$525,000
$4K PRICE DROP

Ocean Reef 14415 Front Beach Rd Unit 1403 Panama City Beach, FL 32413

Estimated payment $4,224/month

Total Views 3,021
2 Beds
2 Baths
1,146 Sq Ft
$458 Price per Sq Ft

Highlights

  • Beach
  • Property fronts gulf or ocean
  • Gated with Attendant
  • J.R. Arnold High School Rated A-
  • Deeded access to the beach
  • In Ground Pool

About This Home

This beautifully renovated 2BR/2BA beachfront condo offers stunning Gulf views and strong rental potential. Fully updated with luxury finishes--granite and quartz counters, custom tile, modern fixtures, and stylish decor--it's completely move-in ready. The primary suite features Gulf views, a spa-like bathroom, and balcony access. The second bedroom connects to an updated guest bath, perfect for family or visitors. Enjoy an oversized balcony, deeded garage parking, and top-tier amenities including indoor/outdoor pools, hot tub, sauna, fitness center, BBQ area, and on-site management. Located minutes from Pier Park and exciting new attractions like Top Golf and Dolly Parton's Dinner Show, this condo is the ideal vacation home or income-producing investment.Enjoy morning coffee or sunset cocktails on the oversized balcony, newly furnished for maximum comfort and endless views of the water.

Listing Agent

Kelly McGrath

Realty One Group Emerald Coast License #SL3590673 Listed on: 05/25/2025

Realty One Group Emerald Coast

Co-Listing Agent

Kailey Collison

Realty One Group Emerald Coast License #SL3590437

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,705

Year Built

  • Built in 2008

HOA Fees

  • $888 Monthly HOA Fees

Parking

  • 1 Car Garage
  • Carport
  • Secured Garage or Parking
  • Additional Parking
  • Assigned Parking

Home Design

  • Flat Roof Shape
  • Steel Frame

Interior Spaces

  • 1,146 Sq Ft Home
  • Furnished
  • Ceiling Fan
  • Living Room

Kitchen

  • Breakfast Bar
  • Electric Cooktop
  • Microwave
  • Freezer
  • Ice Maker
  • Dishwasher
  • Disposal
  • Instant Hot Water

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Home Security

Outdoor Features

  • Deeded access to the beach
  • Balcony
  • Covered Patio or Porch

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Spa

Community Details

Overview

  • Association fees include internet, ground maintenance, pool(s), security, trash, water
  • High-Rise Condominium
  • Ocean Reef Subdivision

Amenities

  • Elevator

Recreation

  • Beach
  • Community Spa
  • Fishing
  • Park

Security

  • Gated with Attendant
  • Storm Doors
  • Fire and Smoke Detector
  • Fire Sprinkler System
  • Fire Escape

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,705

Year Built

Built in 2008

Lot Details

0

HOA Fees

$888 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Year Built: 2008
  • Property Sub Type: Condominium
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: R1GEC2
  • Co List Office Phone: (850) 238-8338
  • Subdivision Name: Ocean Reef
  • Architectural Style: High Rise
  • Carport Y N: Yes
  • Entry Level: 14
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Water Heater, Freezer, Disposal, Ice Maker, Microwave, Refrigerator, Washer
  • Interior Amenities: Breakfast Bar, Instant Hot Water
  • Spa Features: Community, Hot Tub
  • Private Spa: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Door Features: Storm Door(s)
  • Living Area: 1146.0
  • Dining Room Type: Bedroom, Kitchen, Living Room, Primary Bedroom

Exterior Features

  • Pool Features: Fenced, In Ground, Pool, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Deeded Access, Waterfront
  • Waterfront: Yes
  • Construction Type: Concrete, Steel Frame
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony, Covered, Open, Porch
  • Roof: Flat

Garage/Parking

  • Garage Spaces: 1.0
  • Parking Features: Additional Parking, Assigned, Carport, Paved
  • Garage: Yes

Utilities

  • Utilities: Cable Connected, Trash Collection
  • Security Features: Building Security, Fire Escape, Fire Sprinkler System, Gated with Guard, Secured Garage/Parking, Gated Community, Smoke Detector(s), Security Service
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Central, Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes

Condo/Co-op/Association

  • Association Fee: 2662.86
  • Community Features: Beach, Elevator, Fitness Center, Fishing, Park, Recreation Area, Sauna, Short Term Rental Allowed, Waterfront, Gated, Pool
  • Amenities: Beach Rights
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Internet, Maintenance Grounds, Pool(s), Security, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Zoning Description: Resid Multi-Family,Resort

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 5705.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Map

About Ocean Reef

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,465 $401,630 -- --
2023 $5,465 $365,118 $0 $488,750
2022 $4,390 $331,925 $0 $0
2021 $3,742 $301,750 $0 $301,750
2020 $3,383 $280,500 $0 $280,500
2019 $2,980 $246,500 $0 $246,500
2018 $2,845 $229,500 $0 $0
2017 $2,710 $238,000 $0 $0
2016 $2,773 $239,275 $0 $0
2015 $2,631 $219,938 $0 $0
2014 $2,458 $205,615 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2025 07/31/25 Price Changed $525,000 -0.8% $458 / Sq Ft
05/25/2025 05/25/25 For Sale $529,000 +116.0% $462 / Sq Ft
06/20/2022 06/20/22 Off Market $244,900 -- --
11/12/2013 11/12/13 Sold $244,900 0.0% $214 / Sq Ft
11/10/2013 11/10/13 For Sale $244,900 -- $214 / Sq Ft
11/05/2013 11/05/13 Pending -- -- --
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $334,000 Diamond Title Agency Inc
Warranty Deed $244,900 Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $283,900 New Conventional
Previous Owner $195,920 Seller Take Back
Source: Public Records

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Source: Central Panhandle Association of REALTORS®

MLS Number: 773983

Central Panhandle Association of REALTORS®

APN: 40001-250-074

Florida Bay County Panama City Beach 32413

14415 Front Beach Rd Unit 1403, Panama City Beach, FL

This home is located at 14415 Front Beach Rd Unit 1403, Panama City Beach, FL 32413 and is currently priced at $525,000, approximately $458 per square foot. This property was built in 2008. 14415 Front Beach Rd Unit 1403 is a home located in Bay County with nearby schools including J.R. Arnold High School, Hutchison Beach Elementary School, and Surfside Middle School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

Nearby Homes
Listing Agent
Kelly McGrath
Section Image
Realty One Group Emerald Coast
(850) 616-2194