors in the living room and master bedroom. It is pleasantly decorated. New applicances were recently added in the kitchen. This one is ready to enjoy. Ocean Reef offers fantastic amenities, including an outdoor pool overlooking the beach, hot tub, an indoor heated pool, a fitness center, and a sauna. Centrally located in the heart of Panama City Beach, it's just a short walk to popular local favorites like Runaway Island Restaurant, Amore Donuts, and Fun Land, along with many other great dining and entertainment options nearby. Don't miss this incredible opportunity to own a piece of paradise!
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $5,441
Year Built
- Built in 2008
HOA Fees
- $888 Monthly HOA Fees
Interior Spaces
- 1,146 Sq Ft Home
- Living Room
Bedrooms and Bathrooms
- 2 Bedrooms
- Primary Bedroom on Main
- 2 Full Bathrooms
Schools
- Hutchinson Beach Elementary School
- Surfside Middle School
- Arnold High School
Additional Features
- Balcony
- Central Air
Listing and Financial Details
- Assessor Parcel Number 40001-250-049
Community Details
Overview
- Association fees include ground keeping, insurance, sewer, water, cable TV, trash
- Ocean Reef Subdivision
Amenities
- Picnic Area
Recreation
- Beach
Map
About Ocean Reef
Home Values in the Area
Average Home Value in this Area
Tax History
Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
---|---|---|---|---|
2024 | $5,441 | $396,991 | -- | -- |
2023 | $5,441 | $360,901 | $0 | $488,750 |
2022 | $4,372 | $328,092 | $0 | $0 |
2021 | $3,726 | $298,265 | $0 | $0 |
2020 | $3,338 | $280,500 | $0 | $280,500 |
2019 | $2,980 | $246,500 | $0 | $246,500 |
2018 | $2,845 | $229,500 | $0 | $0 |
2017 | $2,710 | $238,000 | $0 | $0 |
2016 | $2,773 | $239,275 | $0 | $0 |
2015 | $2,631 | $219,938 | $0 | $0 |
2014 | $2,458 | $205,615 | $0 | $0 |
Property History
Date | Event | Price | Change | Sq Ft Price |
---|---|---|---|---|
07/30/2025 07/30/25 | Pending | -- | -- | -- |
07/26/2025 07/26/25 | Price Changed | $475,000 | -3.1% | $414 / Sq Ft |
04/25/2025 04/25/25 | For Sale | $490,000 | +104.3% | $428 / Sq Ft |
06/20/2022 06/20/22 | Off Market | $239,900 | -- | -- |
06/20/2022 06/20/22 | Off Market | $280,000 | -- | -- |
08/31/2018 08/31/18 | Sold | $280,000 | -6.6% | $244 / Sq Ft |
06/07/2018 06/07/18 | Pending | -- | -- | -- |
03/24/2018 03/24/18 | For Sale | $299,900 | +25.0% | $262 / Sq Ft |
10/24/2013 10/24/13 | Sold | $239,900 | 0.0% | $209 / Sq Ft |
10/20/2013 10/20/13 | Pending | -- | -- | -- |
10/11/2013 10/11/13 | For Sale | $239,900 | -- | $209 / Sq Ft |
Purchase History
Date | Type | Sale Price | Title Company |
---|---|---|---|
Warranty Deed | $280,000 | Attorney | |
Warranty Deed | $239,900 | Title Agency Inc |
Mortgage History
Date | Status | Loan Amount | Loan Type |
---|---|---|---|
Open | $160,000 | New Conventional | |
Previous Owner | $191,920 | Seller Take Back |
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Source: Emerald Coast Association of REALTORS®
MLS Number: 974852

APN: 40001-250-049
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